International Debit Cards in India - Features, Benefits & Charges (2024)

FAQs

What are the features of international debit card? ›

An international debit card is a card that enables you to pay for your expenses like shopping, food, hotel stays, etc., when you are abroad. Moreover, you may withdraw money from foreign bank ATMs using the card while travelling overseas. This card is also known as a Global Debit Card.

3.5% + applicable taxes on foreign currency transaction carried out on Debit Cards.

A debit card offers benefits such as high cash withdrawal limit, high daily shopping limits, free ATM withdrawals, and easy access to funds in your bank account. Apart from these, many debit cards also offer benefits across multiple categories such as cashback, lifestyle, travel, shopping, and insurance among others.

These cards are designed to make your life easier while you're overseas. With an international debit card, you can pay for your hotel, meals, and even shop online without worrying about currency conversion. Plus, you'll be able to withdraw cash from ATMs whenever you need it.

Enjoy the convenience of cashless shopping with SBI Global International Contactless Debit Card and earn SBI Rewardz points on your purchases. You can use it to purchase goods at merchant establishments, for making payment online and withdraw cash in India as well as across the globe.

Can You Use Your Indian Debit Card In The U.S.? If you are wondering whether you can use your Indian debit cards in the U.S., the short answer is yes, you can. Major card processors such as Visa, MasterCard, and others operate all over the world.

It is a well-known fact that global transactions come with a hidden cost—foreign transaction fee. Usually, it is in the form of a discreet 3% charge imposed by certain banks/credit cards on purchases made in foreign currency. This includes essential international processing costs like currency conversion.

The best way to avoid foreign transaction fees is to acquire a no-foreign-transaction-fees credit card, if you qualify for one. Next in line are checking accounts or debit cards with no foreign transaction fee. It is also possible to avoid the fee by paying in the local currency for purchases.

You can also withdraw cash from ATMs using a foreign card. Most ATMs will accept Visa and Mastercard, and a few will accept American Express and Diners Club, too. Just be warned that ATM cash withdrawals often come with high fees, and are subject to a variable withdrawal limit set by the local bank.

India has ATMs in almost all destinations. Even many semi-rural regions are enjoying ATM services. Most of the ATMs in the country accepts international debit and credit cards to give out cash.

What is the difference between normal debit card and international debit card? ›

A domestic debit card can be used at any POS machines, ATM or online payment gateways with in the country in which the debit card is issued. International debit card can be used all over the world at all linked ATMs, POS machines and Online payment gateways.

IndusInd Bank Grandé World Debit Card - Free for Life.

Both Visa and MasterCard are a payment gateway that supports the payment facility to almost all the major banks from around the world. There is no major difference between a Visa and a MasterCard; they both have similar functioning and work as an ATM card.

International access- This toggle enables/disables you to transact with your debit card outside the Philippines. • E-commerce access – This toggle enables/disables you to transact with your debit card online.

All you need to do is inform your bank about certain specifics, i.e. the currency, daily usage limit, time period etc. Once you have informed your bank, subject to sufficient funds available in your account, your bank will activate international usage on your card.