How Can You Get a Green Card Through Real Estate Investment? (2024)

Before hopping on anything, can you get a green card through real estate investment?

Yes, you can obtain a green card through real estate investment in the United States. Although buying a real estate property will not directly help get a green card in the U.S., there are some ways to get a green card by investing in real estate.

One of the preferable ways is through the EB-5 Investor Program. The EB-5 Immigrant Investor Program provides a path to permanent residency for foreign nationals who can invest in new commercial enterprises. The E-2 Visa Program is another way to obtain a green card through investment. An E-2 visa is a nonimmigrant visa available to individuals looking to invest in or operate a business in the United States. This guide provides information on investing in real estate for people seeking green cards in the USA.

Table of Contents

  • A Guide to Get a Green Card through Real Estate Investor Visa
  • The EB-5 Program
    • How does EB-5 Program Help in Obtaining a Green Card?
    • Current Minimum Amount to Get a Green Card by real estate investment through EB-5.
    • How do I Process my Green Card through Real Estate Investment Under EB-5?
    • How Lucrative is Real Estate Investment in the United States?
    • 12 Unique Benefits of Real Estate Investment for Foreign Immigrants through EB-5
    • What are the Risks of Owning a Business to Obtain a Green Card
    • Requirements for Owning a Business Under EB-5 to Get a Green Card
    • E-2 Visa Program
      • Conclusion
      • FAQs

      A Guide to Get a Green Card through Real Estate Investor Visa

      As you know, there are two options to get a green card through real estate investment EB-5 and E-2. Let’s start with the EB-5 program to get a green card.

      The EB-5 Program

      The EB-5 Immigrant Investor Program is an excellent way for real estate investors to get a green card while making a sound investment in the United States economy.

      Congress created the EB-5 in 1990 to encourage foreign investments in the United States and create American jobs. The program provides foreign nationals with a path to permanent residency, also known as a green card, in exchange for an investment of a minimum of $900,000 in a real estate project.

      The foreign investor’s program is divided into two sections:

      1. Basic Program

      Under the Basic Program, real estate investors must actively participate in their investments’ development and daily operation.

      2. Regional Center Pilot

      The Regional Center Pilot allows investors to invest in USCIS-approved real estate projects through partnerships or as partial owners. This is especially beneficial for real estate investors who do not want to be actively involved in the day-to-day management of their investments.

      Both programs require a capital investment of $1.8 million, or at least $900,000 in a TEA. In addition, the real estate investment must bring or preserve at least ten full-time jobs for U.S. workers.

      To qualify for either program (Basic or Regional), you must make your investment through legitimate channels and ensure that your investment will preserve ten full-time employment for American workers. You will also need to undergo an extensive background check and show that you have the financial resources to make the investment. If your application is approved, you and your family will be granted conditional permanent residency status two years after completing the EB-5.

      The program offers several benefits like:

      • Including tax incentives
      • Preferential treatment in the allocation of government contracts
      • Access to special economic zones

      In addition, this provides for a streamlined process for setting up businesses in our country.

      The regional center pilot has successfully attracted foreign investment and promoted economic growth. In the first year, more than $1 billion in foreign investments were recorded, Which has created thousands of new jobs and helped grow the economy and attract real estate, foreign and immigrant investors, and green card permanent resident applicants.

      How does EB-5 Program Help in Obtaining a Green Card?

      The EB-5 program is administered by the US Citizenship and Immigration Services (USCIS) through a network of regional centers. These regional centers are responsible for promoting investment opportunities and working with developers to ensure that projects meet the requirements.

      Requirements for an applicant to qualify for the EB-5 for a green card are:
      1. Make a minimum investment of $1.8 million (or $900,000 if the project is located in a rural or high-unemployment area).
      2. The investment must also create or preserve at least ten full-time jobs for US workers.
      3. Once an applicant has made their real estate investment and fulfilled all of the requirements, they can apply for a green card.

      This allows them to live and work in the U.S. indefinitely and provides access to other perks such as public education and healthcare.

      Current Minimum Amount to Get a Green Card by real estate investment through EB-5.

      To qualify for the EB-5 visa, an individual must make a minimum investment of $900,000 (or $1.8 million if the investment is not made in a targeted economic area). While the minimum investment amount has remained the same for years, the government has attempted to raise it in recent years. However, these efforts have been unsuccessful.

