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Current Mortgage Rates for Purchase
Want to know Mortgage rates for purchase?
Get a more accurate rate by entering your ZIP code of the home you're looking to purchase.
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The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.
Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30-year fixed FHA based on a loan amount of $200,000 to $249,000 with a down payment of 3.5%. 30-year fixed jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments
Depending upon your credit profile and loan amount, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.
The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.
Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30-year fixed FHA based on a loan amount of $200,000 to $249,000 with a down payment of 3.5%. 30-year fixed jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments
Depending upon your credit profile and loan amount, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.
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Current Home Refinance Rates
Want to know Mortgage rates for refinance?
Get a more accurate rate by entering your ZIP code of the home you're looking to refinance.
Please tell us your ZIP code to see your local rates.
Enter Valid 5-digit ZIP code
Tools and resources
Ready to take the next step in homeownership?
Chase has the tools and resources to help you make the right decisions.
- Beginner to Buyer podcast series
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- Mortgage dictionary
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