If You Have More Than $1,000 in Your Checking Account, Here Are 7 Money Moves – The Penny Hoarder (2024)

Table of Contents
1. Stop Overpaying on Amazon 2. Cancel Your Car Insurance 3. You Can Become a Real Estate Investor for as Little as $10 4. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets 5. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank 6. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time 7. This Free Browser Extension Chooses the Best Card for Your Online Purchases — Average Users Earn Over $750/Year 1. You Can Become a Real Estate Investor for as Little as $10 2. Cancel Your Car Insurance 3. Add $500 to Your Wallet for Trying Out Apps 4. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time 5. Get Paid $225/Month While Watching Movie Previews 6. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank 7. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets 1. You Can Become a Real Estate Investor for as Little as $10 2. Get Paid $225/Month While Watching Movie Previews 3. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time 4. Cancel Your Car Insurance 5. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank 6. Earn as Much as $1K/Month Doing Simple Online Tasks 7. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets 1. You Can Become a Real Estate Investor for as Little as $10 2. Cancel Your Car Insurance 3. Get Paid $225/Month While Watching Movie Previews 4. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank 5. Earn as Much as $1K/Month Doing Simple Online Tasks 6. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time 7. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

You’ve done it. You’ve built up a little cushion in your bank account — $1,000! It feels good, right? Those days of checking your account balance in a panic are behind you.

Congrats! You’re on the right path. Now it’s time to think about some longer-term goals. What do you want to accomplish next with your money? Do you need to save more? Do you want to buy a home someday? Invest?

What’s the next step to take? What are some specific things you can do to elevate your finances?

We’ve got some ideas for you:

1. Stop Overpaying on Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay?

That’s exactly what this free service does.

Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $800 million.

You can get started in just a few clicks to see if you’re overpaying online.

2. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.

Use a website called EverQuote to see all your options at once.

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

3. You Can Become a Real Estate Investor for as Little as $10

Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.

An investment called the Fundrise Flagship Fund lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. The Flagship Fund does all the heavy lifting.

With an initial investment as low as $10, your money will be invested in the Fund, which already owns more than $1 billion worth of real estate around the country, from apartment complexes to the thriving housing rental market to larger last-mile e-commerce logistics centers.

Want to invest more? Many investors choose to invest $1,000 or more. This is a Fund that can fit any type of investor’s needs. Once invested, you can track your performance from your phone and watch as properties are acquired, improved, and operated. As properties generate cash flow, you could earn money through quarterly dividend payments. And over time, you could earn money off the potential appreciation of the properties.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

This is a paid advertisem*nt. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing.

4. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.

It takes just minutes to download the app and open an account.

5. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank

What if there was an easy way to upgrade your banking life and earn major cash rewards at the same time? Well, guess what? There is.

For a limited time, when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities, you can earn up to $400 with qualifying direct deposits (subject to certain terms or limitations). That’s right, you can get paid to get paid.

All you need to do is complete the following within 90 days of opening your account:

  1. Enroll in online banking or the U.S. Bank Mobile App
  2. Make two or more direct deposit(s)
  • Earn $200 for deposit(s) totaling $3,000 to $4,999.99
  • Earn $400 for deposit(s) totaling $5,000+

Follow these steps, and bam! — up to $400 is yours.

This offer only lasts until April 3rd, so take advantage of earning bonus cash while you can. To open an account, head over to U.S. Bank’s site (Member FDIC) to apply for a checking account.

*Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

6. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year.

And you’re not alone. The national average interest rate for savings accounts is just 0.46%.

But there’s actually a way to grow your money 17 times faster — completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.35% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account.

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either.

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow with 10 times the average interest.

7. This Free Browser Extension Chooses the Best Card for Your Online Purchases — Average Users Earn Over $750/Year

We all love earning credit card rewards, but most of us don’t have the time or energy to compare and keep track of which card will provide the maximum rewards for every purchase.

