Metro Bank is one of the leading brands in the banking & financial services sector. Metro Bank SWOT analysis evaluates the brand by its strengths & weaknesses which are the internal factors along with opportunities & threats which are the external factors. Let us start the SWOT Analysis of Metro Bank:
Quick Glance:
- Strengths
- Weaknesses
- Opportunities
- Threats
Metro Bank Strengths
- Growth is high. It has increased its account holders
- At the flagship Holborn store, $200 million in deposits which is four times the total at the average mature American branch: Liquidity risk is less comparatively
- Inclusion of variety of non-traditional services like pet friendly policy at stores and coin counting machines
- Many awards have been won in three years which creates credibility in the market
- It is authorised by the Prudential Regulation Authority and regulated by both the Financial Conduct Authority and the Prudential Regulation Authority
Above are the strengths in the SWOT Analysis of Metro Bank. The strengths of Metro Bank looks at the key internal factors of its business which gives it competitive advantage in the market and strengthens its position.
Metro Bank Weaknesses
- Opened recently and hence consumers may be skeptical about the same
- Recording losses in PBT. Since its launch, loss has exceeded 100 million pound in three years
- Difficulty in raising funds from notable investors
These were the weaknesses in the Metro Bank SWOT Analysis. The weaknesses of a brand are certain aspects of its business which it can improve.
Metro Bank Opportunities
- Its unique position as being the first High street bank can be leveraged
- The non-traditional products can be incentivized and the untapped market of it can be explored
- Online platform Metro bank More can boost its growth due to increasing internet penetration
Above we covered the opportunities in Metro Bank SWOT Analysis. The opportunities for any brand can include prospects of future growth.
Metro Bank Threats
- Increasing competitors activity can reduce its market share
- Fluctuating economic scenarios and unfavorable banking environment
The threats in the SWOT Analysis of Metro Bank are as mentioned above. The threats for any business can be external factors which can negatively impact its business.
Hence this concludes the Metro Bank SWOT analysis.
Continue reading more about the brand/company.
About Metro Bank
The table below gives the brand overview along with its target market, segmentation, positioning & USP
| Metro Bank Overview |
|---|
| Parent Company | Metro Bank |
|---|
| Category | Retail Bank |
|---|
| Sector | Banking & Financial Services |
|---|
| Tagline/ Slogan | Love your bank at last |
|---|
| USP | It will operate seven days a week |
|---|
| Metro Bank STP |
|---|
| Segmentation | Retail and Corporate consumers |
|---|
| Target Market | Middle to higher end customers |
|---|
| Positioning | First new High street bank in over 100 years |
|---|
This article has been researched & authored by the Content & Research Team. It has been reviewed & published by the MBA Skool Team. The content on MBA Skool has been created for educational & academic purpose only.
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FAQs
Metro Bank's decision to continue expanding its branch network with a capital base tighter than larger rivals has raised concerns. Its high-cost branch-centric business model and inability to grow its loan book to offset costs contribute to a challenging situation.
What is the strength of Metrobank? ›
Capital ratios are among the highest in the industry, with total CAR at 18.5% and Common Equity Tier 1 (CET1) ratio at 17.6%. Consolidated assets stood at P2. 6 trillion at the end of March 2022, making Metrobank the country's second largest private universal bank.
What is SWOT analysis in banking? ›
A SWOT analysis is a strategic planning tool that is used to assess the Strengths, Weaknesses, Opportunities, and Threats involved in an organization, business or a project.
What are the 5 elements of SWOT analysis? ›
A SWOT analysis focuses on Strengths, Weaknesses, Opportunities, and Threats. Remember that the purpose of performing a SWOT is to reveal positive forces that work together and potential problems that need to be recognized and possibly addressed.
What are the strengths and weakness of mobile banking? ›
What are the advantages and disadvantages of mobile banking. The advantages of mobile banking include 24/7 access to funds, convenient way of paying bills, taxes, and loans. The top disadvantage of mobile banking is potential security risks, tech issues, and extra charges for services.
What are the three biggest bank failures? ›
List of largest bank failures in the United States
| Bank | City | Assets at time of failure |
|---|
| Nominal |
|---|
| First Republic Bank | San Francisco | $229 billion |
| Silicon Valley Bank | Santa Clara | $209 billion |
| Signature Bank | New York | $118 billion |
77 more rowsWith people dedicated to product quality, service excellence, solid work ethics, and good governance, Metrobank has established a reputation of stability, strength, and leadership.
What does Metrobank stand for? ›
Metropolitan Bank & Trust Company (Metrobank) was established by a group of businessmen on September 5, 1962, at the Wellington Building in Binondo, Manila. In August 1963, the bank's first branch was established in Divisoria. Four years later, Metrobank opened its first provincial branch in Davao.
Why is Metrobank the best bank? ›
ABOUT METROBANK
Capital ratios are among the highest in the industry, with total CAR at 18.3% and Common Equity Tier 1 (CET1) ratio at 17.4%. Consolidated assets stood at PHP3. 1 trillion at the end of December 2023, making it one of the strongest and well-capitalized banks in the country.
What are the threats in a SWOT analysis for banks? ›
Identify threats
Finally, assess the external factors that pose threats to your bank. These could include factors like increased competition, economic downturns, changing customer preferences, cybersecurity risks, or regulatory challenges.
SWOT analysis is a framework for identifying and analyzing an organization's strengths, weaknesses, opportunities and threats. These words make up the SWOT acronym. The primary goal of SWOT analysis is to increase awareness of the factors that go into making a business decision or establishing a business strategy.
What is SWOT analysis in summary? ›
SWOT (strengths, weaknesses, opportunities, and threats) analysis is a framework used to evaluate a company's competitive position and to develop strategic planning. SWOT analysis assesses internal and external factors, as well as current and future potential.
What are the 3 C's in SWOT analysis? ›
Early in your business education, you'll move beyond the trite “SWOT” analysis (Strengths, Weaknesses, Opportunities and Threats) to some version of the “Three C's” model. In the original form, it's pretty simple: You look at a company and its situation in terms of Customers, Costs and Competition.
What is a SWOT analysis example? ›
Examples include competitors, prices of raw materials, and customer shopping trends. A SWOT analysis organizes your top strengths, weaknesses, opportunities, and threats into an organized list and is usually presented in a simple two-by-two grid.
What are the 4 key components of SWOT? ›
Ready to Create Your Own SWOT Analysis? The four parts of a SWOT analysis are strengths, weaknesses, opportunities, and threats, and it is a helpful tool for businesses of all industries.
What is your weakness in bank? ›
Being Overly Critical: While attention to detail is a valuable trait in banking, it can morph into a weakness if you become overly critical or perfectionistic, hindering productivity. Acknowledging this trait and working on managing your expectations can help you overcome this weakness.
What are the advantages and disadvantages of M banking? ›
It makes it easy and convenient to stay on top of your finances, since you can pay bills, send payments, or make deposits all from your mobile device. There are some downsides, however, as mobile banking apps may experience technical issues from time to time and they don't all feature the same functionality.
Is Metro Bank a reliable bank? ›
From the beginning of the pandemic, bankers geared up and stood on the front lines to continue serving the banking public. Metrobank President Fabian Dee stressed that bankers played a critical role in serving society amidst the big disruption brought on by COVID-19.
Is Metro Bank a good bank? ›
Metro Bank is: The highest rated high street bank for overall service quality for personal and business customers. The highest rated bank for service in stores and business centres for personal customers and business customers. Number 2 for overdraft services for personal customers.
