Immigration 101: How much does it cost to immigrate to Canada (2024)

  • Immigration 101: How much does it cost to immigrate to Canada (1)

marianne2023-05-26T16:20:41-04:00Mar 16, 2021|

Globally, Canada is rated very high for having an excellent quality of life, a well-developed public education system, and access to healthcare. In 2020, Canada was ranked second as the best country (overall) in the world by the U.S. News., dominating the rankings with high scores in the quality of life, citizenship and business categories. Some other important factors that make Canada an attractive country on the global stage are its multicultural population and welcoming immigration policies.

Moving to a new country is not only a huge life decision but also requires a substantial financial commitment. In this article, we will share the total cost breakdown for a few key types of applications – Express Entry, Provincial Nominee Programs (PNP), a study permit, and a working holiday visa.

Immigration 101: How much does it cost to immigrate to Canada (2)

Cost of applying for immigration to Canada through Express Entry and the PNP

Generally speaking, as an individual applicant, you would need approximately $15,500 CAD to immigrate to Canada. Couples would need around $21,000 CAD while families with children will require between $25,000 to $30,000 CAD. The table below provides a detailed breakdown of expected immigration costs.

Last updated on May 4, 2023; all figures in CAD.

Fee TypeNotesIndividualCoupleCouple + 1 ChildCouple + 2 Children
Language tests (IELTS, CELPIP, TEF, or TCF)Average cost.300600600600
Educational Credential Evaluation (ECA)Cost excluding international courier delivery charges.200400400400
BiometricsCharges for 2 or more people remain the same provided all members are applying at the same time and place.85170170170
Medical examsAverage cost; fee varies by country.100200300400
Application processing fee 8501,7001,9302,160
Right of permanent residence fee5151,0301,0301,030
Miscellaneous fees (police certificate, transcripts, courier delivery, photos, notaries, translations, etc.)Average (assumed) cost.250500600700
Settlement fundsNot applicable for Canadian Experience Class (CEC).13,75717,12721,05525,564
TOTAL16,05721,72726,08531,024

Those applying through the PNP, are required to pay additional application fees based on the province they are applying to. Here is an overview of the provincial fees:

Last updated on May 4, 2023

Notes

Immigration 101: How much does it cost to immigrate to Canada (3)Tip:
The figures outlined here only include the cost of filing an immigration application. In addition to these costs, you will need to budget for your flight, accommodation, and other living expenses. Use Arrive’s cost of living calculator to plan your finances as you prepare for your life in Canada.

Immigration 101: How much does it cost to immigrate to Canada (4)

Cost of applying for a Canadian study permit for international students

Unlike the Express Entry or PNP, calculating the total cost of applying for a student permit is slightly complex as universities and colleges have different application fees. You must be accepted into a Canadian Designated Learning Institution in order to be able to apply for a study permit. Here’s a broad overview of the costs you can expect:

Last updated on February 23, 2021

Fee TypeCost per individual
($ CAD)
University/college application fees: These are processing fees charged by the university. This fee is non-refundable irrespective of whether or not you get accepted. Note that some colleges don’t charge an application fee.Ranges between100 to 500
Study permit application fee150
Biometrics feeIndividual: 85
2 or more people applying at the same time and place: 170
Language testing (if required)Average cost: 300
Medical exams (if required)Fee varies by country.
Average cost: 100
Miscellaneous expenses (police certificate, transcripts, courier delivery, photos, notaries, translations, etc.) Average (assumed) cost: 250
Tuition feesVaries by programs/courses and the college or university you enrol at.

Average annual tuition 2021/2022:
Undergraduate program: 33,623
Post-graduate program: 21,120
MBA program: 86,000

Health insurance600 to 1,000
Funds to support your stay and/or a Guaranteed Investment Certificate (GIC) All provinces except Quebec: 10,000 per year.
In Quebec: 11,000 per year
More details available on the government of Canada website.

Get your GIC with RBC
Students from select countries can get their study permit for Canada in as few as 20 days when you apply through the Government of Canada’s Student Direct Stream (SDS) program. Having a GIC account with a minimum of $10,000 CAD at a participating Canadian financial institution is a mandatory requirement for the SDS. If you have confirmation of enrollment from a Canadian university or college, you can get started today. Connect with an RBC Advisor to open your GIC and begin your student journey.

Immigration 101: How much does it cost to immigrate to Canada (5)Tip:

Immigration 101: How much does it cost to immigrate to Canada (6)

Cost of applying for International Experience Canada (IEC) – Working Holiday Visa for Canada

IEC allows eligible individuals to apply for a Working Holiday Visa. To apply through this program, youth from over 30 countries can apply to live and work in Canada. These are countries that have an agreement with Canada for allowing its citizens to apply for an IEC work permit. The permits are valid for either 12 or 24 months, depending on your country of citizenship. More details about this program are available on the Government website.

