Insights (2024)

Securing a mortgage is a significant milestone in our lives. Understanding how much you can borrow (and how much you should borrow) is crucial to making a well-informed decision. By considering your income, debt-to-income ratio, expenses, LVR, interest rates, credit history, and financial goals, you can determine an appropriate borrowing amount that aligns with your financial capabilities and aspirations.

6 min read

Read more

Deciding whether to fix your home loan involves a careful analysis of your financial situation, future plans, and the prevailing economic climate. A fixed-rate home loan can provide stability and protection against rising interest rates but may limit your flexibility and potential savings. On the other hand, a variable-rate home loan can offer more flexibility, but it does expose you to interest rate fluctuations.

5 min read

Read more

Navigating the world of home refinancing can be complex and overwhelming without the right knowledge, so here we will cover everything you need to know about home refinance loans in Australia, empowering you to make informed choices that suit your financial goals before making this important decision.

6 min read

Read more