How to Make Money by Starting an at-Home Daycare (2024)

Today’s money-making Stay at Home Moms are Wendy and Tiffany. These wonderful mothers run at-Home Daycares. Wendy works in Utah, USA and Tiffany in Alberta, CA. I wanted to get both interviews from themto see if there was a big difference across country borders and to help as many SAHM’s who are interested in running an at-Home Daycare…

Wendy is my neighbor and a wonderful mother of three. She watches my son a few times a month while I catch up with work. She is wonderful with children and my son just loves her and her husband.

Welcome Wendy…

Q. What inspired you to begin working?

A. I wanted to have a job where I could be home with my kids. Even if I did want to work outside of my home (which I didn’t) to put three of them into daycare would be more than my regular pay check at the job I had. I love kids and started off babysitting for supplemental income so I could make additional money and be at home.

Q. How did you go about starting your business or arranging a work at home position?

A. I started babysitting my cousins’ kids. Then by word-of-mouth knowledge of me spread. I became a full-time daycare when I was approached by a neighbor woman who asked me to watch her 2 kids. As a full-time day care in Utah I can watch a certain number of kids that are certain ages. The number of children and ages varies state-to-state.

Q. What are some tips you would like to share with others who are interested in doing something similar?

A. Start with a contract right off the bat. Even the sweetest people can take advantage of you. You want to avoid that as much as possible.

I got a contract from a family member who also has a daycare. She used a lawyer with child services and told me I could use it too. You can look on the internet and consult a professional to create a contract of your own.

Q. How many hours do you work a week or how much of your time does this position require? Is it flexible? Is it consistent?

A. I average 50 hrs. a week. Sometimes you may lose a child (i.e. their parent’s start staying at home, gets married, they move away, etc.). That is when it can get inconsistent and I try to find a replacement. You can advertise by asking around, asking friends and family to spread the word, putting an ad online, etc. But it stays pretty consistent unless you lose a child or a child becomes sick and can’t come for a while.

No, running a daycare is not very flexible. For example I have only had 3 sick days on the last five years. I’ve been very lucky to not be sick. It is a bit difficult for parents if I’m sick or have to take time off. They have to find someone to watch their kids if I don’t have a replacement.

Q. When/how do you find the time to work?

A. I pretty much have to make time. Duringthe school year my kids are in school so that is when I daycare. During the summer they are also home with the kids I watch. It works out pretty well.

When I first started I had some pre-school age children of my own and although I was able to watch both the daycare kids and my own it was a bit tough. I felt like I needed to spend more time and give more attention to my own children. I tried to do my best tobe equal and it did work out.

Q. Are there certain tips/advice you’d want to share with others who want to start working like you?

A. Make sure to learn all you can about the tax benefits of running a business. I am able to write-off a good portion of our mortgage, utilities, food (fed to the kids), internet, and more. I have a tax guy take care of it but I save all of the receipts and keep a detailed log. I do pay taxes on the income I make but the write offs are very good tax benefits (it doeshelp to have a to have a free tax calculator to use as well). Do research or ask a professional from the get go on what you can and can not use as a tax write-off.

Q. Was training/schooling required for the position? How/when did you complete it?

A. No. But certifying is almost always required in all states. In some states licensing is required. In Utah certifying is required and licensing is optional.

Q.How much do you make from this job? or Does the income help a little, medium, or is the main source of your family’s income?

A. My daycare is the main source of income. At first it was supplemental but certain circ*mstances have made it our main income.

Q. How would someone who wants to do something similar get started?

A. Start by asking close friends and family, spreading the word at churches, organizations, etc. I feel it’s always better watching the kids of people you know vs. strangers.

Get certified, get a contract, consult a tax professional about write offs, and start up your business.

Something people may not think of at first is child-proofing your house (depending on age). Child proofing can be a minor or a huge expense to get started depending on our house and the rules/regulations of your state. For me it was a very minor expense. I had three kids so my house was already pretty childproof.

Thank you Wendy! I highly recommend her daycare business. She is so great with the kids, is very responsible, and watches wonderful children from my neighborhood.

She is currently accepting 2 children. If you are interested in having her watch your kid(s) and live nearby Sandy, UT please comment below and I’ll connect you.

NEXT we have a wonderful SAHM Tiffany from Canada.

She wanted to say, “I want to be clear that the information pertains to the area I live in (Calgary, Alberta) and that child care regulations, government support, etc… can be very different from province to province and can be very different in Canada and the US.”

Welcome Tiffany…

Q. What inspired you to begin working?

A. I was inspired to open a Dayhome after a move across Canada forced me to leave the group daycare I’d worked at for 10 years. I didn’t know anyone in childcare in our new city, and as we had no family for “back up”, my husband and I decided we needed a parent at home for our children.

At the same time, I’ve always loved my job and didn’t want to quit work entirely. Running a Dayhome has been great for our family- I love being with children, I love that I get to be with my own children full time (and that I’m getting paid when I take them to the park, doing art with them, reading a book with them- all things I’d be doing anyhow!)

