How to Apply for a Credit Card (and Get Approved) | The Motley Fool (2024)

As of Nov. 27, 2023

How to Apply for a Credit Card (and Get Approved) | The Motley Fool (1)

How to Apply for a Credit Card (and Get Approved) | The Motley Fool (2)

How to Apply for a Credit Card (and Get Approved) | The Motley Fool (3)

Discover it® Secured Credit CardCapital One Platinum Secured Credit CardCapital One Quicksilver Secured Cash Rewards Credit Card

Rating image, 5.00 out of 5 stars.How to Apply for a Credit Card (and Get Approved) | The Motley Fool (4)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (5)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (6)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (7)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (8)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (9)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (10)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (11)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (12)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (13)

5.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (14)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (15)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (16)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (17)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (18) = Best
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How to Apply for a Credit Card (and Get Approved) | The Motley Fool (26)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (27) = Fair
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (28) = Poor

Rating image, 4.00 out of 5 stars.How to Apply for a Credit Card (and Get Approved) | The Motley Fool (29)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (30)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (31)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (32)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (33)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (34)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (35)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (36)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (37)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (38)

4.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (39)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (40)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (41)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (42)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (43) = Best
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (44)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (45)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (46)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (47) = Excellent
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (48)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (49)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (50) = Good
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (51)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (52) = Fair
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (53) = Poor

Rating image, 5.00 out of 5 stars.How to Apply for a Credit Card (and Get Approved) | The Motley Fool (54)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (55)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (56)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (57)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (58)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (59)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (60)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (61)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (62)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (63)

5.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (64)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (65)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (66)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (67)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (68) = Best
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (69)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (70)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (71)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (72) = Excellent
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (73)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (74)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (75) = Good
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (76)How to Apply for a Credit Card (and Get Approved) | The Motley Fool (77) = Fair
How to Apply for a Credit Card (and Get Approved) | The Motley Fool (78) = Poor

Apply Now for Discover it® Secured Credit Card

OnDiscover'sSecure Website.

Rates & Fees How to Apply for a Credit Card (and Get Approved) | The Motley Fool (79)

Apply Now for Capital One Platinum Secured Credit Card

OnCapital One'sSecure Website.

Rates & Fees How to Apply for a Credit Card (and Get Approved) | The Motley Fool (80)

Apply Now for Capital One Quicksilver Secured Cash Rewards Credit Card

OnCapital One'sSecure Website.

Rates & Fees How to Apply for a Credit Card (and Get Approved) | The Motley Fool (81)

Read Full Review

Read Full Review

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: New/Rebuilding Under(579)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

New/Rebuilding Under(579)

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Fair/New to Credit Under(669)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

Fair/New to Credit Under(669)

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: New/Rebuilding Under(579)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

New/Rebuilding Under(579)

Welcome Offer:

Discover will match all the cash back you’ve earned at the end of your first year.

Welcome Offer:N/A

N/A

Welcome Offer:N/A

N/A

Rewards Program:2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

1% - 2% Cashback

Rewards Program:

Rewards Program:Earn unlimited 1.5% cash back on every purchase, every day. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.

1.5%-5% cash back

Intro APR:

Purchases: n/a

Balance Transfers: 10.99%, 6 months

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Regular APR:

28.24% Variable APR

Regular APR:

30.74% (Variable)

Regular APR:

30.74% (Variable)

Annual Fee:

$0

Annual Fee:

$0

Annual Fee:

$0

Highlights:

  • No credit score required to apply.
  • No Annual Fee, earn cash back, and build your credit history.
  • Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Terms and conditions apply.

Highlights:

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Highlights:

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

Apply Now for Discover it® Secured Credit Card

OnDiscover'sSecure Website.

Rates & Fees How to Apply for a Credit Card (and Get Approved) | The Motley Fool (82)

Apply Now for Capital One Platinum Secured Credit Card

OnCapital One'sSecure Website.

Rates & Fees How to Apply for a Credit Card (and Get Approved) | The Motley Fool (83)

Apply Now for Capital One Quicksilver Secured Cash Rewards Credit Card

OnCapital One'sSecure Website.

Rates & Fees How to Apply for a Credit Card (and Get Approved) | The Motley Fool (84)

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How to Apply for a Credit Card (and Get Approved) | The Motley Fool (2024)
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