Here is an overview of some of the fees for the working holiday visa:

Last updated on February 23, 2021

Fee TypeCost ($ CAD)
IEC participation fee156
Open work permit holder fee100
Biometrics fee85
Medical exam (if required)Fee varies by country. Average cost: 100
Minimum funds to support your stay2,500
Health insuranceStarts from approximately 400 per year, varies by coverage amount and deductible.

Having sufficient finances to support your application process as well as life in Canada is an essential factor while you apply to immigrate. It is recommended to familiarize yourself with the limits set by the Canadian government so you can plan your move with confidence.

Things our lawyers want you to know

This article offers general information only and is not intended as legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. While information presented is believed to be factual and current, its accuracy is not guaranteed and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author(s) as of the date of publication and are subject to change. No endorsem*nt of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or its affiliates.

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Immigration 101: How much does it cost to immigrate to Canada (11)

Immigration 101: How much does it cost to immigrate to Canada (2024)

FAQs

Immigration 101: How much does it cost to immigrate to Canada? ›

Generally speaking, as an individual applicant, you would need approximately $15,500 CAD to immigrate to Canada. Couples would need around $21,000 CAD while families with children will require between $25,000 to $30,000 CAD.

How much does it cost for a US citizen to move to Canada? ›

Applicable Moving ExpenseCost
Moving household goods of a four bedroom home (20 – 40 foot container)~ $10,000
Medical insurance for a family of four for 90 days before going onto government medical~ $1,000
Airline tickets (varies depending on month of travel~ $6,000
Total Costs~ $17,000

Can I live in Canada if I am a US citizen? ›

3) Can I live in Canada as an American citizen? Yes, if you are an American citizen, you may live in Canada. If your stay exceeds 180 days, you will most likely need a visa. You will also need a visa or work permit if you intend to work in Canada.

How can I immigrate to Canada from USA? ›

One of the easiest ways to immigrate to Canada from the US is through Canada's Express Entry system. Express Entry is used to process the majority of Canadian immigration applications for three of the country's economic immigration programs.

What are the requirements to immigrate to Canada? ›

Documents for Express Entry
  • a passport or travel document. ...
  • language test results.
  • proof of Canadian education or an educational credential assessment report for immigration purposes if. ...
  • provincial nomination (if you have one)
  • written job offer from an employer in Canada (if you have one)
  • proof of work experience.

What is the cheapest way to move from US to Canada? ›

Hire an experienced moving company

Often, the easiest and most cost-effective way to move to (and from) Canada is with a moving service like U-Pack®. Here's how we work: We deliver the moving equipment to your door. You load your belongings.

Is it worth moving to Canada from USA? ›

The three biggest virtues the Canadian society offers its new immigrants are – an excellent public health care system, high quality of living, and the lowest crime rates. These reasons make Canada your first choice.

How can I move to Canada without a job? ›

While having a job offer in Canada can increase your chances of being approved for permanent residency, it can be optional. There are several immigration programs available that don't require a job offer, like Family Sponsorship, the Express Entry program, and the Provincial Nominee Program (PNP).

Can you immigrate to Canada if you are over 50? ›

In reality, Canada is a welcoming and inclusive country that offers a variety of immigration programs designed to help individuals of all ages and backgrounds make a new home in Canada. While there may be some additional challenges for older individuals, it is possible to immigrate to Canada after age 50.

Is it easier to immigrate to Canada than us? ›

A. Contrary to popular opinion, it is much easier to immigrate to Canada than to USA. In general, USA immigration is employment based which means the easiest and fastest way to enter the USA is via a work permit. After that, an applicant can “adjust their status” for permanent residence.

How long can a US citizen live in Canada? ›

Q: How long can a US citizen live in Canada? A: On a temporary basis, a US citizen can live in Canada for six months. To stay longer than six months, you may apply for temporary permanent residency.

What is the easiest way to move to Canada? ›

If you have a qualifying family member that is a permanent resident or citizen of Canada, family sponsorship will likely be the easiest way for you to reside in Canada. Canada offers several immigration programs that give permanent residents and citizens the chance to bring their family members to the country.

What is the fastest way to immigrate to Canada? ›

Express Entry System of Canada is the best and fastest immigration program that allocates permanent residency to the successful applicants. Hence, at now it can be considered as the easiest way to immigrate to Canada 2021.

Can US citizens retire in Canada? ›

Canada does not have a retirement visa. Paths to permanent residency include an immigration process called Express Entry set up for those who have certain skills or want to operate businesses in Canada.

How much does a house cost in Canada? ›

Since 2022, the average cost of a home has gone up. Currently, the benchmark price of a home in Canada is around $760,000. This is almost a difference of $100,000 from last year. This means a down payment of 5% will now be around $38,000 and a 20% down payment is around $150,000.

How much is rent in Canada? ›

The average rental property cost around $1,662 in April 2021, according to data compiled from new listings on Rentals.ca, but the average price to rent is now around $2,002 as of April 2023. This is 9.6 per cent higher than the same time period last year as well.

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