Are you looking for ways on how to aggressively save money? In a perfect world, we would all have an endless supply of money that we could spend however we please. But the reality is that most of us have to be careful with how we spend our hard-earned cash.
If you’re looking for ways to save money, you’ve come to the right place! In this blog post, we will discuss 63 different ways that you can save money and live a more frugal lifestyle.
Some of these tips may be new to you, while others may be old standbys. But they are all worth trying if you want to get your finances in order!
Why Learn How To Aggressively Save Money?
Learning how to aggressively save money is totally worth it! Saving money is important for a lot of reasons. It can help you in case of an emergency, it can help you reach your financial goals, and it can help you live a more comfortable life.
But saving money can be difficult, especially if you’re not used to being frugal. That’s why it’s important to learn how to aggressively save money – so that you can make the most of your hard-earned cash!
Here Are 63 Ways On How To Aggressively Save Money:
How to aggressively save money #01. Make a budget and stick to it.
This is the first and most important step in learning how to aggressively save money! When you have a plan for how you’re going to spend your money, you’re less likely to overspend.
To Make a budget, sit down and list all of your monthly expenses, then figure out how much money you have leftover each month. Use this number as your goal for how much you want to save.
How to aggressively save money #02. Cut out unnecessary expenses.
Do you really need that daily Starbucks coffee? Or those new shoes that you’ll only wear a few times? Take a hard look at your spending habits and see where you can cut back. You may be surprised how much money you can save by eliminating unnecessary expenses!
More Reading – Things to Stop Buying to Save Money
How to aggressively save money #03. Automate your savings.
One of the best ways on how to aggressively save money is to have it automatically transferred into a savings account each month. This way, you won’t even miss the money! Many banks offer this service, so talk to your bank about how to set it up. Also you can use Apps like Acorns to automate your Savings
How to aggressively save money #04. Invest in yourself.
One of the best investments you can make is in yourself! Investing in your education and career will pay off in the long run. Not only will you make more money, but you’ll also be able to save more.
How to aggressively save money #05. Live below your means.
This may seem like an obvious tip, but it’s worth repeating! If you want to aggressively save money, you need to live below your means. This means spending less than you earn and living a modest lifestyle. It may not be glamorous, but it will save you money in the long run!
More Reading – Living Below Your Means
How to aggressively save money #06. Make a shopping list.
Another way on how to aggressively save money is to make a shopping list before you go to the store. This way, you’ll only buy the items you need and you won’t be tempted to impulse buy.
How to aggressively save money #07. Compare prices.
Always take the time to compare prices before you make a purchase. You may be surprised how much money you can save by shopping around!
How to aggressively save money #08. Create a savings goal and make a plan to reach it.
Having a specific goal in mind will help you stay motivated and save money more aggressively. Figure out how much money you need to save, then make a plan for how you’re going to reach that goal.
How to aggressively save money #09. Stop eating out.
Eating out is one of the easiest ways to blow your budget, so try to cook at home as much as possible. By stoping to eating out you can save money and also improve your health.
How to aggressively save money #10. Find free or cheap entertainment.
There are plenty of ways to have fun without spending a lot of money. Get creative and see how many free or cheap activities you can come up with!
How to aggressively save money #11. Cut back on alcohol.
If you’re a big drinker, try to cut back on how much you drink. Alcohol can be expensive, and it’s not good for your health!
How to aggressively save money #12. Bring your lunch to work.
This is another great way on how to aggressively save money, especially if you eat out a lot. By bringing your own lunch to work, you’ll save money and also have healthier options available to you.
How to aggressively save money #13. Quit smoking.
Smoking is not only bad for your health, but it’s also expensive! If you’re looking to save money, quitting smoking is a great place to start.
How to aggressively save money #14. Negotiate your bills.
Many people don’t realize that you can negotiate your bills! If you’re struggling to pay your bills, call your providers and see if they can offer you a better rate. Any little bit of savings counts!
How to aggressively save money #15. Sell unused items.
Do you have any clothes, furniture or electronics that you don’t use anymore? sell them on sites like eBay or Craigslist to make some extra money.
How to aggressively save money #16. Use a cash-back credit card.
If you’re looking for ways on how to aggressively save money, using a cash-back credit card is a great way to do it. These cards offer rewards for every dollar you spend, so you can rack up some serious savings!
How to aggressively save money #17. Start a side hustle.
A great way to make extra money is to start a side hustle. There are plenty of online and offline opportunities available, so find something that interests you and get started!
More Reading – Thing to Rent out for Profit
How to aggressively save money #18. Invest in a good coffee maker.
If you’re a coffee-lover, investing in a good coffee maker is a great way to save money. By making your own coffee at home, you’ll avoid costly Starbucks runs and save money in the long run!
How to aggressively save money #19. Get a roommate.
If you’re looking to aggressively save money, getting a roommate is a great way to do it. Not only will you have someone to split the rent with, but you’ll also have someone to share the expenses of living together!
How to aggressively save money #20. Carpool to work.
If you have a long commute, carpooling is a great way to aggressively save money on gas with current high prices at this time. You can also try taking public transportation or biking to work to save even more!
How to aggressively save money #21. Invest in a reusable water bottle
Carry it with you everywhere you go, instead of buying bottled water. This will save you money and help reduce your environmental impact!
How to aggressively save money #23. Get a Promotion
Getting a Promotion at work can boost your take home pay. This means you can aggressively save using the extra earned income!
How to aggressively save money #24. Cancel your cable subscription.
Find other cheaper ways to watch TV. There are lots of great streaming services available these days that will allow you to watch your favorite shows without breaking the bank.
How to aggressively save money #25. Shop around for better car insurance rates.
It’s worth it to compare quotes from different providers to see who can offer you the best deal.
