How to Make a Debt Free Vision Board (2024)

Achieving financial freedom is can be an extremely lofty goal for some people. If you are facing a mountain of debt, you are going to want to do whatever you can to help motivate you during your debt payoff journey. If you are looking for a creative way to stay inspired, you need to make a Debt Free Vision Board.

What is a Vision Board and How Does it Work?

A vision board is just a fancy name for a place where you put pictures and words that represent what you want most in life. It is a tangible representation of your heart and mind’s greatest desires.

This is not an overly complicated thing. The whole point of the vision board is to keep you focused on exactly what you want to accomplish. If you are focused on debt payoff, you need a Debt Free vision board! When you start to get tired and burnt out, it will re-energize and recharge your focus to help you stay on track.

Related Post:

How a Debt Free Vision Board Will Help You Achieve Financial Freedom

Step 1. Choose a location

Before you even begin to put together your board, you need to know where you want to put it. The whole point of the vision board is to keep it in a high traffic area or at least an area you will spend some time in every day.

You should be able to see your board daily. The whole point of this is to keep you inspired and motivated and that will be a daily need.

Step 2. Measure

Once you have your ideal location picked out, measure the maximum area your board could take up. This doesn’t mean you are definitely getting a board that big, but at least when you are shopping you will have a rough approximation of the size and shape of board you are looking for.

Step 3. Gather Supplies

It’s time to shop!

Vision board: There are all kinds of boards out there for you to choose from to match your style.

The possibilities are endless!! Just pick a board that will be pleasing for you to look at every day. This may mean a basic cork board or maybe you want a plush one with ribbons. Your board; your choice!

How to Make a Debt Free Vision Board (1)

How to Make a Debt Free Vision Board (2)

Push pins: These will hold all of your goals onto the board. You may decide to keep these simple and make your paper exciting or vice versa. Have fun with this!

How to Make a Debt Free Vision Board (3)

Paper: You will be cutting out some different shapes of paper to write your goals on. You can keep it simple with the same color paper throughout or get multiple colors to mix it up! I would recommend getting cardstock as it is a thicker paper that will look more professional and not curve or wrinkle over time.

You really can choose whatever you want here to have the overall look you are going for!

Step 3. Find templates

Once you have your board, paper and push pins, you can start to see what size on paper you can make your goals. Depending on how many you have (how many checkpoints during your debt payoff journey), you can start to see what size you should cut your paper into to post your goals on the board so everything fits and is large enough to read at a glance.

I am not a scrapbooker so I had no crafting supplies on hand. So instead, I used the bottom of a glass for a circle template and the bottom of a box for a square template to trace and cut out. Worked perfectly!

I recommend keeping it simple with circles and squares for shapes, especially if you don’t have any scrapbooking supplies.

Once you know how many goals you have, cut out the appropriate number of papers and then write them down!

Pro tip: Write down goal dates next to each goal. This will really help you stay on track. If you make it some sort of abstract goal for the future, you will keep putting it off. Give yourself a realistic deadline for accomplishment. You will be much more likely to follow-through if you give yourself a goal date!

Step 4. Magazine inspiration

Now it is time to find visual inspiration for your board! For every goal you have, you need to find a visual representation of that goal in picture form. If you have a color printer, you may be able to just google some photos and print them off right at home.

I did not want to use our ink for this so I just asked people at work to bring me magazines they weren’t using anymore so I could peruse those for inspiration. This worked wonderfully!

Cut out pictures (or print pictures) for each of the goals that will help inspire you.

Step 5. Put it all together

Once you have your goals written down and your coordinating pictures ready to go, it is time to piece it all together! You can put things on your board however you want. You can put it in chronological order or you can just place things in a way that is most visually appealing.

At the end of the day, your board should make you feel good and keep you inspired. My board is in a high traffic area so it was important to me it looked cute and almost blended in with the rest of my home decor. Wherever yours is, make sure it is something you are going to enjoy looking at!

When you create a vision board, you are telling your brain, these things are important. This will influence every decision you make moving forward. Studies have shown, you are more likely to achieve your goals when you write them down.

Becoming debt free is the ultimate financial goal. Write it down, support it with images and knock it out! You can do this, and your vision board will be there reminding you daily why you are making the choices you are making.

Here is my completed board!

How to Make a Debt Free Vision Board (4)

I can’t wait to see what yours looks like!

How to Make a Debt Free Vision Board (2024)

FAQs

How to Make a Debt Free Vision Board? ›

Visualize Debt-Free Success

Visualize your car being paid off, and a fund already started for the next car (to be paid in cash!). Imagine your home mortgage completely paid off, and a rainy-day fund started. Imagine a place of financial freedom to start home projects without increasing any debts.

