BANK customers have just hours left to claim £210 in free cash.
TSB's switching incentive which offers newbies free cash to open a current account closes for application tonight.
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All customers who switch to a TSB current account using theCurrent Account Switch Service (CASS)will get £200 in free cash.
Customers get the first instalment of the switching bonus worth £150 by November 30 after setting up at least two direct debits, using their debit card at least once and logging into Internet banking.
A further £60 in free cash will be paid in £10 instalment over the first six months of owning the account as long as you make at least 20 or more purchases within that same period.
TSB's Spend & Save accounts also come with instant access savings paying 2.92% AER variable.
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To receive the £150 in full, you'll need to open a new account before 23:59 on this evening.
Customers will need to switch to TSB using the Current Account Switch Service.
Customers can apply throughtsb.co.uk, in branch or in the TSB Mobile Banking app.
But TSB isn't the only bank offering free cash to freebies.
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What are other banks offering?
Nationwide
- £200 free cash, earn 5% on your balance for the first 12 months, interest-free overdraft for 12 months
Nationwide'sFlexDirect account is online so you won't be able to do your banking in a branch or over the phone, you'll need to use the website or app.
Once you've opened an account and switched you'll need to set up two direct debits to ensure you're paid the £200 in free cash within 10 days.
If you have money in your account, the 5% interest rate is a great perk for any current account.
It's paid for the first 12 months on balances up to a maximum of £1,500.
If you're eligible you'll get an interest-free overdraft for the first year.
After that, you'll be charged interest at 39.9%.
First Direct
- £175 cash, access to a savings account paying 7% and an interest-free £250 overdraft
Switch using the Current Account Switch Service, deposit £1,000 within three months to get £175 free cash.
Given all the criteria are met, you'll receive the bonus within 28 days.
You can only benefit from the offer if you've never had any sort of account, loan,mortgageor other First Direct product.
If you've opened a current account withHSBCon or after 1 January 2020, you also can't apply.
The account offers access to a linkedsavingsaccount paying 7% interest on the first £300 saved every month.
Lloyds Bank
- £175 cash, plus choose a reward of 12 months of Disney+, cinema tickets or a magazine subscription
You can earn £175 free by signing up to the bank's Club Lloyds current account.
The money is then paid within three working days of completing the switch.
You'll need to pay in a minimum of £2,000 a month or pay a £3 a month account fee.
Plus you can choose from 12 months of Disney+, six cinema tickets, a Coffee Club & Gourmet Society membership or a magazine subscription.
How do I switch bank account?
It's easy to switch your bank account using theCurrent Account Switch Service(CASS).
You don't have to remember to move direct debits over when moving as it does this everything for you.
All you have to do is apply for the new account you want and the new bank will let your existing provider know you're moving.
There are some steps you can take before switching though, such as choosing your switch date, or organising transferring your old bank statements to your new account.
To get your old statements you should get in touch with your bank.
How can I find the best bank accounts?
If you're not fussed by cashback or free cash perks and are more interested in other benefits of switching, don't waste time looking at individual banking sites - it'll take you an eternity.
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Research websites likeMoneyFactsCompareand price comparison websites such asCompare the Market,Go CompareandMoneySupermarketwill help save you time and show you the best rates available.
These sites let you tailor your searches to an account type that suits you.
