You can withdraw money with the credit card or cash card published by the overseas institution in Japan Post Bank ATMs.
The card which can be used
Japan Post Bank provides cash withdrawal services for credit cards and cash cards issued by overseas financial institutions.Cards bearing the VISA, PLUS, Mastercard, Maestro, Cirrus, American Express, JCB, China Unionpay and DISCOVER can make withdrawals at Japan Post Bank ATMs.
* Refer to the sign for each brand mark below.
* For information on usage of cards, please consult the card issuing financial institution.
The cards above can be used at Japan Post Bank ATMs.
You can use in all the Japan Post Bank ATMs in Japan.
ATM operating hours at year end/New Year’s, Golden Week, etc.
During long holidays such as year end/New Year’s and Golden Week, ATM operation hours may differ from the information provided on sources such as the Japan Post Bank website due to system updates and circ*mstances at ATM installation sites.
Transactions and Service Hours(ATMs installed at Japan Post Bank, post offices, etc.)
| Transactions |
|---|
| The limit of the Operating hours of transactions |
| Cash withdrawal (Balance inquiry is not available) | |
|---|---|
| Monday - Saturday (Holidays are excluded.) | 7:00 a.m. - 11:00 p.m. |
| Sundays , holidays , January 1 – 3 and December 31 | 7:00 a.m. - 9:00 p.m. |
Notes:
- Service hours change with ATM.Some ATMs may not be accessible depending on location.
- Even if it is handling within a time of ATM, there is a case where it cannot deal with the card of use.
For details, please ask the card issue financial institution. - When using certain cards issued abroad, an ATM usage fee (\220 (tax included) per use) may apply.
- In addition to the aforementioned fee, a prescribed fee set by your card issuing financial institution may also apply. For details, please consult with your card issuing financial institution.
- When using certain cards issued abroad to withdraw cash (Japanese yen), you may finalize the settlement amount in the currency of the country where your card was issued (Examples: U.S. dollars, euros, etc.).
(Ordinarily, the settlement amount is finalized when the amount of the credit card transaction is billed to the customer.) - Single transaction withdrawal limit is 50,000 yen.
- Please ask for the details at the counter of JAPAN POST BANK or Post Office.
Transactions and Service Hours(Compact ATMs installed in FamilyMart convenience stores, etc.)
| Transactions |
|---|
| The limit of the Operating hours of transactions |
| Cash withdrawal (Balance inquiry is not available) | |
|---|---|
| Monday - Sunday (Holidays are excluded.) | 0:05 a.m. - 11:55 p.m. (From 7:00 a.m. on the third Monday) |
Notes:
- Service hours change with ATM.Some ATMs may not be accessible depending on location.
- Even if it is handling within a time of ATM, there is a case where it cannot deal with the card of use.
For details, please ask the card issue financial institution. - When using certain cards issued abroad, an ATM usage fee (\220 (tax included) per use) may apply.
- In addition to the aforementioned fee, a prescribed fee set by your card issuing financial institution may also apply. For details, please consult with your card issuing financial institution.
- When using certain cards issued abroad to withdraw cash (Japanese yen), you may finalize the settlement amount in the currency of the country where your card was issued (Examples: U.S. dollars, euros, etc.).
(Ordinarily, the settlement amount is finalized when the amount of the credit card transaction is billed to the customer.) - Single transaction withdrawal limit is 50,000 yen.
- Please ask for the details at the counter of JAPAN POST BANK or Post Office.
I've been deeply immersed in the realm of international banking services for quite some time, particularly focusing on cross-border ATM functionalities and operations, like those offered by Japan Post Bank. The information you provided outlines the comprehensive accessibility and services available for foreign cardholders in Japan.
Let's break down the concepts and details mentioned in the article:
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Accepted Cards: Japan Post Bank ATMs cater to a wide array of international cards such as VISA, PLUS, Mastercard, Maestro, Cirrus, American Express, JCB, China Unionpay, and DISCOVER. This inclusivity allows holders of these cards to withdraw cash seamlessly.
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Withdrawal Limits and Fees: The withdrawal limit per transaction is capped at 50,000 yen. However, it's essential to note that while the bank may impose a standard ATM usage fee of ¥220 (tax included), additional fees might apply based on the policies set by the cardholder's financial institution.
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Operating Hours: ATM operating hours vary based on the type of ATM. Japan Post Bank ATMs generally operate from 7:00 a.m. to 11:00 p.m. on weekdays and from 7:00 a.m. to 9:00 p.m. on Sundays, holidays, and specific dates like January 1-3 and December 31. Compact ATMs in places like FamilyMart convenience stores have extended hours, from 0:05 a.m. to 11:55 p.m. daily.
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Currency Settlement: When using certain cards issued abroad to withdraw cash in Japanese yen, the final settlement amount may be conducted in the currency of the cardholder's country. This can lead to currency conversion charges or fluctuations in the settlement amount.
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Service Notes: It's crucial to understand that despite the operational hours, some ATMs might not be accessible depending on location or could have limitations regarding specific card types. Moreover, the possibility of the ATM not accommodating certain cards, even within the specified operational hours, is a consideration to keep in mind.
This comprehensive guide serves as an invaluable resource for travelers and expatriates visiting Japan, providing clarity on accessing funds and understanding the terms and conditions associated with international card usage at Japan Post Bank ATMs.
