How To Get GCash Mastercard: Application, Price, Activation, and More | FilipiKnow (2024)

A GCash Mastercard serves as a debit card or prepaid credit card connected to your GCash account. You can use it for various GCash transactions including cash withdrawals, cashless shopping, bills payment, and other ATM and debit card transactions. In this guide, you’ll learn everything you need to know about GCash Mastercard–from the application process to the activation of the card.

Table of Contents

  • Who Can Avail of the GCash Mastercard?
  • How Much Is the GCash Mastercard?
  • How To Get GCash Mastercard: A Step-by-Step Guide
    • How To Get GCash Mastercard via the GCash App
    • How To Get GCash Mastercard via the GCash Mastercard Online Order Form
    • How To Get GCash Mastercard via GCash Partner Convenience Store
  • How To Activate GCash Mastercard
  • How To Withdraw Money Using GCash Mastercard
    • How To Set or Nominate a GCash Mastercard 6-digit PIN
  • Frequently Asked Questions
    • 1. Can I use GCash Mastercard abroad?
    • 2. What are the coverage areas of the GCash Mastercard delivery?
    • 3. I haven’t received the GCash Mastercard I ordered. What should I do?
    • 4. I can’t withdraw cash from GCash Mastercard when I use it in a bank’s ATM. What should I do?
  • References

Who Can Avail of the GCash Mastercard?

Only fully-verified GCash users1 can avail themselves of the GCash Mastercard. To get your account fully verified, read our separate guide here.

How Much Is the GCash Mastercard?

For as low as Php 215 (including delivery fee)2, you can now avail of the GCash Mastercard online and enjoy its features. Meanwhile, purchasing a GCash Mastercard in one of the partner stores will only cost Php 150.

How To Get GCash Mastercard: A Step-by-Step Guide

You can get a GCash Mastercard through the GCash app, GCash Online Mastercard Order Form, or any GCash Partner Convenience Stores. In this section, we’ll present the steps you can follow to get your GCash Mastercard through these three methods.

How To Get GCash Mastercard via the GCash App

How To Get GCash Mastercard: Application, Price, Activation, and More | FilipiKnow (1)

Once you have your GCash account fully verified, you can easily apply for a GCash Mastercard by following the steps below.

  1. Log in to the GCash app using your four-digit MPIN.
  2. On your GCash dashboard, select View all GCash Services.
  3. Tap Cash Out under the Fund Management portion.
  4. Select the blue Deliver button under the GCash Mastercard. Upon clicking this button, you’ll be directed to the instructions on ordering a GCash Mastercard.
  5. Scroll down and look for the GCash MasterCard Order Form.
  6. Fill out the Order Form by providing your GCash mobile number, full name, delivery/shipping address (including the ZIP code), and other contact number the courier can call.
  7. Read the terms and conditions and tick the small box provided.
  8. Click the button with a right-pointing arrow at the bottom of the page
  9. Proceed to payment of GCash Mastercard fee.
  10. Wait for the SMS notification confirming your order.

Note: GCash advises users who have recently availed of the Mastercard to expect some delays in the delivery of the Mastercard due to some quarantine restrictions.

How To Get GCash Mastercard via the GCash Mastercard Online Order Form

How To Get GCash Mastercard: Application, Price, Activation, and More | FilipiKnow (2)

The steps in getting a GCash Mastercard via the Online Order Form are almost similar to the steps in getting it via the GCash app. Thus, using this option is quick and very convenient. Follow these steps to get your GCash Mastercard via the Online Order Form.

  1. Visit the GCash Mastercard Online Order Form.
  2. Read the instructions and other important reminders. Once done, look for the GCash Mastercard Online Order Form by scrolling down to the lower part of the page.
  3. Fill out the online form with your GCash mobile number, complete name, delivery/shipping address (including the ZIP code), and other contact number the courier can call.
  4. Read the terms and conditions and tick the small box provided.
  5. Click the Next button. Upon clicking this button, you will be directed to the Confirmation page.
  6. Confirm the details you have provided in the Confirmation page. Once you’re all set, click Submit Verification Details. You will receive a confirmation message immediately after you submit everything.
  7. Log in to your GCash app through your mobile phone using your four-digit MPIN.
  8. Select Pay Bills in the dashboard then Payment Solutions.
  9. Select GCash Mastercard.
  10. Provide the following information: Your mobile number, the amount to be paid (Php 150 card fee + Php 65 delivery fee), and your email address.
  11. Wait for the SMS notification confirming your payment.

