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You needed a credit score of at least 700 to get the PayPal Extras Mastercard. This means at least good credit was required for approval. However, the PayPal Extras Mastercard is no longer available to new applicants.
If you’re looking for a similar card, you should consider getting the PayPal Cashback Mastercard®, instead. This card offers 3% cash back on PayPal purchases and 2% back on all other purchases.
The PayPal Cashback Mastercard® requires at least fair credit (a credit score of 640+) for approval. If you’d like to know where you stand, you cancheck your credit score for free, right here on WalletHub.
This answer was first published on 06/04/20 and it was last updated on 01/09/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
PayPal Extras Mastercard
PayPal Extras Mastercard
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Ye Juanda Sargent, Member
@mysundaycakes
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I was able to get one with a score of a little more than 600.
This answer was first published on 11/23/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Megan, Member
@meg8278
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I got a PayPal mastercard with only a little over 600 credit score. They only gave me $600. But the regular PayPal credit gave me $1800.
This answer was first published on 03/25/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
How do I get a PayPal credit card?
You can get a PayPal Cashback Mastercard® by applying for one online, but you need at least good credit to qualify for approval. The issuer will also take into account your income, debt and number of open accounts, among various other factors when considering your application.
Here’s how to get a PayPal Cashback Mastercard®:
- Visit the PayPal Cashback Mastercard®’s webpage.
- Click on “Start Credit Card Application.”
- Log in to your PayPal account to access the application.
- ...
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Does PayPal CashBack do a hard pull?
Yes, the PayPal CashBack will do a hard pull. You will need a credit score of at least 700 to get it. There is no way to pre-qualify for the PayPal CashBack.
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize...
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What's the starting credit limit for the PayPal Credit Card?
The starting credit limit for the PayPal Extras Mastercard was $250, at a minimum. Every approved applicant’s credit limit was determined by multiple factors such as their credit score, income, and payment history. However, it is worth noting that the PayPal Extras Mastercard is no longer available to new applicants.
Things to know about the PayPal Extras Mastercard credit limit:
- Initial credit limits aren’t permanent. Once your account has been open for at least 6 months, you can...
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_shleyseaman85, Member
@_shleyseaman85
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I just got a $700 credit limit and my score is 658. I think it depends on your payment history with synchrony bank. I have several store credit cards through them so the know my habits. I will use and pay off the next week or so.
This answer was first published on 10/13/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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