How to have Fun When You are on a Budget - Money Savvy Living (2024)

Life is what you make it. So is it possible to still have fun in life even if you are on a budget? The answer is… definitely YES! We all have heard that money doesn’t buy happiness. And while that is true, it sure is nice to not have to worry about money or stick to such a tight budget that we feel deprived.
Here are some ideas to help you enjoy life and learn how to have fun while being on a budget.

This postis sponsored by CreditRepair.com. All opinions are mine alone and are honestlyconveyed.

How to have Fun When You are on a Budget - Money Savvy Living (1)

Host a backyardpotluck

Hanging out with friends doesn’t mean that you have to goout on the town and spend a ton of money on dinner and entertainment—in fact,you can still live rich, evenon a budget. Host a potluckparty instead. Hosting a party doesn’tmean that you have to provide everything.Set a date and time and invite all of your friends over and ask them tobring their favorite main dish, snack, or dessert to share. No need to hire a DJ, either—simply turn onyour favorite music on the radio. Chatwith your friends, play card games, or start a fun backyard game of baseball,soccer, or your sport of choice.

Take a minivacation

If you are trying to save money, you can still plan agetaway without spending thousands of dollars.Instead of planning an entire week long vacation, opt for a longweekend. So instead of staying at the beachfor a week, just stay for three or four days.You can literally cut your vacation budget for the year in half by justcutting down on the number of days you spend at your destination. Also going on your vacation during theoff-season can also save you a ton of money.For instance, take a beach vacation late summer or early fall. It will still nice and warm, it much cheaper(and much less crowded!). Avoidingholiday travel can save you a lot of money too.It may not be as convenient for your schedule, but traveling atoff-times will give you the same destination experience for a lot less!

Related article: 12 Budget Friendly Staycation Ideas

Attend local/communityevents

Visit your local city’s visitors and convention bureauwebsite or tourism webpage. You willfind lots of information regarding free and cheap local events. Many will also have community calendars togive you an idea of events that are open to the community throughout the seasonor year. There are many festivals,concerts, parades, street fairs, and other entertainment that you will be ableto find in your community or the surrounding areas if you just do a littledigging. Visiting these types ofwebsites for vacation destinations is a great idea too. You can probably find some free local eventsfor the area that you are going to visit.

How to have Fun When You are on a Budget - Money Savvy Living (2)

Take advantage ofbirthday freebies

Many restaurants and stores offer some sort of freebie onor around your birthday. You canprobably find programs for both adults and kids. This can be a great way to save yourself somemoney on eating out and entertainment.Some stores even give you a “gift card” for your birthday that you canuse toward your next purchase.

This is not a comprehensive list, but here are 105+Places to Get Freebies for Your Birthday.

Have a weekly family night

Having a weekly family game night or movie night at homewill not only save you money from taking the entire family out, but it truly isfun! With all of the video games andtechnology at our fingertips, it is nice to take a night off from that and justenjoy being together. My kids absolutelylove board games and getting to pick a movie to watch as a family. Our schedules are always so busy, that takingtime in this way really is a novel idea.Believe it or not, this is also a great way to connect with yourkids.

Free summer fun for kids

It can be pretty easy to avoid entertainment during theschool year because everyone is so busy—and the kids are occupied most of theday at school. But as parents, we allknow that after being out of school for about one week, you kids are mostlikely sitting around and declaring how bored they are. So the temptation to spend more money to goand do “exciting” things may be harder to resist in the summer. However, there are so many fun ideas that youcan do with your kids over the summer that won’t break your budget.

Kidsbowlfree.com is a nationwide program that you can sign your kids up for each year and they can bowl free all summer long. You will need to pay for shoe rental and check with the participating location for specific times and dates. I did this with my kids last summer and they loved it! They had never been bowling before, but they enjoyed it so much that we went nearly every week!

You can also take advantage of Cinemark and Regal movietheaters summer movie club for kids.This is so great because you are getting the movie theater experience,but for a fraction of the price. Thesetheaters have certain showings throughout the week that are family-friendly andonly cost $1.00 per ticket—adults and kids!And there are even specials for popcorn and drinks. AMCtheaters have a slightly different special—$4.00 for a ticket and snack pack isincluded.

Get out intonature

There are so many things that you can do outside, thereis no reason to be bored—or spend a lot of money! Depending on the season, you can find a lotof entertainment in the great outdoors!

Spring/Summer

  • Take a hike at a state or local park
  • Go for a jog
  • Take a walk around your neighborhood or find awalking trail
  • Go to the park
  • Visit a local pool or splash park
  • Go apple or berry picking

Fall/Winter

  • Visit a pumpkin patch
  • Go through a hay maze or corn maze
  • Take a nature hike
  • Collect leaves, acorns, and pine cones
  • Build a snowman
  • Go sledding

Some of the best things in life really are free.

