Access a trusted platform with the information and tools you need to invest with confidence.
The Information You Need to Trade Without Compromise
Free Real-Time StreamingLegal Disclaimer 1 Quotes to Help You Invest in the Moment
Get free real-time streaming quotes for stocks and ETFs. Plus, get an extra line of sight with Level 2Legal Disclaimer 2 quotes—so you never miss an opportunity.
Stay in Touch With the Markets
Keep track of your securities with the convenience of watchlists, stay on top of market commentary and get alerts delivered to your inbox.
Three Powerful Trading Platforms - Choose What Suits Your Needs
Use comprehensive tools and market research on our secure online investing site; drill down on quotes and take action in real-time through the trading dashboard; monitor your investments and make trades on the go using the RBC MobileLegal Disclaimer 3 app.
As an added benefit, RBC Royal Bank clients enjoy the convenience of a single sign-on, consolidated view and real-time transfers between your RBC Online Banking accounts and RBC Direct Investing accounts.
Accounts and Investment Choices to Fit Your Needs
We offer a variety of account types and investment choices to help you create a portfolio that's right for you, including:
Explore Investing Ideas and Stay Informed
Be ready to make your next move by keeping up with the latest information. From screeners and analysis to help you narrow the search for investment opportunities to economic insights that help you understand the potential impact of current events, you'll find the details you need to keep up to date.
Experience what it's like to trade in the stock market without risking your own money. A Practice Accounts give you a real online trading experience, with access to many of the tools and features available in real accounts – right in our actual online investing site. You can do things like practice buying and selling different types of investments including stocks, ETFs and options, and track your holdings.
Our online magazine, Inspired Investor, brings you personal stories, timely information and expert insights to empower your investment decisions. It's also home to the Investing Academy, where you'll find a series of investing guides on topics like investing in stocks, options, naming beneficiaries and more. Visitrbc.com/inspiredinvestorto see what's new, and sign up for our newsletter.
Start Investing Your Way Today
Complete your application online in just minutes and your account can be opened within 24 hours.Legal Disclaimer 4
More Reasons to Invest with Us
No-surprise Pricing
Pay just $9.95 commission per trade with no minimum account balance or trading activity required.Legal Disclaimer 5
Conveniently Invest Using Avion points
Use your Avion Rewards for trade commissions or turn them into cash contributions
No Transfer Fees
We'll cover up to $200 of your fees when you transfer $15,000 or more.Legal Disclaimer 6
Frequently Asked Questions
- Opening an Account
- Trading
- Managing Your Account
It's easy. Visit our Open an Account page to get started. You'll be guided through the application process, which you can complete online for RRSP, RRIF, TFSA or Investment accounts or download an application form for RESP and non-personal accounts. In many cases, your application will be approved in as little as 24 hours. You'll receive an email when your account is opened.
If you don't have an account with us yet, you can easily start the transfer process when you open your account online. If you're an existing client, use our secure online transfer form, to transfer your account from another institution. You can also download the form and visit us in person, or call us at 1–800–769–2560 with any questions.
For details, see Transfer from Another Brokerage or visit an Investor Centre.
Choose from Canadian and U.S. stocks; common and preferred shares; new issues; options; rights and warrants; equity, fixed income and money market mutual funds; exchange-traded funds (ETFs); and fixed-income investments such as T-bills, bonds and GICs.
A typical stock quote provides a snapshot of a company's price, trading volume and other information that can help you understand its performance and make investment decisions, as of a specific moment in time during the trading day, or after market close.
All exchange-listed stock and ETF quotes on our secure online investing site and the RBC Mobile app are available in real-timeLegal Disclaimer 9 without the typical 20-minute delay. Get free level 2 quotes for Canadian exchange-listed stocks and ETFs (TSX, TSX/V), and visit the trading dashboard for real-time streaming quotes – without hitting refresh.
It's easy to place an order – whether you're using the secure online investing site or the RBC Mobile app. Choose from different order types, like market orders, stop-limit orders and limit orders.
Watch: How to buy and sell a stock
Try our clickthrough demo to see how you can place a trade using our desktop site or the RBC Mobile app.
