How to Use Your Smart Phone to Pay for its Monthly Bills (2024)

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Although there are plenty of money saving apps out there, most of us don’t have the time to utilize them all. These are my Top 5 apps that I use on my smartphone to save me more money than the cost of its monthly bill(which is a lot considering I use Verizon).

It is pretty incredible that owning a smartphone actually saves me money. If you download and use these apps you can use your smartphone to pay for its monthly bills as well.

This list contains the Top 5 apps that have saved me the most amount of money (or through which I’ve earned the most amount of money) on everyday purchases such as groceries, household goods, and retail purchases. All the apps are FREE to download and use.

#1.Ibotta– Is an awesome app that works for just about any popular grocery store, some retail stores, and a few theaters. It allows you to earn cash back on commonly purchased items (even milk!).In the first 3 months of using it, I made $77!Ibottais like a mobile coupon app/rebate machine. When you buy something (if it is being sponsored byIbottaandthe store you bought it at) you will earn cash back. At the end of your shopping trip, you simply take a quick photo of your receipt and the bar code of the product you bought and the cash will be credited to your account. Each item may have a little different way of redeeming the coupon but typically they only take a few seconds to complete. A question to answer, a fact to learn, a share on FB, etc.

The way I have made so much money so quickly is because Ibotta is always offering different bonuses. So always check their bonus section. I have earned about $ 40.00 in bonuses since signing up. To get paid fromIbottayou will need to link it to a Paypal account or choose from gift cards to have your money redeemed.

*Note- My favorite feature ofIbottawhich youshould alwaysuse is:you can scan the item before you buy it and it will tell you whether it is the correct item or not. Sometimes you’ll be surprised when Ibotta tells you you are about to buy the wrong item. So scan before you buy. Then simply scan the receipt as soon as you are done shopping (they don’t accept receipts over a week old), scan the item’s barcode again, and in about 10 minutes or so they will confirm that the money has been added to your account.

Click here to sign up for Ibotta.

How to Use Your Smart Phone to Pay for its Monthly Bills (1)

#2.Checkout51– So I recently found out about this app and it already made me money. It’s awesome. It’s very similar to Ibotta (you get cash back on everyday groceries that you buy) but it’s not stored exclusively!! Which means if you don’t shop at a chain store you can still earn cash back on things like produce, milk, and eggs! And it doesn’t make you complete little tasks with each app. But like Ibotta they offer you a $2.00 bonus for using it your first time. I use Ibotta AND Checkout51 together and get double cash back on milk, eggs and other items that both of them are sponsoring.

Click here to sign up for Checkout51

#3. SnipSnap– SnipSnap virtually eliminates the need to download tons of apps because common coupons are available for your use. You and others can upload coupons to SnipSnap. These coupons can include Michaels, JoAnn’s, Kohl’s, Bed Bath & Beyond, etc.

Last month I was in Kohl’s with my brother-in-law and we were able to use a 20% off coupon someone else had uploaded into SnipSnap. We didn’t have this coupon going into the store but we found it in this app. We saved $37.50 by using it. You can also upload your own coupons. SnipSnap currently doesn’t work in grocery stores for regular manufacturer coupons but it makes finding and storing common retail coupons much easier. Click here to sign up for SnipSnap.

#4.RetailMeNot– RetailMeNot is probably the largest database of online coupon codes in the US. All you have to do is search for the place you are shopping online and you will most likely be offered multiple different discount codes to use. This app is awesome and has saved me hundreds -possibly thousands- in the last 5 or so years that I have been using it. I never check out from any online purchase without checking Retailmenot. It is both an app and a website. Click here to sign up for RetialMeNot.

Using these 4 money-saving apps could very well save you more money than you are spending on your monthly smartphone bills. Give them a try and start saving!

This article has been so popular that I decided to write about How to Use Your Internet to Pay for its Monthly Bills as well.

Bonus App that makes money as well just make sure it is working.

ShopkickOver 13 million people love Shopkick, making it the most-used shopping app and fourth in overall reach (alongside eBay and Amazon). They reward you just for going into stores like Macy’s, Old Navy, Best Buy, JCPenney, Crate & Barrel, Sports Authority, and Target. If you are already there anyway (or live close by) its a great way to earn rewards. What is even cooler is that Shopkick sometimes offers additional rewards for you to find things in the stores and scan them. You earn points for going in and for scanning stuff, thereby saving on what you originally went to buy.

With shopkick you will just want to pay particular attention to your points. The reason being is that sometimes points aren’t counted (I’ve heard recently from other users). Their customer service I have also recently heard is not great. I for one have never had a problem with them. But after hearing back from a few users I dropped this app down to a bonus tip proceed with caution type of app.

Click here to Join Shopkick

How to Use Your Smart Phone to Pay for its Monthly Bills (5)

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How to Use Your Smart Phone to Pay for its Monthly Bills (7)

How to Use Your Smart Phone to Pay for its Monthly Bills (2024)

FAQs

How do you pay bills on your phone? ›

Open Google Pay . From the bottom of the screen, slide up. Tap a biller. Choose the bill payment.

How can I use my phone as a credit card? ›

On your Android phone, open the Google Pay app . Wallet. Swipe left or right to the card you want to use. Tap the card you want to use as your default contactless payment method.

What allows you to pay with your phone? ›

Google Pay is the fast, easy, and secure way to pay on sites, in apps, and in stores using the cards saved to your Google Account. To use Google Pay to pay in stores, you'll need an Android phone.

Can I tap my phone to pay for things? ›

To pay with your phone, you'll need a digital wallet like Apple Pay®, Google Pay™ or Samsung Pay®. Like contactless cards, phone payments use encryption to help make transactions more secure. You can use your phone to tap and pay wherever you see the contactless payment symbol.

Is there a bill paying app? ›

Papaya is a Free, award-winning app that lets you pay all of your bills in a snap. That's right. No more mailing checks, making phone calls, or logging into twelve different accounts to make payments.

What is the best way to pay bills? ›

One of the most popular ways to pay your bills is online. This method is fast, easy, and secure. Many lenders offer online bill payment options through their websites or mobile apps. All you need to do is enter your bank details and the bill amount, and the payment will be processed immediately.

Can I use my phone like a bank card? ›

Mobile payment services allow you to link your debit or credit card to your smartphone so you can pay for goods and services simply by tapping your phone on the contactless card reader, in the same way you would a contactless card.

How can I pay without a physical card? ›

The most famous ones are PayPal, Apple Pay and Google Pay. The basic functionality of these payment apps tends to be similar. You load them with funds from your bank account and/or receive funds from other sources. You then use these funds to make purchases and/or transfer them to your bank account.

Why can't I use my phone to pay for things? ›

Make sure your phone is awake and unlocked. Hold your phone in a different way. Your NFC antenna could be near the top or middle of your device. Hold your phone closer to the payment reader.

How can I pay with my phone without a card? ›

Mobile payment services allow you to link your debit or credit card to your smartphone so you can pay for goods and services simply by tapping your phone on the contactless card reader, in the same way you would a contactless card.

Can I use my phone to pay at stores? ›

To make a tap-to-pay transaction with a card in your Google Wallet, Google Pay should be set as your default payment app. Add a contactless payment method. Set up a screen lock. Your phone must meet the security requirements.

What card details do I need to pay over the phone? ›

When you make a transaction by phone, you're typically required to provide the vendor with sensitive information because your card can't be swiped:
  1. Your name as it appears on the card.
  2. Your card number.
  3. The expiration date.
  4. The card's security code, or CVV.
  5. Sometimes your billing ZIP code.
May 31, 2023

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