That’s where Kudos steps in. It’s a free browser extension that boosts your credit card rewards by always using the best card for every online purchase. The best part? The average user can earn over $750 per year.

Here’s how it works: When you’re ready to make an online purchase, Kudos automatically calculates all your credit card rewards and benefits, then picks and autofills the best card. This way, you earn the most rewards from the purchases you were going to make anyway.

Kudos supports over 3,000 cards and works with over 2 million online merchants. And if that wasn’t enough, Kudos will double your rewards when you shop at over 15,000 “Boost” merchants that partner with Kudos. In fact, right now, for a limited time, you can earn a 2000 Boost after your first eligible purchase.

If you’re worried about your privacy, Kudos will never sell or share your data with third parties. Your personal and credit card information is kept safe and secure with enterprise-grade compliance and bank-level encryption.

Don’t just shop online — earn more rewards with every transaction. Download the Kudos browser extension today after your first eligible purchase.

1. You Can Become a Real Estate Investor for as Little as $10

Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.

An investment called the Fundrise Flagship Fund lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. The Flagship Fund does all the heavy lifting.

With an initial investment as low as $10, your money will be invested in the Fund, which already owns more than $1 billion worth of real estate around the country, from apartment complexes to the thriving housing rental market to larger last-mile e-commerce logistics centers.

Want to invest more? Many investors choose to invest $1,000 or more. This is a Fund that can fit any type of investor’s needs. Once invested, you can track your performance from your phone and watch as properties are acquired, improved, and operated. As properties generate cash flow, you could earn money through quarterly dividend payments. And over time, you could earn money off the potential appreciation of the properties.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

This is a paid advertisem*nt. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in theFund’s prospectus. Read them carefully before investing.

2. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.

Use a website called EverQuote to see all your options at once.

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

3. Add $500 to Your Wallet for Trying Out Apps

Our smartphones are the world’s greatest time-killers. You can browse Facebook; play a game; download a new app.

You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading and playing a game — up to $500 in your first month.

You can earn money by playing games or trying new products and services, but surveys are the main way to make money.

Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer.

It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out.

4. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year.

And you’re not alone. The national average interest rate for savings accounts is just 0.46%.

But there’s actually a way to grow your money 17 times faster — completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.35% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account.

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either.

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow with 10 times the average interest.

5. Get Paid $225/Month While Watching Movie Previews

We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here?

But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.

You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.

You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.

It takes about one minute to sign up and start getting paid for your nightly zone-out.

6. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank

What if there was an easy way to upgrade your banking life and earn major cash rewards at the same time? Well, guess what? There is.

For a limited time, when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities, you can earn up to $400 with qualifying direct deposits (subject to certain terms or limitations). That’s right, you can get paid to get paid.

All you need to do is complete the following within 90 days of opening your account:

  1. Enroll in online banking or the U.S. Bank Mobile App
  2. Make two or more direct deposit(s)
  • Earn $200 for deposit(s) totaling $3,000 to $4,999.99
  • Earn $400 for deposit(s) totaling $5,000+

Follow these steps, and bam! — up to $400 is yours.

This offer only lasts until April 3rd, so take advantage of earning bonus cash while you can. To open an account, head over to U.S. Bank’s site (Member FDIC) to apply for a checking account.

*Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

7. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.

It takes just minutes to download the app and open an account.

1. You Can Become a Real Estate Investor for as Little as $10

Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.

An investment called the Fundrise Flagship Fund lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. The Flagship Fund does all the heavy lifting.

With an initial investment as low as $10, your money will be invested in the Fund, which already owns more than $1 billion worth of real estate around the country, from apartment complexes to the thriving housing rental market to larger last-mile e-commerce logistics centers.