Q. How did you go about starting your business or arranging a work at home position?

A. I contacted a local Dayhome agency for information on home to start up a Dayhome. They were and are extremely helpful. They sent an inspector to my home four times three months to interview my family, do safety & criminal record checks, etc…

Q. What are some tips you would like to share with others who are interested in doing something similar?

A. The first thing I’d do is to research childcare regulations in your area (i.e.: how many children of what ages you are allowed to care for, whether you are required/allowed to fed them, if you need any type of relevant education or government/licensing/agency supervision) These can be extremely different depending on where you live, and how strictly enforced (as well as the consequences for noncompliance) can vary.

You can save yourself a lot of trouble by spending an afternoon making a few phone calls and spending some time googling “home daycare in ____”. If there is any type of agency available to you, I’d recommend contacting them, as the one I am registered with has been very helpful with support, finding children, licensing,etc.. As well as obtaining subsidy and government grants.

Q. How many hours do you work a week or how much of your time does this position require? Is it flexible? Is it consistent?

A. I work around 40-45 hours a week, and was somewhat able to set my own hours. Obviously I need to work typical “business hours” to accommodate the parents work schedules, but it was important to me to have evenings free for my own kids extracurricular activities, so I decided to close at 5 pm, although most providers choose to work later than that. The work hours have been consistent, but that would also depend on the work hours of the parents and how great the need for care is in your area.

Q. When/how do you find the time to work?

A. I have to make time for it. This is a full-time job.

Q. Are there certain tips/advice you’d want to share with others who want to start working like you?

A. My first tips would be, again, become very informed on how home childcare works in your area, and if there is any type of support available to you, take it. Secondly, really be honest with yourself if this is something you want and can handle. Can you cope being home, alone, with a house full of kids all day, every day? Can you/are you going to have a designated daycare area in your home? If not, are you comfortable with having kids (read: toys, mess, etc..) all over your house? How will your family members feel about having these extra children around? What do you plan on doing with the kids all day? What will you do if you or your children are sick? (It can be hard to take time off without notice).

Q. Was training/schooling required for the position? How/when did you complete it?

A. In my area, basic first aid and a certain amount of “ongoing training” (usually workshop pertaining to childcare, like nutrition, activity planning, safety, etc..) are required, but formal education is not, although I do have a degree in childcare and emergency level first aid.

Q. How much do you make from this job? or Does the income help a little, medium, or is the main source of your family’s income?

A. I charge $800 (Canadian dollars) per month per full-time child (This is a pretty standard rate for my area, and I can have up to four children.) On top of this, I receive $180 per month per child under two year old, and about $7 per hour I work “top up” (This amount is based in my level of education), both from my provincial government. So if I have four children in my care, depending on their ages and how many hours I worked that month, I make between $4000-4500. Although it isn’t technically pay, what you can write off for taxes is helpful, too- I can write off a third of my bills, mortgage, groceries, etc… Which adds up over the year!

Q. How would someone who wants to do something similar get started?

A. If you won’t be working with your local government or agency (which, again, I recommend if it’s available), or there is no such support in your area, I’d start by asking friends, family, neighbours, etc.. If they need childcare or know anyone who does. After that I’d advertise at any near by schools, rec. centres, churches etc…and your local Kijiji or Craiglist (Also check out their Childcare Wanted section). Before you agree to to care for a child, have a good, long meeting with the parents & child in your home. Be clear on what hours you will be available, and how much you’ll charge. If you “click” with them, great! If not, proceed with caution- why aren’t you feeling sure about them? It’s easier to say no now than to fix a problem or stop care later.

Thank you Tiffany for your VERY helpful information!

MoreMoney-Making SAHM series:

Introduction to Money-Making SAHM Series

Series 1:Medical Billing

Series 2: Starting an Online Business

Series 3: Housecleaning

Series 4: Cosmetology

Series 5: At-Home Airline Assistant

Series 6: Become an At-Home Employee

Series 7: Beachbody Coaching

Series 8: Freelance Writing

Series 9: Run an at-Home Daycare

Series 10: Write and Self-Publish an eBook Part 1&Part 2

Series 11: Teach Music Lessons from Home

Series 12:Distribute a Product You Love

Series 13: Blogging

Series 14: Become a Virtual Assistant

Series 15: Buy and Resell Cheap Finds

Series 16: Become an Editor

Series 17: How to Make Money as a Transcriptionist

Series 18: How to Write and Publish a Paperback or Hardback Book

Series 19: Do Online Tech Support from Home

Series 20: Graphic Design

Series 21: Sell Your Own Sheet Music Part 1 and Part 2

Series 22: Start a Preschool from Home

Series 23: Start Your Own Boutique

Series 24:How to Make Money on YouTube

Series 25: Take Legitimate Online Surveys

Series 26: Open an Etsy Shop

Series 27: Become a Photographer

Series 28: Become a Property Manager

Series 29: Make Money Locally Teaching a Talent, Sport, or Hobby

Series 30: Substitute Teaching

Series 31: Sell Shaklee (MLM)-removed

Series 32: Review Websites for UserTesting

Series 33: Sell Mary Kay(MLM)-removed

Series 34: Become an Affiliate with Spark Naturals Essential Oils

Series 35: Quilting and Embroidery

Series 36: Make Money by Doing Laundry for Others through Laundry Care

more coming…pin or bookmark for more.

