-
"Excellent service"
HDFC BANK
0.5 5.0/5 "Blown Away!"
I have my salary bank account in HDFC bank for many years, I got my bank statement on time.This bank is available in most of the areas so its very convenience for deposits and update of passbook. I have no issues with the customer support and its been good experience.
Was this review helpful? 52
MAHADEV , pune
Reviewed on Mar 20, 2020 -
"Good"HDFC BANK
0.5 5.0/5 "Blown Away!"
Since 2002, I am maintain my savings account from HDFC Bank. This is salary comes saving account, no need to maintain minimum balance. I am getting offer messages for loan offer and i never spoke to customer care. For cash withdrawal, shopping and all i use to get instant message.
Was this review helpful? 36
N , new delhi
Reviewed on Mar 20, 2020 -
"Great bank "HDFC BANK
0.5 5.0/5 "Blown Away!"
I am using HDFC saving account for more than 5 years. When I joined my previous company they made me to open a salary account with this bank. Later I resigned that job so now converted to saving account. Need to maintain a minimum balance of 10K its kind high if not maintain an amount charges are final. I get calls from banker if they provide any offers for other products.
Was this review helpful? 27
HI , bangalore
Reviewed on Mar 19, 2020 -
"Best Service"HDFC BANK
0.5 4.0/5 "Great!"
I have Hdfc bank salary account for the past 3 to 4 years . I am using mobile banking service is used for all transactions and money transfer .If contact customer service for any query then wil be getting good response .I am satisfied with the overall banking service .
Was this review helpful? 24
R PRASANNA , chennai
Reviewed on Mar 19, 2020 -
"Good account "HDFC BANK
0.5 4.0/5 "Great!"
I am holding salary account with HDFC Bank for the past 7-8 months . Since its this a salary account, no need to maintain a minimum balance amount. I am not using atm since i have paytm service and mobile app which are quite easy to access. When ever, i log into it am getting a blank screen that need to be changed. The customer service is good and responding properly.
Was this review helpful? 9
AKSHAY JAIN , jaipur
Reviewed on Mar 18, 2020 -
"Best savings account"HDFC BANK
0.5 5.0/5 "Blown Away!"
My salary account is maintained with HDFC Bank for nearly 10 years and till now there was no issues. Its a friendly bank according to my experience. I am using the online service which is very good. Their customer service was good but fixed deposit interest rates was less.
Was this review helpful? 9
K , chennai
Reviewed on Mar 18, 2020 -
"Need to provide other product offer "HDFC BANK
0.5 5.0/5 "Blown Away!"
I use to get my salary from HDFC bank because my company has given an option only from this bank. I am using this account past 5 years. So far I haven't faced any additional or hidden charge. No need to maintain a minimum balance account. ATM charges are applicable if I done a transactions more than 5 times in a month. I would suggest to provide more product offer.
Was this review helpful? 10
ANONYMOUS , bangalore
Reviewed on Mar 18, 2020 -
"Good "HDFC BANK
0.5 5.0/5 "Blown Away!"
I maintain my salary cum saving account with HDFC bank for more than a year. No need to maintain a minimum balance account. So far there is no any hidden charges. I can do transaction upto 40K. I use mobile app and net banking service both are good. On time I get alert message from bank for each transaction.
Was this review helpful? 12
KUMAR , hyderabad
Reviewed on Mar 17, 2020 -
"Good customer service"HDFC BANK
0.5 5.0/5 "Blown Away!"
More than 8 years, i have been using the salary account from HDFC bank. I went to their branch for cash deposit or withdrawal and the response is good. Its a zero balance maintenance account. Their Internet banking facility and mobile app is user friendly. They don't charge me any hidden charges. There is charge of Rs. 5 for IMPS transactions.
Was this review helpful? 8
G V N , chennai
Reviewed on Mar 16, 2020 -
"Best savings account"HDFC BANK
0.5 5.0/5 "Blown Away!"
Since 12 years, i am using HDFC Bank savings account. This is a salary c*ms savings so no need to maintain minimum balance and this bank has a good app and user friendly. ATM facility is near and their service was good. When ever i do shopping i am getting instantly alert messages.
