How To Check Pag Ibig Mp2 Contribution? - [Explained] (2024)

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Are you trying to figure out the amount of your Pag-IBIG MP2 (Pagtutulungan sa Kinabukasan Savings Program) contributions? If so, you’re in luck! You can easily check your contributions with a few simple steps.

In this blog post, we’ll show you how to view your contribution statement and make sure that your contributions are up to date.

how to check pag ibig mp2 contribution?

There are several ways to check your Pag-IBIG MP2 contribution:

  1. Pag-IBIG Online: You can check your MP2 savings online by logging into the Pag-IBIG Fund website using your Member’s ID and your Pag-IBIG Loyalty Card (PLC) number. This will give you access to your account information, including your current MP2 savings balance.
  2. Pag-IBIG Mobile App: You can download the Pag-IBIG mobile app on your smartphone and check your MP2 savings using your Member’s ID and your PLC number.
  3. Pag-IBIG MP2 Calculator:- Our Pag-IBIG MP2 Calculator is an easy-to-use tool that will help you perceive the possible returns on the Pag-IBIG saving program.
  4. SMS: You can check your MP2 savings by sending an SMS to the Pag-IBIG Fund using the format: MP2 [space] [Pag-IBIG Loyalty Card (PLC) number] and then send it to 2951.
  5. Customer Service Hotline: You can also check your MP2 savings by calling the Pag-IBIG Fund customer service hotline at (02)724-4244.
  6. Pag-IBIG Branch: You can visit a Pag-IBIG Fund branch near you and ask for a printout of your MP2 savings balance. Make sure to bring a valid ID and your PLC card when visiting the branch.

Step 1: Sign Up for an Online Account on the Pag-IBIG Website

The first step to checking your Pag-IBIG MP2 contributions is signing up for an online account on the Pag-IBIG website. To do this, simply go to www.pagibigfund.gov.ph and click on “Member Login” in the top right corner of the page.

Then, click “Create Account” and enter your personal information as well as your Member ID number and password of your choosing. After that, you will be able to access all of the services offered by the website including viewing your contribution statement.

Step 2: Log into Your Online Account

Once you have created an online account, log into it using the Member ID number and password that you chose earlier. Once logged in, look for “My Contribution Statement” under “Fund Services” in the main menu at the top of the page or use this direct link http://www1.pagibigfundservices.com/members/.

On this page, select “Pag-IBIG MP2 Savings Program (MP2)” from the list of programs and click “View Report” when prompted for a report type. Now you will see a breakdown of all contributions made to date as well as any fees or interest earned during that period. You can also print out this report if desired by clicking on “Print Report”.

Step 3: Monitor Your Contributions Regularly

It is important to monitor your contributions regularly in order to ensure that they are up-to-date and accurate. The best way to do this is by regularly logging into your online account and viewing your contribution statement as described above.

This way, you can quickly identify any discrepancies or errors such as missing payments or inaccurate amounts paid so that they can be fixed before it becomes a bigger problem down the line.

Conclusion:

Checking one’s Pag-IBIG MP2 contribution has never been easier thanks to online accounts available through their website! With just three simple steps—signing up for an online account, logging into it using the Member ID number and password chosen earlier, then monitoring contributions—anyone can keep track of their savings status without ever leaving home! Even better yet is that these steps are quick and easy enough that anyone—from experienced investors to those new to saving money—can understand them without hassle! So don’t wait; start checking those contributions today!

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How To Check Pag Ibig Mp2 Contribution? - [Explained] (1)

Jane Dela Cruz

My Name is Jane, Dela Cruz, the creator of this blog, as a comprehensive guide for housing loan and financial advice. The objective was to create a website that would be user-friendly and easy to navigate, and here it is.

My dedication is to educate the general public about Pag IBIG program with the necessary assistance and, on the other hand, become a reliable source in the field of Finances.

How To Check Pag Ibig Mp2 Contribution? - [Explained] (2024)

FAQs

How can I check my MP2 contribution in Pag-IBIG? ›

Enter your email address and password to log in. From the main menu on the left side of the page, select Regular Savings (Mandatory Contributions). If you also have an MP2 account with Pag-IBIG, you can choose MP2 Savings (Voluntary Savings) from the same menu.

Can I view my Pag-IBIG contribution online? ›

Using just your smartphone or computer with internet connection, you can easily access the Virtual Pag-IBIG by visiting www.pagibigfund.gov.ph, and clicking on the Virtual Pag-IBIG, For Members link on the main menu. You may also click www.pagibigfundservices.com/virtualpagibig/ to directly access Virtual Pag-IBIG.