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How to Make Money by Starting an at-Home Daycare (2024)

FAQs

How many kids can a non registered daycare have in Iowa? ›

A home provider's own preschool age children and younger ARE included in their legal capacity. Their school-age children are not unless they are being home-schooled. Non-Registered Homes may have up to 6 children, as long as at least one child is school-aged.

How many kids can you babysit without a license in Mo? ›

Exemptions are set forth in Missouri Statute, sections 210.201 and 210.211, RSMo. Anyone who is caring for six or fewer children, including a maximum of three children under the age of two, at the same physical address is not required to be licensed and does not have to report he/she is providing child care.

How many kids can you watch without a license in TN? ›

The Tennessee Department of Human Services does not require licensure if care is provided in a child's own home, care that operates for less than three hours a day, or care that is provided for fewer than five unrelated children.

How many kids can you babysit in Kentucky without a license? ›

Providers who care for more than three children not related them must be certified or licensed unless they fall into the exempt category. All exempt child care settings can be found 922 KAR 2:090 Child-care licensure in Section 3.

How much does in home daycare cost in Iowa? ›

$15.50/hour. As of April 2024, the average base rate for in home child care in Cedar Rapids, IA is $15.50 per hour. The weekly cost for in home child care working a 40-hour week in Cedar Rapids, IA is $620 while the monthly cost is approximately $2,015 for 130 hours of work.

How many kids can an in home daycare have in Iowa? ›

Please note: A home providing child care to more than 6 children at one time is required to be registered as a Child Development Home (CDH).

What is Nathan's Law in Missouri? ›

The bill specifies that a child related by blood, marriage, or adoption will be counted in the total number of children being cared for as it applies to determining if a facility is required to be licensed only if the person is also caring for at least one child who is unrelated by blood, marriage, or adoption to the ...

Do you need a license to babysit in Missouri? ›

The Department of Health and Senior Services/Section for Child Care Regulation issues licenses to child care providers. You must have a license if you care for five or more children that are not related to you. However, many child care providers choose to become licensed even if they don't have to.

How many kids can an in home daycare have in Missouri? ›

In Missouri, the child-to-provider ratio depends on the ages of the children in care. For children under the age of 2, the ratio is 4:1, which means one provider can care for up to four children of this age group. For children aged 2 to 4 years, the ratio is 6:1, and for children aged 5 and above, the ratio is 10:1.

What is the legal age for a child to stay home alone in Tennessee? ›

There is no legal age for children to stay at home alone. Parents are advised to use their best judgment, keeping the child's maturity level and safety issues in mind. Younger children have a greater need for supervision and care than older children.

How many kids can you have in a home daycare in TN? ›

Family Child Care Homes provide care for at least five but not more than seven unrelated children. Up to 5 additional children related to the primary caregiver may also receive care in family child care homes.

Can a 12 year old refuse visitation in Tennessee? ›

In Tennessee once a child is twelve years of age or older he/she has the right to give a preference to the Court as to visitation. The Court does not have to follow that child's preference, but the Court does have to listen to the child's preference.

Can my 12 year old son babysit? ›

Most experts believe nearly all children can start babysitting siblings for short periods of time by the age of 12. It's important to keep in mind, however, that each child is different. Some children may take longer to be able to handle the responsibility of looking after themselves and another child.

What is a Type 1 daycare in Kentucky? ›

Licensed Early Childhood Provider Type I and Type II - A licensed type I child care facility is a facility that regularly provides child care services for four or more children in a non-residential setting or 13 or more children in a residential setting.

Can an 11 year old stay home alone in Kentucky? ›

The short answer is yes. There is no Kentucky law that establishes a legal age for children to be left alone.

What is the new daycare law in Iowa? ›

In 2022, theLegislature passed a law that allowed 16- and 17-year-olds to care for school-age kids in child care centers without an adult teacher in the room. The new bill would allow child care workers under the age of 18 to care for children of any age without an adult in the room.

What is the child care Act in Iowa? ›

Key provisions of the CHILD Act include: Increased contribution limit: Under this legislation, the annual contribution limit for Dependent Care FSAs would be raised from $5,000 to $10,000 for joint tax filers and from $2,500 to $5,000 for independent filers.

How do I report a daycare in Iowa? ›

844-786-1296 - Please call the Iowa Child Care Complaint Hotline if you have concerns regarding a child care provider.

How many kids can a daycare have in SD? ›

A family day care home may not be registered for care and supervision of more than 12 children at any one time including children under the age of six who are living in the home. Family day care is a service provided in the provider's home. Family day care providers are registered rather than licensed.

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