How to have Fun When You are on a Budget - Money Savvy Living (2024)

FAQs

How to have Fun When You are on a Budget - Money Savvy Living? ›

Budget-friendly fun

How do you live on a budget and still have fun? ›

10 Creative Ways to Have Fun on a Budget
  1. Stick to appetizers.
  2. Pregame drinks at home.
  3. Have a potluck.
  4. Hit the big screen.
  5. Attend free events.
  6. Sign up for deals.
  7. Ask for discounts.
  8. Enter contests.

How can I enjoy my life on a budget? ›

10 Ways to Live the Big Life on a Small Budget
  1. Eat Well on Less. ...
  2. Take Advantage of Nature for Exercising. ...
  3. Consider Alternative Accommodations. ...
  4. Take Short Trips Instead of Long Vacations. ...
  5. Don't Write Off Discount Stores. ...
  6. Look for Other Free Entertainment. ...
  7. Embrace Secondhand and Vintage Home Stylings. ...
  8. Give Back to Others.

How do you entertain yourself on a budget? ›

12 Affordable Ways to Have Fun on a Tight Budget
  1. Find local events. ...
  2. Search for special restaurant deals. ...
  3. Split costs with friends. ...
  4. Seek out no-admission nature. ...
  5. Watch movies the cheap way. ...
  6. Join an online community. ...
  7. Cut cable bills. ...
  8. Create a home event.
Aug 26, 2023

How do you budget money for fun? ›

One simple way to gauge how much is the right amount to spend on fun is by using the 50/30/20 rule. According to this method, no more than 50% of your income, after taxes, should go toward needs; 30% of your income can go to things you want, including fun; 20% should go into savings.

How do I survive with no income? ›

How to live off the grid with no money
  1. Do a work exchange. If you're new to the off-grid life, a great way to start is through Worldpackers. ...
  2. Join an off-grid community. ...
  3. Find low-cost or free land. ...
  4. Construct a cabin or tiny house. ...
  5. Grow your own food. ...
  6. Fish responsibly. ...
  7. Forage for edible plants. ...
  8. Collect and filter water.

What percent of paycheck should be for fun? ›

Some experts suggest the magic number is 10% of your monthly income, after taxes. I think the right amount should be somewhere in the range of 5-10% per month. Under this fun money umbrella are trips to the bar, the movies, weekend road trips, spa days, etc.

What is the 50 30 20 rule of money? ›

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

What is the cheapest food to live on? ›

Cheapest Foods to Live On:
  • Oatmeal.
  • Eggs.
  • Bread.
  • Rice.
  • Bananas.
  • Beans.
  • Apples.
  • Pasta.

How much money is enough to enjoy life? ›

That means your monthly expenses must be much less than R2 lakh. You are in a good place if you do not pay for your home when you get there. The amount of R2 lakh per month should be enough for a comfortable middle-class life in a city in India.

How to amuse myself? ›

The best ways to keep entertained at home
  1. Curl up with your favourite book. Read A Book. ...
  2. Experience culture in a whole new way. Take A Virtual Tour. ...
  3. Boost your physical and mental wellbeing with yoga. Nurture Your Mind And Body.

How do I entertain myself as an adult? ›

There are many different ways to entertain oneself. Some people enjoy reading, listening to music, or watching movies. Others prefer to spend time outdoors, playing sports or hiking. There are also many creative activities that can be enjoyed by oneself, such as painting, writing, or playing an instrument.

How to spend free time? ›

8 Productive Ways To Spend Your Leisure Time
  1. Reading‍ Reading comes with innumerable advantages and benefits, especially amongst the youth. ...
  2. Writing. We're out of the frying pan and into the fire with writing. ...
  3. Learning a language. ...
  4. Taking up a hobby. ...
  5. Working out. ...
  6. Playing a sport. ...
  7. Socializing and networking. ...
  8. Resting.
Jul 12, 2022

How much does the average single person spend a month? ›

The average monthly expenses for one person can vary, but the average single person spends about $3,405 per month. Housing tends to consume the highest portion of monthly income, with the average annual spending on housing at $1,885 per month per person.

What is a good monthly budget? ›

Setting budget percentages

That rule suggests you should spend 50% of your after-tax pay on needs, 30% on wants, and 20% on savings and paying off debt. While this may work for some, it's often better to start with a more detailed categorizing of expenses to get a better handle on your spending.

How much should I be spending a month? ›

50% of your net income should go towards living expenses and essentials (Needs), 20% of your net income should go towards debt reduction and savings (Debt Reduction and Savings), and 30% of your net income should go towards discretionary spending (Wants).

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