Was this review helpful? 9
SHAILESH P , kolkata
Reviewed on Mar 15, 2020 -
"Excellent Service"HDFC BANK
0.5 5.0/5 "Blown Away!"
I am using HDFC Bank Salary account for the past 8 years and the net banking, mobile banking service is good which I used to check all transactions details. Banking service is also comfortable and good. Each transaction is safe and using this account much frequently.
Was this review helpful? 13
A DAS , mumbai
Reviewed on Mar 15, 2020 -
"Best savings account c*ms salary "HDFC BANK
0.5 4.5/5 "Excellent!"
HDFC Bank i am maintaining savings account this is a salary c*ms savings so no need to maintain minimum balance. This bank has a good app is and its fine to use. When ever i withdrawal cash i am getting alert message instantly , atm service is very near.
Was this review helpful? 15
V , mumbai
Reviewed on Mar 15, 2020 -
"Good Account"HDFC BANK
0.5 5.0/5 "Blown Away!"
2 years before, i have purchased the savings account from HDFC. When my son bought a home loan, they have given this account to me. They will calculate a average balance once in 3 months with the amount of Rs. 10000. Sometimes, i used to visit the branch for general enquiry but the branch was more crowded for most of the times.
Was this review helpful? 11
M S K , chennai
Reviewed on Mar 13, 2020 -
"Best account"HDFC BANK
0.5 5.0/5 "Blown Away!"
Long back i am using savings account from HDFC Bank. Its a zero balance account since this salary c*ms savings, when ever i withdrawal cash getting alert messages and this application was good. HDFC Bank has a good customer service and they responding properly.
Was this review helpful? 12
T PRAKASH , chennai
Reviewed on Mar 13, 2020 -
"Good Account"HDFC BANK
0.5 3.0/5 "Satisfactory"
3 years back, i have opened the salary account from HDFC because i had my existing savings account with HDFC around 5 years before after that i have converted into salary account. I am maintaining a minimum balance of Rs. 2500. Maximum ATM withdrawal limit is Rs. 25000. They don't deduct any hidden charges.
Was this review helpful? 10
SM , bangalore
Reviewed on Mar 13, 2020 -
"Best bank"HDFC BANK
0.5 5.0/5 "Blown Away!"
From HDFC Bank , i am maintaining minimum balance of Rs. 20,000. I am using this savings account quite for a long time and this bank has good ATM facilities. When ever i do cash withdrawal instantly i am getting alert messages and they given international debit card.
Was this review helpful? 9
D , indore
Reviewed on Mar 13, 2020 -
"Good "HDFC BANK
0.5 5.0/5 "Blown Away!"
I maintain my saving account from HDFC bank just 4 months back. Since my friend has suggested and mean while in my future I am going to take home loan so opened an account. Need to maintain minimum charge of 5K which is nominal. I am getting offers message from their end. i get alert message on time from bank end for each transaction.
Was this review helpful? 0
NAR , bangalore
Reviewed on Mar 12, 2020 -
"Overall very good account"HDFC BANK
0.5 5.0/5 "Blown Away!"
Using my savings account with HDFC bank for almost 5 years. I am maintaining a minimum balance of Rs. 2500 which is mandatory even though its a salary account. Sometimes I'm facing a issue like they are charging me a high amount if I'm not maintaining the balance. I can find the branches in all the places.
Was this review helpful? 0
V T , panipat
Reviewed on Mar 11, 2020 -
"Need to improve customer service "HDFC BANK
0.5 5.0/5 "Blown Away!"
I am holding salary account with HDFC past 1 year. Since its salary account no need to maintain a minimum balance amount. I can do transaction of 5 times if exceed ATM charges of 22 rupees. Mobile app is not user friendly and I am facing server issue. The customer service is not good in response.
Was this review helpful? 0
SAM , chennai
Reviewed on Mar 10, 2020 -
"Good "HDFC BANK
0.5 3.0/5 "Satisfactory"
I am holding a savings account for my personal need in HDFC bank for more than 4 years. There is no hidden charges in this bank. Need to maintain a minimum balance amount of 10K in account if not charges are applicable of 800 rupees plus GST. I am using net banking and it is user friendly to access.
