How to Send Money (Philippine Money Transfer Service with BDO Unibank) (2024)

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How to Send Money (Philippine Money Transfer Service with BDO Unibank) (1) When using "Philippine Money Transfer Service" (Mobile Remit sa Pinas)"

To remit using this service, the following 3 procedures are required.

  • *Note: This service is not available from Seven Bank ATM or Online banking.
  • APPLY

Open a Seven Bank account and register for the International Money Transfer Service

If you have previously registered with the Seven Bank International Money Transfer Service (WESTERN UNION), you do not need to register again.
With the exception of sending money to certain bank accounts, receiver information can also be used across services.

Register Here

  • Download "International Money Transfer App"
  • Set up your Online Banking (Direct Banking Service)

To use this service, you must register to Direct Banking Service (Online Banking).

  • *After you download 'SEVEN BANK Money Transfer App', press the LOG IN button from the main screen of the app to register.

STEP 1 Apply

How to Send Money (Philippine Money Transfer Service with BDO Unibank) (6)

Download the International Money Transfer App and apply to open a Seven Bank account and register for the International Money Transfer Service.

How to apply using the International Money Transfer App is HERE

If you have already previously registered with the Seven Bank International Money Transfer Service (WESTERN UNION), you do not need to register again. Once you have downloaded the International Money Transfer App and set up your online banking (Direct Banking Service), you can start using the "Philippine Money Transfer Service (Mobile Remit sa Pinas)"

  • Download on App Store

    How to Send Money (Philippine Money Transfer Service with BDO Unibank) (7)

    How to Send Money (Philippine Money Transfer Service with BDO Unibank) (8)

  • Download on Playstore

    How to Send Money (Philippine Money Transfer Service with BDO Unibank) (9)

    How to Send Money (Philippine Money Transfer Service with BDO Unibank) (10)

Other application methods are HERE

STEP 2 Deposit money into your Seven Bank account

Once you receive your cash card, deposit money and fee into your Seven Bank account.
Depositing money at a Seven Bank ATM is free of charge.

  • *Note: It takes about two to three weeks from when you apply for your cash card to arrive.
    If you receive an attempted delivery notice in the mail, please ask the post office to redeliver the card or pick it up at the post office.

STEP 3 Remit using the International Money Transfer App

Select the BDO Unibank tab on the International Money Transfer App and remit money from the "SEND MONEY" menu.

(Caution symbol) The BDO Unibank menu is only displayed when the receiver country and currency specified in the International Money Transfer App is the Philippines and Philippine Peso respectively.
You can check the exchange rate for Philippine money transfer service(Mobile Remit sa Pinas) in the International Money Transfer App (on the BDO Unibank menu).

Note: The“Philippine Money Transfer Service with BDO Unibank” is not available from Seven Bank ATM or Online banking.

[Precautions for Money Transfer]
Specify the receiving location when you remit. The maximum amount that can be received differs depending on the receiving location.
See table below.
Also note that money cannot be picked up at a payment center other than the one specified.

[Precautions for Bank to Bank Transfer]
The maximum amount that can be received is PHP500,000, regardless of the receiver's bank.

List of Banks that you can deposit to are HERE

Cash Pick up LocationMaximum amount to receive*
Anywhere:BDO Unibank Branch500,000 PHP
BDO Remit Counter80,000 PHP
Rural Bank Partners500,000 PHP
Palawan Pawnshop50,000 PHP
RD Pawnshop50,000 PHP
M Lhuillier50,000 PHP
Cebuana Lhuillier30,000 PHP

Ways to transfer money using the International Money Transfer App is HERE

COMPLETED Money transfer is now completed!

After the money transfer request is completed, please inform the receiver of the reference number displayed on the app screen and the details of the money transfer such as the specified receiving location. You can also check the pick-up status on the "SEND MONEY" menu on the International Money Transfer App.

  • *The reference number and other transaction details are the information necessary for the receiver to receive the amount transferred. The customer is therefore required to manage such information carefully. Please do not disclose any of the transaction details to any person other than the receiver. The Bank shall not be held liable for any damage that may be incurred as a result of the use of such information by any third party (other than the customer and the receiver).

Register Here

  • *Note: This service is not available from ATM or Online banking.
  • 1A customer must enter into an International Money Transfer Service Agreement with the Bank and complete the registration for the commencement of the use of the direct banking service in advance by registering necessary matters concerning the sender (the customer) and the receivers.
  • 2A request for money transfer shall be accepted only if made by way of using the international money transfer app.
  • 3The amount to be transferred and transfer fee for the requested transfer must be paid in advance by way of net settlement at the time of the Bank's acceptance of the money transfer request, etc.; payment in cash is not allowed.
  • *No request for money transfer is accepted at any service counter of the Bank's head office or branch offices.
  • *Each customer can register up to twelve receivers within the International Money Transfer Service as a whole.
  • *The reference number and other transaction details are the information necessary for the receiver to receive the amount transferred. The customer is therefore required to manage such information carefully. Please do not disclose any of the transaction details to any person other than the receiver. The Bank shall not be held liable for any damage that may be incurred as a result of the use of such information by any third party (other than the customer and the receiver).
  • *The service of transferring money by using the international money transfer app shall be available for any money transfer for which BDO Unibank, Inc. serves as the Bank's alliance partner.
How to Send Money (Philippine Money Transfer Service with BDO Unibank) (2024)

FAQs

How can I send money from USA to BDO Philippines? ›

Here's how:
  1. Visit our homepage and select Philippines from the 'choose a country to send to' dropdown list.
  2. Select 'Bank transfer' as the preferred delivery mode.
  3. Choose 'BDO PHP accounts' as the payout-network.
  4. Enter the transfer amount.
  5. Create a free account, or log in if you haven't already done so.