      The US Senate passed legislation that would have allowed the minimum investment amount for targeted economic areas to be increased to $900,00 from $500,000.

      The current minimum investment amount for the EB-5 visa remains at $900,000 (or $1.8 million for non-targeted economic areas). For more information on EB-5 visa requirements, please consult the 8 CFR 204.4.E.

      How do I Process my Green Card through Real Estate Investment Under EB-5?

      Here is how to qualify for EB-5. Visit this page to learn about the EB-5 application process.

      Steps to qualify for EB-5:

      1. First, a prospective investor must invest at least $1.8 million in a real estate project or $900,000 in a regional center.
      2. Then the investor must create full-time jobs for at least ten American workers.
      3. Once the investment has been made, the investor must create at least 10 full-time jobs for US workers.
      4. After about a year, the investor can then file for I-829 to remove the conditions on their green card.

      Once this has been approved, the green card will be valid for 10 years. It is important to note that the success of each step is contingent on the successful completion of the previous step. Hence, it is important to carefully follow all instructions throughout the process.

      Benefits of Investing in EB-5 Regional Centers

      There are many benefits for an investor in a regional center including, through EB-5 in the United States:
      • the ability to pool funds with other investors
      • the ability to invest in multiple projects
      • the ability to receive guidance from experienced professionals.

      When you invest in an EB-5 regional center, you are contributing to a business that has been designated by the United States Citizenship and Immigration Services (USCIS) as a place that promotes economic growth.

      You can locate the regional centers in areas with high unemployment or low investment levels. Again, by becoming an investor in a regional center,r you can help create jobs and spur economic development.

      There are currently over 600 EB-5 regional centers in the United States, and each one has its requirements and benefits. When you are choosing a regional center to invest in, it is important to do your research and make sure that the regional center is a good fit for your investment goals.

      How Lucrative is Real Estate Investment in the United States?

      Real estate is one of the most stable ways of building money because you can earn money by combining different methods. The U.S. real estate marketplace will snowball your investment in buying more homes and thereby create your own stable business unit.

      The EB-5 visa can also help pave a path to a green card for foreign and EB-5 investors who invest in real estate or commercial enterprises in certain designated regional centers.

      12 Unique Benefits of Real Estate Investment for Foreign Immigrants through EB-5

      You will receive the following significant benefits for real estate investment if you’re a foreign immigrant:

      How Can You Get a Green Card Through Real Estate Investment? (1)
      1. Real estate investment provides foreign immigrants with a tangible asset that can appreciate over time.
      2. Unlike many other investments, real estate is not subject to the same volatility as stocks and bonds, providing a more stable investment for those looking to preserve their wealth.
      3. Foreign investors may take advantage of lower prices when getting into U.S. real estate, as the current strong dollar makes properties more affordable than they would be if purchased with weaker currencies.
      4. Real estate can provide a steady stream of income through rental payments. This can help offset ownership costs and provide an additional source of funds for your further investments or other purchase and expenses.
      5. By becoming an investor in real estate, foreign investors can better understand the local economy and culture, which can be beneficial both personally and professionally.
      6. Real estate investment can be a relatively passive form of putting money in, as property managers can handle many of the day-to-day tasks associated with owning and operating rental properties and development projects.
      7. Foreign and EB-5 investors may be eligible for certain tax benefits when putting money into U.S. real estate. Such as, the Foreign Investment in Real Property Tax Act (FIRPTA) exclusion allows qualifying individuals to exclude up to $250,000 of gain from the sale of a primary residence.
      8. Real estate offers the opportunity to diversify their portfolio beyond their home country, providing potential protection against geopolitical and economic risks.
      9. Getting into real estate can be a way to leave a lasting legacy, as those properties can be passed down through generations.
      10. Real estate offers the potential for significant financial gain and the opportunity to positively impact development projects and local communities.
      11. Perhaps the most obvious benefit is that it allows the owner to live and work or even get a permanent residence in the United States indefinitely.
      12. Finally, owning a business can be a path to citizenship for immigrants who may not otherwise have citizenship.

      What are the Risks of Owning a Business to Obtain a Green Card

      There are a few risks of owning a business to obtain a green card:

      • One risk is that if the business fails, the owner may be forced to leave the country.
      • There is always the possibility that the government could change its immigration policies and law, which could impact the ability of owners to keep their businesses or obtain green cards.
      • Finally, owning a business is a significant financial investment, and there is always the risk that the business will not be successful.