How do you visualize debt free? ›

Visualize Debt-Free Success

Visualize your car being paid off, and a fund already started for the next car (to be paid in cash!). Imagine your home mortgage completely paid off, and a rainy-day fund started. Imagine a place of financial freedom to start home projects without increasing any debts.

How to create a financial vision board? ›

Tips for Creating a Financial Vision Board

Be clear and specific about your goals. Don't just put "Save money" on your vision board. Instead, break that goal down into smaller, more manageable steps like "Save $50 this month." Use images and words that resonate with you.

What is the best free app to create a vision board? ›

Visualize your goals and dreams

Canva's vision board maker makes designing straightforward and easy, with a massive library of editable templates and design elements. Create a vision board that represents your life goals—whether it's earning your first million, getting in shape, or traveling to your dream destination.

How do you visualize debt? ›

Debt Paper Chain

If you have a high-interest credit card balance, for instance, aggressively paying it off is a great first move. For this example, we'll use a $3,000 credit card balance. We'll visualize the balance with a paper chain made up of 30 links, so that each link represents $100 in debt.

What does a financial vision board look like? ›

A financial vision board contains your personal finance goals. To make managing goals easier, you can divide them into short-, medium-, and long-term goals. Short-term financial goals can be achieved in a year. Typical short-term goals include a vacation, home renovations, or buying a new car or laptop.

What should be included in a vision board? ›

Vision boards can include your aspirations for the year ahead and any thoughts or feelings you want to bring into your life. Whichever you choose, it's important to include goals you can actually achieve. Describe your goals in vivid detail. For example, if you're savings goal is a new car, don't just write 'new car'.

Is there an app to create a vision board? ›

Milanote lets you create a beautiful, shareable vision board in minutes.

Does a vision board really work? ›

"Creating a vision board provides a clear focus for your dreams of a fulfilled, joyful life," says Paul. "The important thing to focus on is how you want to feel and create a vision to support that desire.

Is there a wrong way to make a vision board? ›

There is no right way or wrong way or right thing or wrong thing to create our vision boards about. The only thing that is wrong is thinking that creating one is all you have to do to meet your goals. Creating a vision board and forgetting about it is not the way it works. There must be Action on your part.

What is the best program to make a vision board? ›

Canva's app and desktop version are extremely user friendly. You can easily search for just about any type of image or design element you can think of and adjust things like colors, fonts and even image frames within a vision board.

What is vision board template? ›

Also known as a personal manifestation board, it's a great way to help figure out what's important to you and stay focused by keeping your life goals top of mind. Simply drag in images, quotes, videos, affirmations, ideas and inspiration to arrange them on the free-form canvas.

Can you use your own photos for a vision board? ›

More Ways to Find Images for Vision Boards

Other places to find pictures you can use for your vision boards include books, catalogs, postcards, posters, and online (an entire topic in itself!). Plus, you can create your own images through taking photos or drawing.

How does it feel to be completely debt free? ›

Without any debts to worry about, your monthly expenses will drop, freeing up your personal cash flow and allowing you to focus on savings and daily living expenses. Few people understand just how free you can feel when you're no longer beholden to a slew of banks and lenders.

Is there somewhere I can see all my debt? ›

Check Your Credit Report

Most of your debt is listed on your credit report, which you can get a free copy of once a year from each of the three credit bureaus – Experian, Equifax and Transunion – at annualcreditreport.com. The credit bureauscompile reports based on input from your creditors.

What is the debt free path? ›

The path to a debt-free UC

UC is committed to making it possible for all of our California undergrads to complete college without taking out loans by 2030. The debt-free plan will cover the full cost of UC — including housing and food — through grants, scholarships and work-study.

Top Articles
Latest Posts
Article information

Author: Edmund Hettinger DC

Last Updated:

Views: 6265

Rating: 4.8 / 5 (78 voted)

Reviews: 93% of readers found this page helpful

Author information

Name: Edmund Hettinger DC

Birthday: 1994-08-17

Address: 2033 Gerhold Pine, Port Jocelyn, VA 12101-5654

Phone: +8524399971620

Job: Central Manufacturing Supervisor

Hobby: Jogging, Metalworking, Tai chi, Shopping, Puzzles, Rock climbing, Crocheting

Introduction: My name is Edmund Hettinger DC, I am a adventurous, colorful, gifted, determined, precious, open, colorful person who loves writing and wants to share my knowledge and understanding with you.