Money For Christmas: Boost Your Christmas Savings in Just 20 Minutes A Day (2024)

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It can be nerve-wracking trying to figure out where to get money for Christmas each and every year. The day after Thanksgiving, many rely on credit cards, loans, or bill non-payment to indulge in a little holiday cheer.

The credit card statements will come in January and you’ll spend another year paying for Christmas presents. But what if I told you there’s a much better way to come up with money for Christmas?

I do it every year and it’s so simple! It only requires 20 minutes of your time every day. Sounds intriguing, right? Well, Swagbucksis one of my favorite ways to earn money for Christmas.

Once you get 300 Swagbucks, you can redeem them for $3.00 Amazon gift cards and I use these gift cards to help me purchase stocking stuffers, Christmas toys, gifts for friends, neighbors, and more!

You can also wait until you reach 2,200 Swagbucks and redeem it for $25.00 gift cards, it’s totally up to you. Today, I’m going to tell you exactly what you need to do to earn Amazon gift cards or free Visa gift cards for Christmas too. With the right strategy, you will have plenty of extra money for Christmas in no time!

How to Boost Your Christmas Savings in Just 20 Minutes Per Day

1. Sign up for Swagbucks.

If you haven’t already signed up for Swagbucks, sign up here. Use my link and you’ll receive a $5.00 sign up bonus to help jumpstart your earnings for Christmas! To get your bonus, make sure to click on the link in your email to verify your account.

2. Complete your Swagbucks profile.

Once you’re all signed up, go through and complete your profile for some more easy Swagbucks.If I remember correctly, you can earn around 30 or so Swagbucks with this activity. Also, on your birthday, you’ll receive 55 free SB, so be sure to include your DOB as well to boost your ability to earn money for Christmas.

3. Check your Daily Goal.

When you complete your daily goal of earning 50 SB, you’ll receive 5 bonus SB. For the month of June, as you can see, I wasn’t consistent with it. But I did complete enough tasks to claim a bonus 22 SB.

To qualify for the Daily Goal Bonus, you’ll need to check your Swagbucks to-do list and complete some daily tasks. Here are the daily tasks:

4. Enter Swag Codes.

You can receive Swag Codes in a few different ways. Follow Swagbucks on their social media accounts and/or download the Swag App. When you see a swag code, enter it as soon as possible as they are time sensitive. Just enter the code and your account will be credited.

5. Do the surveys to earn money for Christmas.

I could waste your time and tell you that you can earn big bucks by watching videos, but trust me — they are terribly boring! Plus, they are not a good use of your time.

Of course, you could just open them up on your browser and let them play while you’re doing other things. But even doing that, you only earn a couple of SBfor every 10 to 20 videos you watch.

I much prefer setting aside 20 minutes per day while I’m watching television and take the surveys. I don’t qualify for them all, but I typically get to take about two or three a day. That’s 150 to 300 Swagbucks for 20 minutes of work.

When I’m consistent, I earn anywhere from 4500 to 9,000 SB per month on surveys alone. Plus, there are days where I qualify for higher earning surveys which help boost that number significantly.

6. Download the Swagbucks Chrome Extension.

Another way to increase your Swagbucksearnings is through the Chrome Extension button. Simply add it to your browser and when you’re shopping online, the button will notify you if you can earn SB for your purchase. So, yes — you can earn SB for doing your Christmas shopping as well!

7. Share Swagbucks with others.

Another awesome way to earn money for Christmas via Swagbucks is by sharing! Put your Swagbucks referral link in your Instagram or Facebook profile. Share it via email, text, or social media posts.

You’ll receive 300 SB for every referral you make, plus you’ll earn 10 percent of their monthly earnings for LIFE. This means if they earn 500 Swagbucksper month, you’ll receive 50 SB.

Do all of these things to earn quick cash for the holidays. You’ll be happy you did! You don’t have to resort to debt or missing bill payments to have money for Christmas. Start now and spend guilt-free for the holidays later!

Money For Christmas: Boost Your Christmas Savings in Just 20 Minutes A Day (2024)

FAQs

How much do you save with the 52 envelope challenge? ›

Week 1, you save $1.00. Week 2 you save $2.00, and it continues through the year, adding one more dollar to each week's savings goal. By Week 52, you'll set aside $52.00, which will bring the year's total savings to $1,378!

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What is a good amount to save for Christmas? ›

Statista indicates the average U.S. consumer spent about $870 on Christmas gifts during the 2022 holiday season. If your Christmas budget is $450, you'll need to save $38 per week for 12 weeks. If you want to save $800 to meet your Christmas savings plan goals, you've got to put aside $67 per week for 12 weeks.

What is $2,000 dollars a week? ›

$2,000 weekly is how much per year? If you make $2,000 per week, your Yearly salary would be $104,019.

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How to save $5000 in 3 months with 100 envelopes? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

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What is the 52 week rule? ›

Match each week's savings amount with the number of the week in your challenge. In other words, you'll save $1 the first week, $2 the second week, $3 the third week, and so on until you put away $52 in week 52.

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What is the 20 savings rule? ›

Key Takeaways. The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

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How can I save $5000 with the 52-week money challenge? ›

Here are a few more ways to save $5,000 by the end of 2023:

Save $96.16 every week.
Save $192.31 every two weeks.
Save $416.67 every month.
Save $1,250 every quarter.
Save $2,500 every six months.

Jan 5, 2023

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What is the $3 a week savings challenge? ›

The plan is refreshingly easy, even for the math-challenged: set aside $3 in the first week and put it into a savings account. Then add another $3 each week after, so $6 is saved in week two, $9 in week three, and so on. By week 26, when the final deposit of $78 is made, the savings will total $1,053.

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