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Initiate Business Checking®For businesses with lower balances and fewer financial transactionsNavigate Business Checking®For established businesses with higher balances and more financial activityOptimize Business Checking®For businesses with sophisticated banking needs including treasury management servicesProduct SelectorTell us about your business and we'll suggest options for you

CHECKING SERVICES

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Business Market Rate SavingsFor businesses with lower balances just starting to saveBusiness Platinum SavingsFor businesses with higher balancesBusiness Time Accounts (CDs)For businesses seeking to earn a fixed interest rate over a fixed length of timeProduct SelectorTell us about your business and we'll suggest options for you

SAVINGS SERVICES

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Coming soonA new business credit card with the same strong commitment to customers like you

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Merchant Services overviewWells Fargo can help your business accept payments onsite, online, or on the goMerchant Services pricingUnderstand our straightforward approach to pricingPayment processing optionsExplore our point-of sale (POS) systems and other payment processing productsProduct SelectorGet help finding the right payment processing solutions for your business

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Business lines of creditFor businesses that need to supplement their cash flowBusiness letters of creditFor businesses that need to guarantee paymentSBA loansFor businesses interested in longer repayment terms and lower down paymentsProduct SelectorTell us about your business and we'll suggest options for youHealthcare practice financingFor practice owners looking for financing options

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PPP loan forgiveness

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Payroll ServicesHelping you meet your payroll and HR needs

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Checking that's built for business

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Banking services evolved Explore business checking accounts that work for you today and tomorrow Business checking
Funding for your business Access funds for growth, cash flow or commercial real estate Business lines and loans
Business card rewards Redeem your points for travel, gift cards, merchandise, and more Business rewards
Payments taken with ease Accept card payments onsite, online, or on-the-go Merchant Services

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Tailored

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Our bankers have the knowledge to help you move your business forward — now and in the future.

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We provide easy-to-use products, tools, and resources for small businesses to help simplify your financial life.

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Bank almost anywhere business takes you

  • View all your accounts in one place
  • Securely transfer money with Zelle®
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Download the Wells Fargo Mobile® app today.

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*Screen image is simulated Zelle® and the Zelle® related marks are owned by Early Warning Services, LLC and used under license.

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Prepare before you apply

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Help protect your business

Learn more about trademarks, copyrights, and patents.

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Payroll Services

Helping you meet your payroll and HR needs.

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Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not described or as you expected. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.

Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Merchant Services are provided by Wells Fargo Merchant Services L.L.C. and Wells Fargo Bank, N.A.

Wells Fargo Merchant Services L.L.C. does not offer deposit products, and its services are not guaranteed or insured by the FDIC or any other governmental agency. When you use a Wells Fargo Bank deposit account for settlement or other Merchant Services purposes, you must use a Wells Fargo Bank business or commercial deposit account. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Merchant Services are subject to application, credit review of the business and its owners, and approval.

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Let’s Grow Your Business, Together (2024)
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