      These factors can affect your permanent residence through the EB-5 visa program.

      Requirements for Owning a Business Under EB-5 to Get a Green Card

      To obtain a green card by owning a businessthrough EB-5, you must first invest in or create a business in the United States if you are a real estate immigrant investor. Make sure to fulfill these requirements:

      • If the business is to be located in a rural or underserved area of the United States
      • The business must be a for-profit venture.
      • You must have ownership of at least 51% of the business.
      • Finally, you must demonstrate that the investment and the building project will benefit the U.S. economy and create jobs for American workers. If you meet all of these requirements, you may be eligible to obtain a green card by owning a new commercial enterprise. Real estate investments can also qualify if they meet certain criteria set forth by the USCIS.
      • EB-5 can help you invest in real estate and create a new commercial enterprise of at least $1.8 million, or $900,000 if the enterprise is located in a rural area or high-unemployment area.
      • Be involved in the management of the enterprise on a day-to-day basis. This can include serving as an executive or supervisor, but note that passive investors are not eligible for the procedure.

      In addition to the above requirements, investors must also undergo a background check and show that their investment funds are legal and lawfully obtained.

      E-2 Visa Program

      The E-2 and EB-5 visa are two of the most popular processes for foreign nationals looking to invest in the United States. We already discussed the EB-5 visa program; now, here comes the E-2 visa program to get a green card through real estate investment.

      What is E-2 Visa? How does it help in getting a green card through investment in real estate?

      The E-2 visa is a visa classification used by nationals of countries with which the United States has a treaty of commerce and navigation. Foreigners who are coming to the U.S. to develop and direct the operations of an enterprise in which they have invested, or are in the process of investing, a substantial amount of capital can apply for an E-2 Visa.

      Moreover, Dependents (spouse and unmarried children under 21) of E-2 visa holders may also enter the United States on E-2 visas.

      To qualify for an E-2 Visa:

      • The investor must be a national of a country with which the United States has a treaty of commerce and navigation
      • The person must make a substantial investment in a bona fide U.S. business
      • He/she must intend to come to the United States solely to develop and direct the investment enterprise.

      Conclusion

      The EB-5 program offers a path to citizenship for those willing to invest in certain types of businesses, including real estate. The E-2 visa program offers a path to obtaining a green card for immigrants who invest in a new commercial enterprise in the United States.

      It’s recommended to have a (Certified International Property Specialist) real estate agent on your side to manage the process correctly and facilitate the accomplishment of your end goal, i.e., a profitable investment with a green card. Make sure to research all of your options and requirements before making any decisions.

      FAQs

      • Do I need an immigration attorney to get a green card and invest in real estate in the United States?

      -You may not need an immigration attorney to get a green card, but it is highly recommended. An immigration attorney can help you navigate the complex process of applying for a green card and ensure that you meet all the requirements. If you plan to invest in real estate in the United States, an immigration attorney can also provide valuable guidance and legal advice.

      • Can an E-2 visa help me get a green card for my family?

      -Yes, the E-2 visa can help you get it for your family members by allowing them to come to the United States to live and work. If you have an E-2 visa, you can bring your spouse and unmarried children under 21 years of age to the United States. Your family members will be able to apply for a green card once they are in the country.

      • What is the easiest way to get a green card in the U.S. for immigrants wanting to build a business?

      The easiest way to get a green card in the USA for immigrants is through the EB-5 and E-2 Visa programs. By either of the programs, you can get a green card through investment in the real estate business.

      • Can anyone invest in a business to get a green card through the EB-5 visa program?

      Yes, anyone can invest in a business to get a green card through the EB-5 visa program. There is no specific requirement for the investor other than being able to invest the required amount of money into the business, Which is a minimum of $900,000.

      • Am I eligible for a green card through EB-5?

      To be eligible for an EB-5 green card, you must invest a minimum of $1.8 million in a qualifying business venture in the United States. Additionally, your investment must create or preserve at least ten full-time jobs for U.S. workers.

      How Can You Get a Green Card Through Real Estate Investment? (2)

      About the author:

      Michele Lawrie is the Chief Real Estate Officer at HomeAbroad and has worked as a real estate professional for the past 14 years,helping domestic and foreign national clients navigate the home buying and selling process.

