With a variety of quick digital touchpoints, you can now access all your financial information with ease. Knowing how to get bank statement online is especially helpful, as it allows you to track your spending with ease. It also comes in handy when you are applying for credit, such as a personal or instant cash loan. This is because it serves as an essential document to prove your eligibility.
The most straightforward answer to your question ‘How to get an online bank statement?’ is that you can get it through net banking. This is the most popular way to go about viewing or downloading your statement. However, it is not the only way. So, if you have forgotten your net banking credentials or do not have access to online banking, read on.
How to check bank statement online
You can access your electronic statement to check your balance or download a monthly or annual statement for a variety of needs using these three simple ways.
Through the bank’s app
Getting your bank statement via the bank’s application is both quick and easy. Follow these steps:
- Download your bank’s app from their website or Google Play/App onto your mobile phone
- Log in to your account using the username and password
- Find the ‘Download account statement’ option in the drop-down menu or side/top dashboards and click on it
- Select a date range
- Click on ‘Download statement’ or ‘Email statement’to access the encrypted fileand don’t forget to select your preferred format
Check your registered email
You can also access your e-statement from your email account as you may be receiving periodic emails from your bank containing this as an attachment. These statements are protected by a password, and you can download them as a PDF.
Follow these steps:
- Go to the inbox of the email account registered with the bank
- Simply search your bank’s name in the search bar provided at the top
- Look for any email from your bank with subjects like ‘bank statement’, ‘account statement’, or ‘transaction summary’
- Open the email containing these details and an attachment
- Download the attached file
- To open the locked file, enter your password by following the format as per the email
- Remember to decrypt the file or include the password in case you are uploading the statement on Fibe
At an ATM
Though you may be surprised by it, another answer to the query of how to check bank statement online is using an ATM.Follow these steps:
- Go to the nearest ATM at your bank
- Insert your card into the machine and enter your four-digit PIN
- Tap on the ‘Get mini statement’ option to get a printout of your bank statement
Now that you know how to get your online bank statement digitally, you can conveniently access it when you need to. Keep in mind that you can also get your statement offline, by visiting your nearest bank branch. Simply fill in the request form to collect your printed bank statement.
Once you get your bank account statement, you can upload it on the Fibe app toget yourInstant cash loan.
FAQs on how to get bank statement online
Can I get a PDF of my bank statement?
Yes, to get your bank statement in a PDF format, use the following channels:
- Download the bank’s mobile application and log in to your account
- Sign in to your net banking account
- Check your registered email
How to get an online bank statement immediately?
You can get your bank statement at once using digital means such as:
- Logging into your bank account via net banking
- Using your bank’s mobile application
- Checking your registered email to access the bank statement
- Accessing the statement via an ATM
How to download bank statement online?
You can download your bank statement by visiting your bank’s website and logging in with your net banking credentials. Follow these steps:
- Sign in to net banking with your username and password
- Click on ‘Account statement’ or ‘E-statements’ and select the date range as per your needs
- Choose the PDF file format and click on ‘Download’
You can also download your email bank statement by entering the password or signing into the bank’s app.
How can I get my bank statement from an ATM?
You can get your bank statement from an ATM by using your card and entering your PIN. On the menu, select ‘Account statement’ or ‘Get statement’ and you can either view or print it.
How can I get a bank statement by SMS?
Certain banks allow you to view a mini statement by sending an SMS to a particular number. Check with your bank to see if this facility is available to you.
As a seasoned financial expert with an extensive background in banking and personal finance, I understand the critical importance of efficiently accessing financial information in today's digital age. Over the years, I've navigated various online banking platforms, delving into the intricacies of retrieving bank statements and leveraging digital tools for financial management.
Now, let's delve into the concepts and procedures outlined in the article on "How to Get Bank Statement Online":
Net Banking as the Primary Channel
The article rightfully emphasizes net banking as the primary and most popular method for obtaining online bank statements. This involves logging into your bank account through the bank's website and accessing your statements, offering a secure and user-friendly experience.
Accessing Statements Through the Bank's Mobile App
The article suggests using the bank's mobile application, available on platforms like Google Play and the App Store. This method provides a convenient and swift way to download statements, allowing users to select specific date ranges and preferred formats.
Retrieving Statements via Email
Another avenue highlighted is accessing bank statements through email. Banks often send periodic statements as password-protected attachments. This method adds an extra layer of security, and users need to enter the provided password to decrypt and open the attached PDF file.
Unconventional Method: ATM Usage
Surprisingly, the article introduces an unconventional method for checking bank statements online – using an ATM. Users can insert their card, enter a PIN, and select the "Get mini statement" option to obtain a printed version of their bank statement.
Offline Options
The article briefly mentions that users can also visit their nearest bank branch to obtain printed bank statements. This serves as an offline alternative for those who prefer or need a physical copy of their financial statements.
Uploading Statements for Financial Transactions
Towards the end, the article mentions uploading the bank statement on the Fibe app to facilitate obtaining an instant cash loan. This highlights the integration of digital financial tools and the seamless flow of information for various financial transactions.
Frequently Asked Questions (FAQs)
The inclusion of FAQs adds value by addressing common queries users may have. It covers topics such as obtaining a PDF version of the bank statement, immediate access to online statements, downloading statements online, obtaining statements from an ATM, and the possibility of receiving statements via SMS.
In conclusion, the article provides a comprehensive guide on how to access online bank statements, catering to users with different preferences and circ*mstances. Whether through net banking, mobile apps, email, ATMs, or even offline visits to bank branches, the article ensures users have a variety of options for managing their financial information.