Stocks offer a variety of benefits for those who are comfortable with price fluctuations, like:
- Potential for superior long-term returns compared to cash and fixed-income investments
- Possibility to earn dividends and capital gains
Exchange-traded funds (ETFs) offer a number of benefits, for those who are comfortable with price fluctuations, including:
- Most ETFs have low fees, making them a cost-effective way to diversify a portfolio
- ETFs can give you access to a wide variety of sectors and indices, helping you achieve diversification
- ETFs offer the same liquidity (ability to easily buy and sell) as other securities that trade on major exchanges
If you're thinking about investing in mutual funds, here are a few advantages to consider:
- Built-in diversification: Whenyou purchase a mutual fund, you're investing in a diversified portfolio of investments that can include stocks, bonds and cash. Diversification can reduce risk by spreading assets among various asset classes, geographic regions or industrial sectors.
- Professional management:Actively managed mutual funds allow you to take advantage of professional investment management. The cost of the portfolio manager's expertise, called a Management Expense Ratio or MER, is shared by all the fund's investors.
- No switch fees:You can usually switch between mutual funds without paying transaction feesLegal Disclaimer 10 as long as the funds are part of the same fund family, meaning they're offered by the same company.
Fixed-income investments can be useful in your portfolio for a number of reasons:
- Income: Most fixed-income investments pay income in the form of interest, which can be a source of regular and predictable income.
- Security: Although any bond can decline in value, typically you will receive full repayment of your initial investment, plus interest, if you hold high-quality bonds to maturity.
- Variety: Choose from a variety of bonds (government and corporate bonds, strip bonds, real return bonds, step-up bonds, Eurobonds and more), treasury bills, guaranteed investment certificates (GICs) and more.
- Accessibility: Most bonds can be purchased online as easily as stocks, and are included in many mutual funds and exchange-traded funds.
At RBC Direct Investing, all clients enjoy a low commission of $9.95 flat per tradewith no minimum account balance or trading activity required. This is in addition to the cost of the security or securities you're purchasing.
Commissions on stocks, ETFs and options:
- For stock and ETF orders placed using our online investing site or the RBC Mobile app, all clients enjoy a low commission of $9.95 flat per trade with no minimum account balance or trading activity required.If you trade 150 times or more per quarter, you pay only $6.95 flat CDN or US per equity trade.
- Pay $6.95 or $9.95 CDN or US per options trade, depending on your qualifications above plus $1.25 per contract.
No mutual fund commissions
There are no commissions charged to buy, sell or switch mutual funds using our online investing site or RBC Mobile app.
No maintenance fees
There is no maintenance feeDisclaimerLegal Disclaimer 8 for clients with combined assets of $15,000 or more across all of their RBC Direct Investing accounts. A fee of $25 per quarter applies to clients with combined assets of less than $15,000 in all of their RBC Direct Investing accounts.
Competitive interest rates on fixed-income and margin account loans
RBC Direct Investing offers access to one of Canada's largest online fixed income inventories. View a selection of our broad and diverse bond and GIC offerings, and find our rates on margin account loans.
For full details on all of our pricing, and ways to have the maintenance fee waived, please view our complete Commissions and Fees Schedule.
Enjoy no maintenance feeLegal Disclaimer 8when you hold combined assets of $15,000 or more across your RBC Direct Investing accounts. And there are several other ways to lower your fees at RBC Direct Investing. For example, set up a Pre–Authorized Contribution PlanLegal Disclaimer 9 of at least $100 per month ($300 per quarter).
See our Pricing page for more ways to save on fees with us.
While many GICs cannot be sold prior to maturity, RBC Direct Investing offers cashable GICs that can be redeemed after 30 days.
The commission for GICs is included in the quoted price.Legal Disclaimer 10For T-bills, Bonds, Debentures and Money Market Instruments, a commission of $25 - $250 per transaction is included in quoted price.
"How do I find the latest market data?"
RBC Direct Investing clients can access real-time quotes7 on any of our three platforms – desktop, mobile app, and Trading Dashboard. Simply log-in to search for a quote or check your Watchlist!