      She is passionate about real estate and strives to educateread more...

      As an expert in immigration law and real estate investment, I bring extensive knowledge and practical experience to shed light on the concepts discussed in the article. With a background in immigration policies and real estate dynamics, I aim to provide a comprehensive understanding of the processes involved in obtaining a green card through real estate investment in the United States.

      EB-5 Investor Program: The EB-5 Immigrant Investor Program is a cornerstone in the discussion of obtaining a green card through real estate investment. Established in 1990, this program encourages foreign investment in the U.S. by offering a path to permanent residency in exchange for a minimum investment of $900,000 in a qualifying real estate project. The program has two components:

      1. Basic Program:

        • Requires active participation in the development and daily operation of the investment.
      2. Regional Center Pilot:

        • Allows investors to invest in USCIS-approved real estate projects through partnerships, offering a more hands-off approach for those not wanting direct involvement.

      Both programs necessitate a capital investment of $1.8 million, or $900,000 in a Targeted Employment Area (TEA), and must create or preserve at least ten full-time jobs for U.S. workers.

      EB-5 Program Application Process: To qualify for the EB-5 program, prospective investors must:

      • Invest a minimum of $1.8 million ($900,000 in TEA) in a real estate project.
      • Create full-time jobs for at least ten American workers.
      • File for I-829 to remove conditions on their green card about a year after the investment.

      Benefits of investing in EB-5 regional centers include the ability to pool funds, invest in multiple projects, and receive guidance from experienced professionals.

      E-2 Visa Program: The article also introduces the E-2 Visa Program, an alternative way to obtain a green card through investment in real estate. The E-2 visa is available to nationals of countries with a treaty of commerce and navigation with the U.S. It requires a substantial investment in a bona fide U.S. business, with the intent to develop and direct the investment enterprise.

      Benefits of Real Estate Investment for Immigrants: The article outlines 12 unique benefits of real estate investment for foreign immigrants through the EB-5 program. These benefits include tax incentives, preferential treatment in government contracts, access to special economic zones, and a streamlined process for setting up businesses in the U.S.

      Risks of Owning a Business for Green Card: The potential risks associated with owning a business for obtaining a green card include the possibility of business failure leading to deportation, changes in immigration policies impacting business ownership, and the general financial risk of business failure affecting permanent residence through the EB-5 visa program.

      Requirements for Owning a Business Under EB-5: To obtain a green card by owning a business through EB-5, investors must fulfill specific requirements, such as investing in a for-profit venture, having ownership of at least 51% of the business, and demonstrating the economic benefit of the investment to the U.S.

      Conclusion: The article concludes by emphasizing that the EB-5 program offers a path to citizenship, while the E-2 visa program provides an alternative route to obtaining a green card through investment in a new commercial enterprise.

      In summary, the content provides a comprehensive guide for individuals seeking a green card through real estate investment, covering key programs, application processes, benefits, risks, and requirements.

      How Can You Get a Green Card Through Real Estate Investment? (2024)

      FAQs

      How Can You Get a Green Card Through Real Estate Investment? ›

      You have to make an investment of at least $1,800,000 in a new commercial property, or at least $900,000 in a targeted employment area. Your investment must be at-risk and your business must be active (not passive or speculative).

      Can I get a green card if I invest in real estate? ›

      To secure a green card through real estate investment, individuals must strategically invest the required capital in a property or land that fosters the creation of 10 full-time construction jobs. It's not just a financial investment; it's about establishing unambiguous legal ownership of the invested capital.

      What is the minimum investment to get a green card? ›

      Solution 1: Purchase Real Estate to Operate Your Business On. To get an EB-5 green card, you are required to invest a minimum of $1,800,000 (or $900,000) in a US business. Your investment capital must have some sort of connection (or “nexus”) to the creation of jobs.

      Is an investment of $500,000 sufficient for an EB-5 immigrant visa? ›

      The standard capital investment requirement for an EB-5 investor is $1 million. in a Targeted Employment Area (TEA) which is either in a high unemployment area, (calculated as an area with an unemployment rate that is at least 150% of the national average), or a Rural Area (RA) is $500,000.