How to aggressively save money #26. Drive less and take public transportation whenever possible.
Not only will this save you money on gas, but it will also help reduce your carbon footprint!
How to aggressively save money #27. Make your own laundry detergent.
This is a great way to aggressively save money and avoid harsh chemicals. There are plenty of recipes available online that show you how to make your own laundry detergent at home.
How to aggressively save money #28. Hang your clothes out to dry instead of using the dryer.
This will save you money on your electric bill and extend the life of your clothes.
How to aggressively save money #29. Reduce how often you’re eating meat.
Meat is one of the most expensive items in the grocery store, so eating less of it can save you a lot of money.
How to aggressively save money #30. Buy generic brands instead of name brands.
This is a great way to aggressively save money without sacrificing quality. Generic brands are often just as good as name brands, but they cost a lot less!
How to aggressively save money #31. Plan your meals
Plan your Meals ahead of time and make a grocery list before you go shopping. This will help you avoid buying things that you don’t need, and it can also help you find better deals on the items that you do need.
How to aggressively save money #32. Only buy things on sale.
This may require you to be a little bit more patient, but it will save you a lot of money in the long run.
How to aggressively save money #33. Get rid of any unnecessary subscription services
Look for unnecessary subscription services that you’re paying for. Chances are, you don’t need all of them!
How to aggressively save money #34. Use coupons whenever possible.
You can find coupons online or in your local newspaper. Coupons can help you save a lot of money aggressively on groceries and other necessary items.
How to aggressively save money #35. Join a warehouse club like Costco or Sam’s Club.
This can help you save money on bulk items that you would need to buy anyway.
How to aggressively save money #36. Invest in a good vacuum cleaner and use it regularly.
This will save you money on professional carpet cleaning services. A good vacuum cleaner will also help keep your carpets looking new for longer!
How to aggressively save money #37. Do your own home repairs
Do home repairs yourself instead of hiring someone to do them for you. This can be a great way to aggressively save money, and it’s also a great way to learn new skills!
How to aggressively save money #38. Take advantage of free entertainment options.
There are often free concerts or events happening in your city, so take advantage of them!
How to aggressively save money #39. Get a library card and use it frequently.
This is a great way to save money on books, movies, and music.
How to aggressively save money #40. Have a yard sale.
This is a great way to get rid of things that you don’t need anymore and make some extra money at the same time.
More Reading – Garage Sale Hacks
Aggressively save money #41. Use cash instead of a credit card.
This will help you stay within your budget and avoid overspending.
42. Make your own beauty products.
This is a great way to save money and avoid harsh chemicals.
43. Take shorter showers.
This will help you save on water usage and heating bills.
44. Install energy-efficient light bulbs.
This is a great way to save money on your electric bill.
45. Unplug appliances when you’re not using them.
This will help you save money on your electric bill and extend the life of your appliances.
46. Cut your own hair.
If you’re looking for a way to save money, this is it. You can save hundreds of dollars a year by cutting your own hair.
47. Do your own manicures and pedicures.
This is another great way to save money. You can easily do your own manicures and pedicures at home and save yourself a ton of money.
48. Clip coupons.
This is a classic way to save money on your groceries. Clip coupons and get the best deals on the things you need.
49. Learn to cook.
This is a great way to save money and eat healthier. Cooking at home is cheaper than eating out, and you can control the ingredients that go into your food.
50. Shop at thrift stores.
Thrift stores are a great place to find cheap clothes and household items. You can often find great deals on things that you need.
51. DIY everything.
If you’re handy, you can save a ton of money by doing things yourself. Instead of paying for a plumber or an electrician, learn how to do it yourself.
52. Get rid of your car.
This may not be an option for everyone, but if you can live without a car, you can save a lot of money on gas, insurance, and maintenance.
53. Walk or bike instead of driving.
This is a great way to save money and get exercise. Walking or biking is cheaper than driving, and it’s good for your health.
54. Work overtime.
If you can, try to get some overtime at work. This will help you bring in more money and save on expenses.
55. Open a High Yield Saving Account.
This is a great way to save money and earn interest on your savings. A high yield savings account will give you a better return on your investment than a traditional savings account.
56. Invest in stocks or mutual funds.
This is a great way to save for retirement or for your future. Investing in stocks or mutual funds can help you grow your money over time.
57. Save your tax refund.
If you get a tax refund, put it into savings instead of spending it. This is a great way to boost your savings account.
58. Turn off the lights when you’re not using them.
This will help you save on your electric bill.
59. Invest in a slow cooker
A slow cooker can help you save money on your food bill. You can cook cheap, healthy meals in a slow cooker, and it’s easy to use.
60. Buy in bulk
Buying in bulk is a great way to aggressively save money on groceries. You can often find good deals on things like meat, vegetables, and grains when you buy them in bulk.
61. Grow your own vegetables
This is a great way to save money and eat healthy. You can grow your own vegetables in your backyard or on your patio.
62. Preserve food
This is a great way to save money and make your food last longer. You can preserve food by canning or freezing it.
63. Find cheaper alternatives for the things you spend the most money on.
For example, if you’re a coffee-lover, try brewing your own coffee at home instead of buying it from the café. You’ll be surprised how much money you can save this way!
Final Thoughts: How to Aggressively Save Money in 63 Ways
Saving money doesn’t have to be difficult!
These are just a few ideas on how to aggressively save money. By implementing some or all of these tips, you can start to see a difference in your bank account balance. Just remember, it takes time and discipline to save money, but it is possible!
Over To You
Are there any other tips you would add to this list? Please share your tips below!
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About the Author
Don Smith
Don is a father, real estate investor, self-directed investor and a personal finance enthusiast. He also holds an MBA and loves to share his financial Journey with others.
