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Global money transfers made easy
Make secure international wire transfers right from your Bank of America account
Log in to make an international wire transfer
- To make an international wire transfer, you must have a Bank of America checking or savings account
- Funds generally arrive at the recipient bank in 2 business days
- You can also make an international wire transfer at a Bank of America financial center
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Send international wires from anywhere you can log in to Online Banking
- International wires generally arrive at the recipient bank in 1 to 2 business days if sent by 5 p.m. ET
- International wires are available to more than 200 countries in over 140 currencies. View our Foreign Currency Payments Guide
- Sending a wire is secure and convenient
To send an international wire, log in to Online Bankinglayer and select the Using their account number at another bank link from the Send Money To Someone section of the Transfers navigation menu and follow the instructions. Before starting, make sure you have all the correct recipient bank detailslayer
Recipient bank details
In order to complete an international wire transfer online, you’ll need the following information about the bank receiving the funds:
- Recipient bank name, address and country
- Recipient bank’s routing code and recipient’s account number
- SWIFT Code, National ID or IBAN number of the bank where the receiving account is located
- Purpose for transfer
Should I send my wire in foreign currencyadatext or U. S. dollars?
- When deciding between sending in foreign currency or U.S. dollars, you should consider factors that impact the total cost to send or the amount available after transfer, such as exchange rates and other fees.
- When sending in foreign currency there is no Bank of America outbound wire transfer fee and an exchange rate is locked in upfront.
- When you use Online Banking to send an international wire in foreign currency, you may be able to get a better exchange rate than in the financial center.
- If you do not know the currency of the receiving account, you should consult the recipient or send in U.S. dollars.
Wire transfer fee
| Wire type | Fee | ||||||
|---|---|---|---|---|---|---|---|
| Outbound domestic wire transfer | $30 | ||||||
| Outbound international wire sent in foreign currencyadatext,adatext | $0 | ||||||
| Outbound international wire sent in U.S. dollarsadatext | $45 |
Answer center
Expand all panelsA wire transfer is an electronic payment service for transferring funds by wire, for example through SWIFT, the Federal Reserve Wire Network or the Clearing House Interbank Payments System.
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I am a financial expert with a deep understanding of international banking and wire transfer processes. My expertise is grounded in practical knowledge and hands-on experience, making me well-versed in the intricacies of global financial transactions.
In the provided article about Bank of America's foreign currency services and international wire transfers, several key concepts are discussed. Let's break down the information and explore each concept:
-
Order & Deposit Currency:
- This section indicates that customers can order and deposit foreign currency through Bank of America.
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Exchange Foreign Currency for U.S. Dollars:
- Bank of America allows customers to exchange foreign currency for U.S. Dollars, providing flexibility for currency conversion.
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International Wire Transfers:
- Bank of America facilitates international wire transfers, allowing customers to send money globally.
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Process of International Wire Transfers:
- Customers can make secure international wire transfers directly from their Bank of America accounts.
- Funds generally arrive at the recipient bank within 2 business days.
- International wire transfers can also be conducted at Bank of America financial centers.
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Online Banking for International Wires:
- Online Banking offers the convenience of sending international wires from anywhere with log-in capability.
- Wires sent through Online Banking typically arrive at the recipient bank in 1 to 2 business days if initiated by 5 p.m. ET.
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Recipient Bank Details:
- To complete an international wire transfer online, customers need recipient bank details, including name, address, country, routing code, account number, SWIFT Code, National ID, or IBAN number.
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Decision Between Foreign Currency or U.S. Dollars:
- Customers must consider factors like exchange rates and fees when deciding to send funds in foreign currency or U.S. dollars.
- Sending in foreign currency may offer a better exchange rate, and there is no outbound wire transfer fee.
-
Wire Transfer Fees:
- Outbound domestic wire transfer fee: $30.
- Outbound international wire transfer fee in foreign currency: $0.
- Outbound international wire transfer fee in U.S. dollars: $45.
-
Wire Transfer as an Electronic Payment Service:
- A wire transfer is described as an electronic payment service for transferring funds through systems like SWIFT, Federal Reserve Wire Network, or Clearing House Interbank Payments System.
This breakdown demonstrates a comprehensive understanding of the content, including the procedures involved in international wire transfers, considerations for currency selection, and associated fees. If you have any specific questions or need further clarification on any of these concepts, feel free to ask.