How can I send money from BDO to international? ›

How to Send money
  1. STEP 1 Apply. Download the International Money Transfer App and apply to open a Seven Bank account and register for the International Money Transfer Service. ...
  2. STEP 2 Deposit money into your Seven Bank account. ...
  3. STEP 3 Remit using the International Money Transfer App.

How to send money through bdo without account over the counter? ›

Send Money through InstaPay or PESONet
  1. Log in through BDO Personal Banking or Mobile Banking.
  2. Choose Send Money >> To Another Local Bank >> Pick an InstaPay partner bank.
  3. Fill in the details.
  4. Enter the One Time Pin sent to your phone or generated by your BDO Mobile App's OTP Generator.
  5. Confirm details.

How to transfer money from bank of America to BDO? ›

Log in to Online Banking; hover over the Transfers tab, locate the Send money to someone section and select Using their account number at another bank. Before starting make sure you have all the correct recipient bank details.

How can I transfer money from USA to Philippines? ›

Bank Transfers: Most banks in the US offer the service of sending money to the Philippines. This is ideal if you are are looking to transfer a large sum of money. Money Transfer Agents: Companies like Western Union, Moneygram, and Ria offer the fastest way of moving money from one location to the other.

How can I send money to Philippines from USA? ›

It's easy to send money from the United States and receive money in the Philippines with MoneyGram. Use your Visa or Mastercard debit card to send to a bank account, debit card, mobile wallet, for cash pickup in the Philippines at thousands of places where you see the MoneyGram sign.

How can I open BDO account in USA? ›

Just submit your Passport (with English characters) and a second ID from the list of acceptable IDs (i.e. ACR I-Card, National ID for select countries). You may also be asked to submit additional documents in compliance with bank regulatory requirements.

How can I call BDO customer service from USA? ›

Can I send money from BDO online? ›

Send Money with BDO Online

Log in to your account and choose Send Money. For QR transactions, tap QR. Choose the kind of Send Money transaction you need. Fill out the necessary details.

How much is the maximum BDO online transfer? ›

PHP 50,000

What is the daily limit for BDO transactions? ›

With BDO ATMs, you may:

Check your account, Cash Card and Smart Money balances. Withdraw up to Php 50,000.00 cash per day*

Can I transfer money without online account? ›

Top 5 Ways to Send Money Without a Bank Account
  1. Online money transfer for cash pickup. Under this option, you can send money to any location through a third-party vendor or a cash transfer provider. ...
  2. Send money to a digital wallet. ...
  3. Make a money order. ...
  4. Use a money transfer service. ...
  5. Via a prepaid debit card.
Dec 20, 2022

What is the maximum remittance to the Philippines from USA? ›

You should be able to send up to $19,000 as a remittance to the Philippines. However, your personal daily limit will depend on the service you choose and your transfer history.

What details do you need to send for a bank transfer? ›

Six-digit sort code of the account you're paying.
  1. Eight-digit account number of the account you're paying.
  2. A payment reference (often your name or customer number) to let them know the money came from you.
  3. Sometimes you'll need the name and address of the bank you're sending the money to.

How to transfer money to Philippines? ›

Bank transfer to Philippines - most banks will let you send money internationally online, by visiting a branch or by phone. Payments to PHP will be sent directly from your bank account to your recipient's local bank account in your chosen currency.

Does BDO accept international wire transfer? ›

Send money to your loved ones in the Philippines through BDO Remit! We have offices in Asia, North America, Europe and Middle East that provide fast, secured and reliable services.

Can my BDO account receive money from abroad? ›

How to receive money from abroad with BDO. In order to receive the money, first of all you'll need to give the provider your details including full name, telephone number and address in the Philippines. If you want to receive the money into your bank account, you'll need to provide them with the account number too⁴.

Can Western Union send money to BDO? ›

Receiving money from virtually anywhere in the world has gotten more reliable and convenient as Filipinos may claim remittances sent via Western Union website – www.westernunion.com or any of its agent locations abroad at nearly 200 BDO Network Bank branches nationwide.

What bank in the Philippines that I can send money from USA? ›

For your safety and convenience, send money directly to trusted banks, cash pickup locations, mobile wallets or via home delivery in the Philippines. You can send to BDO, BPI, Palawan Pawnshop, Cebuana Lhuillier, M.Lhuillier, SM branches, LBC, GCash and many more!

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