How to Check NPS Account Balance: NPS Account Statement (2024)

FAQs

How can I check my total balance in NPS? ›

Alternatively, checking your NPS account balance can be as simple as sending an SMS from your registered mobile number. To do this, just give a missed call to 9212993399 from the mobile number linked to your NPS account.

Via DigiLocker

On successful login, search for 'PFRDA' in DigiLocker and select your CRA. Select the NPS Account statement from the listed options. You will be able to view your NPS Account statement instantly. You can choose account type to view –Tier 1 and Tier 2 separate account statements or a combined statement.

Funds have not been transferred by PAO/CDDO to Trustee Bank. The record's SCF is still in the uploading state, and so on. This can be the reason why your NPS initial contribution not reflecting. Calculate your EMI on a home loan with the help of the NoBroker EMI calculator.

How to check NPS balance through an SMS. Initiate a missed call to 9212993399 using your NPS-registered mobile number. Your registered phone number will receive an SMS with information on your account balance. Additionally, you can contact customer service at (022) 2499 3499 if you have questions about your NPS account ...

The National Pension System Trust (NPST) has introduced a WhatsApp service for NPS subscribers to submit NPS-related queries. Through a Tweet, NPS Trust has revealed that “Dear Subscribers, NPS Trust is on WhatsApp now to address your queries on NPS!! Connect with us @ 918588852130."

The National Pension System (NPS) is a government program that allows participants to save for their retirement. Government and non-government employees can subscribe to NPS.

This section gives a snapshot of the investment holding in NPS. It gives the total contribution made, total pension amount as on a particular date and return generated during that period.

Subscriber can check through the 'Limited Access View' (Pre Login) functionality which is available at home page of CRA website (www.cra-nsdl.com). Subscriber can also check the status under the menu 'Exit Withdrawal Request'>>'Withdrawal Request Status View' through their NPS account log-in.

The subscriber's contributions will be invested in accordance with the decisions (asset allocation and pension fund) made and reported to CRA. When and how will my contributions reflect in my NPS account? The contributions typically take three working days to reflect in your NPS account.

How do I keep my NPS account active? ›

Different rules apply to each, but the general rules stated below apply to all types of NPS Tier I accounts. You need to deposit at least Rs. 1,000 per annum to keep the account active. The NPS Tier I account matures at the age of 60 and you can extend it till the age of 75.

The first and foremost option is to unfreeze the account online by paying the minimum contribution and penalty. The second option is to unfreeze your NPS account offline through a bank branch.

You can withdraw up to a maximum of 3 times during the entire tenure of your NPS account. You can withdraw up to 25% of the contribution in NPS at any time, excluding those made by your employer, if any.

Enter your registered name as the 'Beneficiary'. Input the IFSC code of the Trustee Bank and enter the account type as 'Current', if required. You can now get same day NAV if you invest before the cut-off time of 9:30 AM on any working day. Beyond the cut-off time of 9:30 AM, you will get the subsequent day NAV.

There will be provision to complete the registration (account opening form) later, but within 15 days, based on acknowledgement number search. Pan based – HDFC Bank will verify KYC on the basis of details maintained in your account with Bank.

The minimum amount per contribution for Tier I subscribers is Rs 250. What are the tax benefits under NPS? As per Section 80CCD (1) of the Income Tax Act, individual subscribers of the National Pension Scheme (NPS) are eligible for tax benefits up to 10% of the gross income until Rs 1.50 lakh under Section 80 CCE.

Yes, a subscriber can claim withdrawal in following cases:

In case of Superannuation- A Subscriber can claim 100% Withdrawal if the total accumulated corpus is less than or equal to Rs. 5 lakh at the time of Superannuation/attaining age of 60 years.

The subscriber's contributions will be invested in accordance with the decisions (asset allocation and pension fund) made and reported to CRA. When and how will my contributions reflect in my NPS account? The contributions typically take three working days to reflect in your NPS account.

PRAN (Permanent Retirement Account Number) is the user ID for NPS. Individuals need to fill in an application with all the details and submit it through online or offline mode, along with KYC documents. Post the allotment of PRAN. You can log on to the portal and generate your password.