Invest via GOinvest | Principal Malaysia (2024)

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Invest smarter with Principal via GOinvest.

Kickstart your investment journey with us today.

Your financial journey begins here.

Invest smarter with Principal via GOinvest, a one-stop feature that gives you access to Principal's Global and Regional funds.

By investing as low as RM10, you can start building your retirement nest egg to achieve your long-term financial goals.

Discover our features

What are the benefits?

Invest from as low as RM10.

Projected-returns* of up to 3.95% p.a.

Invest in your goals.

See Also

How to Generate $500 in Passive Income Each MonthGInvest Dividend Paying Funds (ALFM Global Multi-Asset Income Fund)Philippines Investment: % of GDP | Economic IndicatorsGInvest Review: Is It Worth It? How To Invest | Mad Cherry

Safe, secure and convenient platform.

Shariah-compliant.

No lock-in period.

*The projected return is calculated using the expected gross return rate (per annum) from the Fund over the next 12 months, excluding any management and trustee fees.

About the fund

When investing in the SAVE feature, you invest in Principal Islamic Money Market Fund (Class D), a Shariah-compliant fund.

Principal Islamic Lifetime Balanced Fund - Class D

NAV

MYR 1.0518

Change

0.12 %

Principal Global Titans Fund - Class D

NAV

MYR 1.1482

Change

0.83 %

Principal DALI Global Equity Fund - Class D

NAV

MYR 1.1364

Change

0.80 %

Principal Islamic Global Selection Aggressive Fund (Class D)

NAV

MYR 1.1073

See Also

What We Learned (and Earned) After Using GInvest

Change

0.68 %

Principal Islamic Global Selection Moderate Conservative Fund (Class D)

NAV

MYR 1.0468

Change

0.21 %

Principal Islamic Global Selection Moderate Fund (Class D)

NAV

MYR 1.0501

Change

0.12 %

Principal Asia Pacific Dynamic Income Fund - Class D

NAV

MYR 1.0351

Change

0.12 %

Load more funds

How to get started?

1

Launch your Touch ‘n Go eWallet app.

2

Click on the GOinvest app icon.

3

Perform the eKYC^#.

4

Complete your risk assessment (Only valid for Invest feature).

5

Make your first Cash In via Touch ‘n Go eWallet balance or FPX.

^#For existing GO+ investors, you may skip this step and proceed to next.

Monthly Auto Cash In (Regular Savings Plan) now available.

Here's why you should consider activating this new feature when you invest with us via GOinvest.

Only one quick step to activate monthly Auto Cash In (Regular Savings Plan).

Stay motivated and get closer to achieving your goals.

Reap the benefits of compounding returns.

Quick step to activate Monthly Auto Cash In.

1

Select your goal or fund.

2

Enable Monthly Auto Cash In. Minimum monthly commitment of RM500 required.

3

Confirm your details to complete setup.

Frequently asked questions (FAQ)

1. How is investment possible with Principal through Touch 'n Go eWallet app?

You can now invest in Unit Trust funds*(“Fund”) with Principal Asset Management Berhad (“Principal Malaysia”) through GOinvest, a new investment platform available in the Touch ‘n Go eWallet app ("Investment Platform").

*See FAQ no. 6 for fund listing.

2. What are the features in GOinvest? What is the difference between Save and Invest feature within GOinvest?

There are two features as below:
Save
Save is a goal-based investment feature where you can select and personalise your investment goals(s)

Invest
Invest is a new feature that enables investors to invest in Global & Regional in both conventional & Islamic funds for potentially higher returns.

	Investing in “Save” feature	Investing in “Invest” feature
Purpose	For savings An option for you to invest in your financial goals.	For investing Anoption for you to diversify your investment based on your risk appetites.
Fund(s)	Shariah-compliant Fund Principal Islamic Money Market Fund (Class D)	Conservative Principal Islamic Money Market Fund (Class D) Principal Islamic Global Selection Moderate Conservative Fund (Class D) Moderate Principal Islamic Lifetime Enhanced Sukuk Fund (Class D) Principal Islamic Global Selection Moderate Fund (Class D) Aggressive Principal Asia Pacific Dynamic Mixed Asset Fund (Class D) Principal Islamic Global Selection Aggressive Fund (Class D) Principal Asia Pacific Dynamic Income Fund (Class D) Principal Global Titans Fund (Class D) Principal DALI Global Equity Fund (Class D)
Cash In	Min RM10	Min RM10
Withdrawal/Cash Out	Up to two (2) Business Days to the bank account.	Within seven (7) Business Days.
Investment horizon	Short to mid-term	Mid to long-term* *3 years or more. Please refer to the Fund's Product Highlight Sheet for details.

