How to send an international money transfer on the TD app (2024)

FAQs

How do I send money internationally with TD bank app? ›

📆 How can I send money internationally same day? The experts at Monito recommend using an international money transfer specialist, such as Remitly, Skrill, Wise, WorldRemit, or MoneyGram, to send money internationally fast.

Bank transfers

You can transfer money by moving money from your bank account directly into an overseas bank account. This is called a money transfer, a telegraphic transfer (TT), or a wire or SWIFT transfer. Banks can be a more expensive option.

It can be easily done via a bank, an international money transfer service, individual agents or online platforms. Generally, money transfers can take days and are exchanged in multiple currencies offline and digitally through online banking applications.

TD Global Transfer Fees

International Bank Transfer: This is an ordinary wire transfer from your internet banking that gets routed via SWIFT.

When sending an international bank wire, you will need to provide the recipient's name, address, banks SWIFT BIC, and bank account number, plus the International Payments System Routing Code, for certain countries (you will be prompted for this).

FAQ About Using Zelle Internationally. 🌎 Does Zelle work internationally? No, Zelle is available only in the US. The payment app only allows you to send money from one US bank account to another, meaning both the sender and the recipient must have US bank accounts.

How to do a SWIFT wire transfer? ›

How much money can you wire without being reported? Financial institutions and money transfer providers are obligated to report international transfers that exceed $10,000. You can learn more about the Bank Secrecy Act from the Office of the Comptroller of the Currency.

Generally speaking, international bank transfers will arrive within one to five working days. Let's explore what this looks like. To send an international payment, you simply need to gather all the necessary information (IBAN number, BIC/SWIFT number, recipient's banking details, etc.)

Time zones can play a crucial role in the time it takes for an international bank transfer to be completely processed. If you are sending money to a country with a significant time difference, your bank transfer will take much longer. On the other hand, even if it is a local bank transfer, timing is important.

Business owners can use RTGS when they need to transfer large amounts instantly. One advantage that RTGS has over the other methods is the transaction speed, since the entire amount is transferred in real time.

An international wire transfer is an electronic transfer of funds from one bank account to another. Your money will be sent directly from your account to the recipient, and deposited in the currency they need for convenience.

For any payment – anywhere in the world

Every TD Checking Account comes with a free Visa® Debit Card: One card, so many ways to pay – make purchases and pay bills in person, online, over the phone or in app. Check out quickly and securely – with contactless and chip technology.

Your TD Access Card is accepted in the U.S. and in 200 countries worldwide where Visa is accepted¹. If you have a TD Student Chequing Account, you can shop in the U.S. with your TD Access Card or pay a U.S. bill directly from your account.