Want to invest more? Many investors choose to invest $1,000 or more. This is a Fund that can fit any type of investor’s needs. Once invested, you can track your performance from your phone and watch as properties are acquired, improved, and operated. As properties generate cash flow, you could earn money through quarterly dividend payments. And over time, you could earn money off the potential appreciation of the properties.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

This is a paid advertisem*nt. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in the Fund’s prospectus. Read them carefully before investing.

2. Get Paid $225/Month While Watching Movie Previews

We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here?

But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.

You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.

You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.

It takes about one minute to sign up and start getting paid for your nightly zone-out.

3. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year.

And you’re not alone. The national average interest rate for savings accounts is just 0.46%.

But there’s actually a way to grow your money 17 times faster — completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.35% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account.

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either.

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow with 10 times the average interest.

4. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.

Use a website called EverQuote to see all your options at once.

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

5. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank

What if there was an easy way to upgrade your banking life and earn major cash rewards at the same time? Well, guess what? There is.

For a limited time, when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities, you can earn up to $400 with qualifying direct deposits (subject to certain terms or limitations). That’s right, you can get paid to get paid.

All you need to do is complete the following within 90 days of opening your account:

  1. Enroll in online banking or the U.S. Bank Mobile App
  2. Make two or more direct deposit(s)
  • Earn $200 for deposit(s) totaling $3,000 to $4,999.99
  • Earn $400 for deposit(s) totaling $5,000+

Follow these steps, and bam! — up to $400 is yours.

This offer only lasts until April 3rd, so take advantage of earning bonus cash while you can. To open an account, head over to U.S. Bank’s site (Member FDIC) to apply for a checking account.

*Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

6. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to$1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

7. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.

It takes just minutes to download the app and open an account.

1. You Can Become a Real Estate Investor for as Little as $10

Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.

An investment called the Fundrise Flagship Fund lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. The Flagship Fund does all the heavy lifting.

With an initial investment as low as $10, your money will be invested in the Fund, which already owns more than $1 billion worth of real estate around the country, from apartment complexes to the thriving housing rental market to larger last-mile e-commerce logistics centers.

Want to invest more? Many investors choose to invest $1,000 or more. This is a Fund that can fit any type of investor’s needs. Once invested, you can track your performance from your phone and watch as properties are acquired, improved, and operated. As properties generate cash flow, you could earn money through quarterly dividend payments. And over time, you could earn money off the potential appreciation of the properties.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.

This is a paid advertisem*nt. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in theFund’s prospectus. Read them carefully before investing.

2. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.

Use a website called EverQuote to see all your options at once.

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

3. Get Paid $225/Month While Watching Movie Previews

We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here?

But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.

You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.

You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.

It takes about one minute to sign up and start getting paid for your nightly zone-out.

4. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank

What if there was an easy way to upgrade your banking life and earn major cash rewards at the same time? Well, guess what? There is.

For a limited time, when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities, you can earn up to $400 with qualifying direct deposits (subject to certain terms or limitations). That’s right, you can get paid to get paid.

All you need to do is complete the following within 90 days of opening your account:

  1. Enroll in online banking or the U.S. Bank Mobile App
  2. Make two or more direct deposit(s)
  • Earn $200 for deposit(s) totaling $3,000 to $4,999.99
  • Earn $400 for deposit(s) totaling $5,000+

Follow these steps, and bam! — up to $400 is yours.

This offer only lasts until April 3rd, so take advantage of earning bonus cash while you can. To open an account, head over to U.S. Bank’s site (Member FDIC) to apply for a checking account.

*Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

5. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to$1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

6. Earn 4.35% Interest on Your Savings and Still Access Your Money Any Time

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year.

And you’re not alone. The national average interest rate for savings accounts is just 0.46%.

But there’s actually a way to grow your money 17 times faster — completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.35% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account.

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either.

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow with 10 times the average interest.

7. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.

It takes just minutes to download the app and open an account.

If You Have More Than $1,000 in Your Checking Account, Here Are 7 Money Moves – The Penny Hoarder (2024)
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