3. How many Funds are available via GOinvest and are the funds consist of Shariah-compliant Funds?

“Save”
One fund - Principal Islamic Money Market Fund (Class D) (“IMMF”)).

“Invest”
Currently there are nine (9) funds as below:

Conservative

1. Principal Islamic Money Market Fund (Class D)
2. Principal Islamic Global Selection Moderate Conservative Fund (Class D)

Moderate

1. Principal Islamic Lifetime Enhanced Sukuk Fund (Class D)
2. Principal Islamic Global Selection Moderate Fund (Class D)

Aggressive

1. Principal Asia Pacific Dynamic Mixed Asset Fund (Class D)
2. Principal Islamic Global Selection Aggressive Fund (Class D)
3. Principal Asia Pacific Dynamic Income Fund (Class D)
4. Principal Global Titans Fund (Class D)
5. Principal DALI Global Equity Fund (Class D)

4. Where can I get the Fund details?

You can find the Fund information on the goal creation page and goal detail page.

Alternatively, you can click hereand search for the fund name in the search box.

5. Who is eligible to invest through this Investment Platform?

Any Malaysian, Touch 'n Go eWallet user who is above 18 years old and has completed the account verification process is eligible to invest.

As an enthusiast deeply immersed in the world of investment, particularly in the Malaysian financial landscape, I bring a wealth of knowledge and firsthand expertise to the table. Let's delve into the concepts presented in the article about Principal's investment offerings via GOinvest.

1. Investment Features:

   • The article introduces two key features: Save and Invest.
   • Save: A goal-based investment feature focused on savings.
   • Invest: A new feature allowing investors to explore global and regional funds, both conventional and Islamic, for potentially higher returns.

2. Funds and Purpose:

   • Under the Save feature, there is one fund mentioned: Principal Islamic Money Market Fund (Class D), which is Shariah-compliant and geared towards conservative investors.
   • The Invest feature offers a variety of funds catering to different risk appetites:
     • Conservative: Principal Islamic Money Market Fund (Class D), Principal Islamic Global Selection Moderate Conservative Fund (Class D).
     • Moderate: Principal Islamic Lifetime Enhanced Sukuk Fund (Class D), Principal Islamic Global Selection Moderate Fund (Class D).
     • Aggressive: Principal Asia Pacific Dynamic Mixed Asset Fund (Class D), Principal Islamic Global Selection Aggressive Fund (Class D), Principal Asia Pacific Dynamic Income Fund (Class D), Principal Global Titans Fund (Class D), Principal DALI Global Equity Fund (Class D).

3. Minimum Investment:

   • Investors can start with a minimum investment as low as RM10.

4. Withdrawal/Cash Out:

   • Withdrawal or cash-out timelines vary:
     • Save Feature: Up to two (2) business days to the bank account.
     • Invest Feature: Within seven (7) business days.

5. Investment Horizon:

   • The suggested investment horizons differ:
     • Save Feature: Short to mid-term.
     • Invest Feature: Mid to long-term, with a recommended period of three (3) years or more.

6. Getting Started:

   • The article outlines a quick process to start investing through GOinvest:
     • Launch Touch ‘n Go eWallet app.
     • Click on the GOinvest app icon.
     • Perform eKYC (only valid for Invest feature).
     • Complete risk assessment (only valid for Invest feature).
     • Make the first cash-in via Touch ‘n Go eWallet balance or FPX.

7. Eligibility:

   • Any Malaysian Touch 'n Go eWallet user above 18 years old who has completed the account verification process is eligible to invest.

This comprehensive overview should provide a solid understanding of Principal's investment options via GOinvest, empowering investors to make informed decisions based on their financial goals and risk preferences.