How is Pag-IBIG MP2 savings calculated? ›

“Firstly, you need to calculate the Average Accumulated Monthly Savings (AAMS) for each year. Then, you can use the simple interest formula to calculate the dividends. This involves multiplying the AAMS with the dividend rate.” If you forgot, the formula is “I = Prt.”

How do I check my MP2 dividend? ›

How to check if MP2 dividends have been credited?
  1. Log into your Virtual Pag-IBIG account. ...
  2. Once logged in, select MP2 Savings on the left-side menu bar.
  3. Under the MP2 Savings section, click the View link to show your total dividends and the details about your contributions.
Apr 28, 2023

Can I withdraw my MP2 anytime? ›

Yes. Once your MP2 Savings reaches its 5-year maturity, you may re-apply for a new Pag-IBIG MP2 Savings Account. Members may claim their MP2 Savings anytime upon its maturity. If unclaimed, your MP2 Savings shall continue to earn dividends based on the regular Pag-IBIG Savings Program's (P1) rates for two more years.

How is Pag-IBIG monthly contribution calculated? ›

Everything You Need to Know About Pag-IBIG Contributions
  1. Pag-IBIG Contribution Table for Employee and Employers 2024.
  2. Monthly salary x your contribution rate = Your monthly Pag-IBIG contribution.
  3. ₱10,000 x 0.02 = ₱200.
  4. Total Penalty = Amount Due X 0.001 X Number of Days Delayed.
Jan 15, 2024

What is the interest rate for MP2 savings? ›

The program has a 5-year maturity period and a minimum savings requirement of only P500. The MP2 Savings is also open to retirees and pensioners who are former Pag-IBIG Fund members. For 2022, the savings program earned an annual return rate of 7.03%, the highest since the pandemic.

What is the interest rate for Pag-IBIG MP2? ›

MANILA – The Pag-IBIG Fund on Tuesday said its regular savings dividend rate reached 6.55 percent and its Modified Pag-IBIG 2 (MP2) savings increased to 7.05 percent in 2023.

What happens after 5 years of MP2? ›

Unclaimed MP2 savings after the five-year maturity will keep earning dividends based on the dividend rates of the Pag-IBIG Regular Savings Program. After two years, it will no longer earn dividends. You should just withdraw your contributions.

Can I pay MP2 twice a month? ›

Can I pay Pag-IBIG MP2 twice a month? Yes, you can. You can save anytime you want, whether it's weekly, twice a month, monthly, annually, or a one-time lump sum deposit.

Is MP2 a good investment? ›

Pag-IBIG MP2 isn't your typical mutual fund type of investment – it's as lucrative but minus the usual fees! If anything it's mostly a win for most MP2 savers, here's why. You are not tied to a contract or obligated to regularly pay a premium, just an initial deposit of ₱500. You can add money anytime you want.

How do I use MP2 for OFW? ›

  1. Visit any Pag-IBIG branch near you.
  2. Request an MP2 Enrollment Form from the Pag-IBIG officer or download it from the official Pag-IBIG website.
  3. Fill out the MP2 Enrollment Form with your personal information, including your Pag-IBIG MID number.
  4. Indicate the desired monthly contribution amount.
Jun 16, 2023

How much is MP2 dividend for 2024? ›

FOR PHP500 MONTHLY SAVINGS
Annual Dividend Payout
Month CoveredMonthly Savings (MS)Annual Dividend Payout
Jan-Dec 2022500.001,143.75
Jan-Dec 2023500.001,593.75
Jan-Dec 2024500.002,043.75
3 more rows

What is the maturity of MP2? ›

1What is the Modified Pag-IBIG 2 or MP2 Savings? The Modified Pag-IBIG II (Pag-IBIG MP2) Savings Program is a special voluntary savings facility with a 5-year maturity, designed for active Pag-IBIG Fund members who wish to save more and earn higher dividends, in addition to their Pag-IBIG Regular Savings.

What will happen to MP2 after 5 years? ›

Unclaimed MP2 savings after the five-year maturity will keep earning dividends based on the dividend rates of the Pag-IBIG Regular Savings Program. After two years, it will no longer earn dividends. You should just withdraw your contributions.

What is the maximum deposit for MP2? ›

With a minimum deposit of PHP 500, you can enjoy a higher dividend rate and quickly boost your savings in five years. There is also no limit on how much you can deposit and how many MP2 Savings accounts you can open.

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