How To Get GCash Mastercard via GCash Partner Convenience Store

You may also buy a GCash Mastercard directly from any of the following partner stores:

  • Ministop
  • Lawson
  • All Day
  • Robinsons Business Centers
  • Select 7-Eleven branches

How To Activate GCash Mastercard

How To Get GCash Mastercard: Application, Price, Activation, and More | FilipiKnow (3)

Upon receiving the GCash Mastercard you ordered online or purchased in a partner store, the next thing you have to do before you enjoy it to the fullest is to activate it.

When you activate your GCash Mastercard, you are actually linking the physical card to your GCash account. You cannot use your GCash Mastercard for various transactions unless you activate it.

Here are the steps to activate your GCash Mastercard:

  1. Log in to your GCash account using your four-digit MPIN.
  2. On your dashboard, tap Profile.
  3. Select My Linked Accounts.
  4. Tap GCash Mastercard.
  5. Select Link Card.
  6. Enter your GCash Mastercard 16-digit card number located on the front part of your card. Once done, click the Link Card button.

That’s it! You can now use your GCash Mastercard and enjoy all its features.

How To Withdraw Money Using GCash Mastercard

You can withdraw using GCash Mastercard through any Bancnet or Mastercard-affiliated ATM. To withdraw using your Mastercard, use it just like a regular ATM card or debit card. Withdraw at any bank’s ATM and pay a fixed service fee of Php 20 per withdrawal, regardless of the amount. The minimum amount for GCash Mastercard withdrawal is Php 500 while the maximum daily amount is Php 50,000.

To withdraw money using your GCash Mastercard through a bank’s ATM, you first need to nominate a 6-digit PIN3 which is different from your 4-digit GCash MPIN. This 6-digit PIN has the same format as and works like your standard 6-digit ATM card PIN.

How To Get GCash Mastercard: Application, Price, Activation, and More | FilipiKnow (4)

How To Set or Nominate a GCash Mastercard 6-digit PIN

Your GCash Mastercard 6-digit PIN allows you to withdraw cash in any Bancnet or Mastercard-affiliated ATM. To set a 6-digit PIN for your card, follow these steps:

  1. Log in to your GCash app using your four-digit MPIN.
  2. Select Profile.
  3. Select My Linked Accounts.
  4. Choose GCash Mastercard.
  5. Select an account and select Set Card PIN.
  6. Enter the 6-digit PIN you desire and confirm it.

Frequently Asked Questions

1. Can I use GCash Mastercard abroad?

Yes, GCash Mastercard can be used to withdraw cash abroad. It can also be used as a prepaid credit card worldwide in all establishments and merchants where Mastercard is accepted.

2. What are the coverage areas of the GCash Mastercard delivery?

Any area in the Philippines that is not included in the list of out of coverage areas of the GCash Mastercard can avail of the delivery option.

3. I haven’t received the GCash Mastercard I ordered. What should I do?

In case it has been 10 days since you have ordered your GCash Mastercard online and you still haven’t received it, contact the GCash hotline (2882) or send a ticket to the GCash Help Center.

4. I can’t withdraw cash from GCash Mastercard when I use it in a bank’s ATM. What should I do?

Take note that you can only withdraw cash using your GCash Mastercard in a Bancnet or Mastercard-supported ATM. Here’s the list of Bancnet/Mastercard-supported ATMs.

Another possible reason why you can’t withdraw is that you might already have reached your monthly transaction limit. Once you have reached your monthly transaction limit, you won’t be able to complete GCash-related transactions until the following month.

Go back to the main article: How to Use GCash in the Philippines: An Ultimate Guide

References

  1. How do I apply for a GCash MasterCard?. Retrieved 16 November 2021, from https://help.gcash.com/hc/en-us/articles/360017730834-How-do-I-apply-for-a-GCash-MasterCard-
  2. Order a GCash card and link it on your account!. Retrieved 16 November 2021, from https://www.gcash.com/mc-store/orders
  3. How do I nominate a 6-digit card PIN for my GCash Mastercard?. (2021). Retrieved 17 November 2021, from https://help.gcash.com/hc/en-us/articles/900005457683-How-do-I-nominate-a-6-digit-card-PIN-for-my-GCash-Mastercard-
How To Get GCash Mastercard: Application, Price, Activation, and More | FilipiKnow (2024)