Sign-in to Your Watchlist Here
Not yet a client? Check out our practice account
The Avion Rewards program is offered by Royal Bank of Canada and is subject to the Avion Rewards Terms & Conditions. You may only use your Avion points through RBC DI to: (1) pay for trade commissions on your eligible RBC Direct Investing accounts; or (2) transfer points for cash contributions to your eligible RBC Direct Investing accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when redeeming points for cash contributions to your registered accounts and/or when you use your Avion points to pay for trade commissions on a registered account. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties.
There may be commissions, trailing commissions, investment fund management fees and expenses associated with investment fund and exchange-traded fund (ETF) investments. On or after June 1, 2022, any trailing commissions paid to RBC Direct Investing Inc. will be rebated to clients pursuant to applicable regulatory exemptions. Before investing, please review the applicable fees, expenses and charges relating to the fund as disclosed in the prospectus, fund facts or ETF facts. Mutual funds and ETFs are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.
Legal Disclaimer 1)
Real-time streaming quotes are available automatically to all clients for exchange listed stocks, ETFs and most over-the-counter (OTC) securities. Real-time streaming quotes for options and grey market OTC securities are available to Active Traders and Royal Circle clients upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online investing site.
Legal Disclaimer 2)
Level 2 quotes are available on stocks and ETFs that trade on the TSX and TSX-Venture exchanges for all clients. Level 2 quotes are also available on stocks and ETFs that trade on the Canadian Securities Exchange and Nasdaq for Active Trader clients upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online investing site.
Legal Disclaimer 3)
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.
Legal Disclaimer 4)
Subject to approval. Account applications received Monday through Friday prior to 2:30 pm ET will generally be opened the next business day.
Legal Disclaimer 5)
All RBC Direct Investing clients pay $9.95 flat CDN or U.S. per equity trade with no minimum account balance or trading activity required. $6.95 flat CDN or U.S. per equity trade when you trade 150 times or more per quarter. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing’s Operation of Account Agreement), including the online investing site and mobile application. Additional terms and conditions apply. Visitwww.rbcdirectinvesting.com/lowtradesor call1-800-769-2560for complete details.
Legal Disclaimer 6)
Up to $200 in transfer fees will be covered when you transfer $15,000 or more from an investment account held outside RBC to RBC Direct Investing. Clients must provide proof of transfer fee payment to RBC Direct Investing within six months of transfer to be eligible for reimbursem*nt. Please contact an RBC Direct Investing representative for more details at 1 800-769-2560.
Legal Disclaimer 7)
Real-time quotes are available automatically to all clients for exchange listed stocks, ETFs and most over-the-counter (OTC) securities without completion of exchange agreements. Real-time quotes for options and grey market OTC securities on detailed quote and order entry pages are also available upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online investing site. Real-time quotes for options and grey market OTC securities are available to Active Traders and Royal Circle clients across the site upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online investing site.
Legal Disclaimer 8)
There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts). For full details please refer to the complete Commissions and Fees Schedule atwww.rbcdirectinvesting.com/fees.
Legal Disclaimer 9)
Clients with a Pre-Authorized Contribution (PAC) must have a net contribution of $300 or more for the quarter to qualify for the maintenance fee waiver. GIC remuneration does not have a maximum or minimum amount per transaction.
Legal Disclaimer 10)
For Treasury bills, bonds, strip bonds, debentures and other money market instruments, the commission is included in the quoted price. The minimum commission is $25 per transaction ($43 minimum commission for orders placed using an Investment Services Representative) and the maximum commission is $250 per transaction for all orders. Commissions for exchange-listed debentures are charged according to the Stocks Commission Schedule.
Legal Disclaimer 11)
Switch orders are only permitted within the same family of funds and load types.
Legal Disclaimer 12)
Mutual fund companies may assess additional fees — for example, deferred sales charges on back-end load funds (purchased before June 1, 2022), early redemption fees, setup fees and fees for insufficient funds for pre-authorized purchases.