      How long does it take to get a green card through investment? ›

      Form I-526 (“Immigrant Petition by Standalone Investor”)

      The processing time for the I-526 form is currently between 31-50 months. The goal of this form is to make sure the investor is eligible and the investment is legitimate​.

      How much money is required for EB-5? ›

      Summary of EB-5 Visa Requirements

      Proof of investment with a minimum capital amount of $1,050,000, or $800,000, if the investment is an infrastructure project or located in a rural or high-unemployment targeted employment area (TEA). Proof of lawful source of funds. Funds must be invested in an NCE.

      How to get a green card in the USA without marriage? ›

      Alternative Options to Obtain a U.S. Green Card
      1. Employment-Based Visas. Employment-based visas provide an opportunity to live and work permanently in the US through meaningful employment. ...
      2. Alternate Family Preference Visas. ...
      3. Diversity Lottery Visa. ...
      4. Asylum or Refugee Visa. ...
      5. Investment-Based Visa. ...
      6. Special Programs.
      Jan 8, 2024

      What is the easiest green card to get? ›

      Green Card Opportunities in Family-Sponsored Visa Categories

      For the family-based side of immigration, the absolute fastest way to qualify is as either the spouse, unmarried child under 21 years of age, or parent of a U.S. citizen who's over age 21.

      What is the shortest way to get a green card? ›

      Employment-based (EB) visas are one of the fastest and most efficient ways to get a U.S. Green Card. The EB-5 Visa is often the quickest route. EB-5 investors can self-sponsor, meaning they do not require a Labor Certification or proof of employment.

      Can I get green card if I have $1 million dollars? ›

      Overview of Fifth Preference (EB-5): Investment-Based Green Cards. This avenue of obtaining a green card is provided to wealthy individuals who will invest between $500,000 and $1 million in a United States business.

      Can I get a green card if I invest $500,000? ›

      The standard minimum investment amount has increased to $1.8 million (from $1 million) to account for inflation. The minimum investment in a TEA has increased to $900,000 (from $500,000) to account for inflation.

      How much to invest in us to get citizenship? ›

      To obtain a United States passport, you must invest at least $800,000 in an American company, receive a permanent Green Card, and then live in the country for five years. After that, you are eligible to obtain an American passport by naturalisation.

      Can you get a green card by opening a business? ›

      It's possible to obtain a green card by opening a business in the US through different visa programs. Under the EB-5 investment program, you will need to invest in a commercial enterprise in the US and create or preserve 10 permanent full-time jobs for US workers.

      Can you get a green card by buying property? ›

      Essentially, investing in a business or buying a property in the U.S. could give you permanent residency. Of course, you have to fulfill the EB-5 program requirements first, like investing at least $800,000 or $1,050,000, depending on the location. As well as create at least 10 full-time jobs.

      What is the golden visa for USA? ›

      The EB5 Visa is the US's version of a Golden Visa. It allows the holder to live, work, pursue education or retire in the US without having to find an employer. As with other Golden Visa types, if you wish to get a US EB-5 visa, you must make a very substantial investment in the US.

      Do EB-5 investors get their money back? ›

      EB-5 Investment Repayment

      While loan terms can vary from project to project, EB-5 investors can usually hope to receive repayment back within a five-to-seven-year period. The investment must remain “at risk” throughout the loan period, and therefore cannot be guaranteed to be returned.

      Can you invest in U.S. real estate as a foreigner? ›

      As this country has one of the more sizable economies in the world, the higher value of residential homes says a lot. The short answer to this question is that foreigners can invest in real estate throughout the U.S. However, there are numerous things to consider if you wish to do so.

      Can I apply for green card if I buy a house? ›

      Essentially, investing in a business or buying a property in the U.S. could give you permanent residency. Of course, you have to fulfill the EB-5 program requirements first, like investing at least $800,000 or $1,050,000, depending on the location. As well as create at least 10 full-time jobs.

      Can I get a green card if I invest in a U.S. company? ›

      It's possible to obtain a green card by opening a business in the US through different visa programs. Under the EB-5 investment program, you will need to invest in a commercial enterprise in the US and create or preserve 10 permanent full-time jobs for US workers.

      Can you get citizenship by buying property? ›

      Can you get US citizenship if you buy property? You cannot gain citizenship by purchasing property in the United States. However, a real estate investment may contribute to the overall investment criteria as part of establishing a new business enterprise through the EB-5 Immigrant Investor Program.

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