FAQs

How do I activate my GCash Mastercard? ›

Activating through the application
  1. Open your GCash account.
  2. Choose the menu on the upper left corner of your home screen.
  3. Choose 'My Linked Accounts' and then 'GCash Mastercard. '
  4. Choose the 'Link Card' option.
  5. Enter the 16-digit Mastercard number (found on the face of the card).
  6. Choose 'Link Card' again.
Feb 27, 2023

How can I get GCash card 2023? ›

How to Get GCash Card Online
  1. On the main dashboard, tap “View all GCash Services.”
  2. Select the Cash Out icon under the Fund Management section.
  3. Tap “Deliver” to request card delivery.
  4. Enter your full name, mobile number, and delivery address. ...
  5. Tap “Pay” to pay the P215 card and delivery fee and complete the payment.
May 10, 2023

Can I use my GCash Mastercard abroad? ›

Yes. You can use the GCash Mastercard card in any of our 69 destinations worldwide.

How much is the service fee for GCash? ›

Cashing in is free in all over-the-counter outlets until you reach a monthly limit of PHP 8,000. After reaching this limit, a service fee of 2% will apply each time you cash in. The fee will be deducted automatically from the amount you cashed into your GCash wallet.

What is the credit limit for GCash Mastercard? ›

GCredit gives you a credit line of up to PHP 30,000 that allows you to instantly pay for your online transactions and your essentials at a later date to over 100,000 stores and billers with no additional requirements needed. A credit line allows you to borrow money anytime to complete your online transactions.

How long does it take to receive GCash Mastercard? ›

Your GCash card will be delivered within 10 working days after you've paid the GCash Mastercard fees.

What ATM accepts GCash Mastercard? ›

You can cash out at any BancNet and/or Card affiliated ATM or at any GCash Partner Outlet. Simply look for the logo of either Mastercard or BancNet on the ATM. You can also cash out from any of the following GCash Partner outlets: Cebuana Lhuillier.

Is GCash Mastercard available at 711? ›

You can also swipe it in shops where credit and debit cards are accepted. GCash Mastercard can be purchased for P150 at convenience stores like Ministop, All Day, Lawson, and 7-11; Puregold supermarkets and Robinsons Department Store; and Villarica and Tambunting pawn shops.

Can I buy GCash MasterCard online? ›

Follow the steps below to apply for a GCash Card directly from the GCash app and have it delivered to your doorstep! Please note that GCash can only deliver to specific serviceable areas. After ordering, your GCash Card will be delivered within 10-15 business days.

Who is eligible for GCash? ›

A Filipino Citizen, at least 18 years old, using a non-PH SIM (GCash Overseas)

Is there a GCash online card? ›

The GCash Card is only available to Fully Verified GCash users and costs Php 150 (+Php65 for the delivery fee). A customer is only allowed to avail a maximum of 3 cards per month.

Can I use GCash in USA? ›

Fully verified GCash users can use GCash in the USA². However, the services which you can access through your GCash account will depend on whether you have a SIM card issued in the Philippines or the US. Users with a Philippine issued SIM can access more service options compared to international users.

How can I send money from USA to GCash? ›

GCash has partnered with several online platforms in the United States, including Remitly, Panda Remit, Skrill, Wise, WorldRemit, and Wirebarely. According to Monito's comparison engine in 2022 and 2023, Remitly is the single best option for anyone in the United States trying to send money to GCash in the Philippines.

How can I use GCash outside Philippines? ›

The registration process for GCash Overseas is simple and can be completed in a few easy steps. First, download the GCash app and enter your country of residence and international mobile number. Next, enter the security code for phone number verification, fill out your personal details, and create a 4-digit MPIN.

How much does a mastercard cost? ›

Typical Costs From Major Credit Card Companies
Credit CardAverage Interchange FeesAverage Assessment Fees
Mastercard1.15% + $0.05 to 2.50% + $0.100.1375% (transactions under $1,000); 0.01% (transactions $1,000 or more)
Discover1.35% + $0.05 to 2.40% + $0.100.13%
American Express1.43% + $0.10 to 3.30% + $0.100.15%
1 more row
Mar 24, 2023

What is the advantage of having a GCash Mastercard? ›

Like a regular EMV debit card, the GCash card lets you withdraw money and/or use it as a payment option at any website or physical store that accepts Mastercard. Since it is prepaid, it requires no maintaining balance or bank accounts. You can only spend the amount in your GCash e-wallet, but that is also reloadable.

Can I use GCash Mastercard in ATM? ›

You can cash out at any BancNet and/or Card affiliated ATM or at any GCash Partner Outlet. Simply look for the logo of either Mastercard or BancNet on the ATM.

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