In a time crunch to pay your bills, or need to use your Stock-BackⓇ Card1 to make that purchase soon? Here are some ways to add money to your Stash banking account.1
Click below to jump ahead:
- Make a transfer to your Stash banking account from within your Stash account.
- Deposit cash at a participating retailer.
- Use your cash balance in a payment app (like Venmo, Cash App, or PayPal).
- Set up a transfer to your Stash banking account from an external bank account.
- Set up direct deposit and get paid up to two days early with early direct deposit.3
- Deposit a check directly into your Stash banking account with mobile check deposit.
Read on for a breakdown of each method.
Please note: Your limits to transfer funds from an external bank to a Stash banking account using the Stash app may vary day over day. Please refer to our Deposit Account Agreement for more information on limits.
Make a transfer to your Stash banking account from within Stash
You can make a one-time transfer or set up a recurring transfer into your Stash banking account directly with Stash.
One-Time Transfer
Click here to start your one-time transfer, then follow the prompts.
Recurring Transfer
On the app:
Click here to set up a recurring transfer, then follow the prompts.
You can change the amount, frequency, and next transfer date at any time by following these steps.
Deposit cash at a participating retailer
You can make fee-free cash deposits to your Stash banking account at some major retailers across the U.S., including CVS, Walgreens, Walmart, and Rite-Aid.2 Here’s how it works:
- Visit any participating retail location near you.
- Generate a unique barcode for that retailer on the app here.
- Show the barcode to the cashier and hand them your cash to make your deposit.
Note: Cash deposits must be between $20-$999.
It can take up to 30 minutes for your cash to be available in your Stash banking account. If you still do not see the funds after 30 minutes, contact the store where you deposited the cash. If they can’t help you locate the missing deposit, feel free to contact us and open a dispute. Be sure to have the information on your receipt handy when you speak with a customer support representative. You can also open a dispute from the app or on the web—check out this article for more information.
Transfer your balance from a payment app (like Venmo, Cash App, or PayPal)
If you have a balance on Venmo, Cash App, or PayPal, or similar payment app, you can use that money to fund your Stash banking account. Add your Stock-BackⓇ Card as a payment method on your payment app, then transfer your balance instantly to Stash (a small fee may apply).
You can also link your Stash banking account to your payment app using your Stash banking account and routing numbers.
Get your Stash banking account and routing numbers
Set up a transfer to your Stash banking account from your external bank’s app
Check if your external bank account supports transfers to other accounts. If so, follow your bank’s instructions to initiate a transfer, and provide your Stash banking account and routing numbers when prompted.
Get your Stash banking account and routing numbers
Get paid up to two days early by setting up direct deposit
Deposit all or part of your paycheck directly into your Stash banking account1 and you can get paid up to two days early!3
Set up direct deposit
FAQs
With Stash, you can deposit a check when you need to simply by taking a picture of your check. Mobile check deposit is available to Stash banking customers .
Does Stash accept mobile deposit? ›
With Stash, you can deposit a check when you need to simply by taking a picture of your check. Mobile check deposit is available to Stash banking customers .
How much can you deposit into Stash? ›
Mobile Deposit Limits
| Description | Limit |
|---|
| Daily dollar limit | $10,000 |
| Daily check limit | 10 checks per day |
| Monthly dollar limit | $50,000 |
| Monthly check limit | 25 checks |
1 more rowIf you just submitted your Stash direct deposit enrollment form, remember it can take 1-2 pay periods for you to get the first deposit. This can take up to 60 days for some payroll schedules. During this time, your paycheck should come the way it did before you started the Stash direct deposit enrollment process.
How do I set up direct deposit on Stash? ›
There are two convenient ways to set up early direct deposit with the Stash app. Once you log in to your app, you can choose to receive a pre-filled form to give to your employer or get your routing and account numbers manually so you can fill out your employer's form.
Where can I deposit cash into my Stash account? ›
Q. Adding Cash to Your Stash Banking Account
You can deposit cash at any of our participating retailers nationwide, including CVS Pharmacy®, Walgreens, Rite Aid, and Walmart.
What bank is behind Stash? ›
For more information about FDIC insurance, check out the FDIC website Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International.…
Is my money safe with Stash? ›
All Stash accounts are held by our trusted partner and custodian Apex Clearing, a registered broker-dealer regulated by FINRA. At Apex, your investments are protected up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investor Protection Corporation (SIPC).
Does money grow on Stash? ›
Stash's Cash+ portfolio grows your money a little bit every day.
Is paying for Stash worth it? ›
Is paying for Stash worth it? The Stash subscription fee may be worth paying if you're a new investor who wants access to customized portfolio recommendations and personal finance advice. It may also be worthwhile for people who make frequent debit card purchases and want to earn stock rewards.
To protect you from fraud, we hold all transfers from an external bank account to your Stash banking account for a period of up to five business days. Once this holding period is over, your money will be available for use.
Why is Stash taking my money? ›
You initiated a manual transfer (such as a purchase with a transfer), a manual transfer to your Stash banking account1, or a transfer to your Portfolio cash. You have recurring transfers set up. Your monthly or yearly Stash subscription fee was charged to your externally linked bank account.
Does Stash have instant deposit? ›
Transfers within Stash between your investment portfolio cash and your Stash banking account are instant, eliminating the wait times that can come with external bank account transfers. So you can make your money moves—faster. Early payday. Direct deposit users could get their paychecks up to 2 days early.
Do you need a bank account for Stash? ›
You only need a few things to get started with Stash: Four dollars ($4) – $3 for your monthly subscription fee and at least $1 to put in your Personal investment account. A bank account with a U.S. bank. A Social Security number.
What is 2 days early direct deposit? ›
How early direct deposit works. Early direct deposit is generally a free and automatic feature at a bank. Automatic, in this case, means there's no sign-up required if you're eligible. And early means one to two days ahead of payday, so if you normally get a paycheck on Friday, it would arrive on Wednesday.
How should I set up my direct deposit? ›
Here's everything you need to know about how to set up direct deposit at your financial institution.
- Get a direct deposit form from your employer. Ask for a written or online direct deposit form. ...
- Fill in account information. ...
- Confirm the deposit amount. ...
- Attach a voided check or deposit slip, if required. ...
- Submit the form.
Our Cash Stash Account comes with all the benefits and features of a regular checking account, like: Your own free debit card. Accepts payments through cash apps like Venmo®, CashApp®, and Zelle. Mobile and online banking access.
Does Stash use green dot bank? ›
Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. When we say “you” or “your,” we mean each person who has a Stash Debit Account, Powered by Green Dot Bank and anyone else that a Stash Debit accountholder gives account access to.
Does Stash check your credit? ›
Stash takes safeguarding your personal information very seriously—we use it only for identification purposes, and we never perform credit checks. As a financial service institution, we're required by law to obtain, verify, and record identification information.
How does Stash give you money? ›
With every purchase you make with the Stash Stock-Back® Debit Mastercard1 you can earn Stock-Back® Rewards. 2 When you use your Stock-Back® Card at a merchant that is on our platform, we'll reward you with stock in that company.