Was this review helpful? 1
SH , pune
Reviewed on Mar 10, 2020
FAQs
Is it safe to open savings account in HDFC Bank? ›
But with HDFC Bank's robust safety protocols, you are guaranteed a safe and efficient experience. Since you don't have to log in on a third-party app or website, you can rest assured that the process is 100% safe. Is it a complicated process?
Is HDFC Bank a trustworthy bank? ›A robust balance sheet and high credit ratings are indicators of HDFC Bank's financial resilience. It has a strong reputation in the banking sector thanks to its constant development and profitability throughout the years.
Which is better, SBI or HDFC? ›In terms of asset quality, HDFC Bank exhibited strength compared to SBI. If we analyse some key ratios useful for evaluating the banking business, let's begin with the Price-to-Book (PB) value. SBI has a PB ratio of 1.63, whereas HDFC's PB ratio is 4.47.
What is the ranking of HDFC Bank? ›Top Indian Banks of 2024 Ranked by Market Capitalization
| Rank | Bank Name | Market Cap (In INR Lakh Crore) |
|---|---|---|
| 1 | HDFC bank | 10.57 |
| 2 | ICICI bank | 7.14 |
| 3 | SBI | 6.63 |
| 4 | Kotak bank | 3.44 |
Apr 10, 2024
Drawbacks of HDFC Bank:
- The bank has limited monthy free transaction. After the the free transaction are used up, they start charging you transaction fee.
- HDFC is not up to the mark in terms of technology and features availability.
May 3, 2021
Summary: Safest Banks In The U.S. Of June 2024
| Bank | Forbes Advisor Rating | Products |
|---|---|---|
| Chase Bank | 5.0 | Checking, Savings, CDs |
| Bank of America | 4.2 | Checking, Savings, CDs |
| Wells Fargo Bank | 4.0 | Savings, checking, money market accounts, CDs |
| Citi® | 4.0 | Checking, savings, CDs |
Jun 5, 2024
HDFC Bank uses the most stringent and highest security measures to keep you fully protected whenever you use any of our digital properties to transact – online or IVR or mobile app.
Which is the best and safest bank in India? ›Overview of 10 Best Banks in India 2024
- HDFC Bank. HDFC Bank is one of the most popular banks in India, with its headquarters in Mumbai. ...
- ICICI Bank. ICICI Bank is an Indian multinational financial services bank headquartered in Mumbai. ...
- SBI. ...
- Kotak Mahindra. ...
- Axis Bank. ...
- IndusInd Bank. ...
- Bank of Baroda. ...
- Punjab National Bank.
Mar 1, 2024
A Brief Look at the Top 10 Banks in India
| S. No. | Bank Name |
|---|---|
| 1 | State bank of India (SBI) |
| 2 | HDFC Bank |
| 3 | ICICI Bank |
| 4 | Punjab National Bank (PNB) |
(1) A combination of slower system growth and lower incremental market share for HDFC Bank: A decline in HDFC Bank's loan growth to 10 percent will require assumptions of a sharply lower system growth and low incremental market shares for HDFC Bank, said Bernstein.
What is the safety rating of HDFC Bank? ›
Standard & Poors (S&P - a renowned Global Rating Agency) has reaffirmed its international rating for HDFC Bank at BBB- / A3 with a Stable outlook for 2020. S&P has appraised the Bank's Global Stand-Alone Credit Profile (SACP) at BBB+ which is 2 notches higher than India's Sovereign Rating.
What is the star rating of HDFC Bank? ›Rating History
| Instrument Type | Current Rating/Outlook | Historical Rating/Outlook |
|---|---|---|
| Issuer rating | Long-term | IND AAA/Stable/IND A1+ |
| Lower Tier-2 subordinated debt | Long-term | IND AAA/Stable |
| CDs | Short-term | IND A1+ |
| Term deposit programme | Long-term | IND tAAA/Stable |
Dec 5, 2023
The FDIC insures nearly all banks up to $250,000 per depositor, per bank. Your savings could be at risk if your account is compromised, though federal law does offer you some protection.
Is HDFC Bank safe to keep money? ›Yes. It is one of the safest banks in India. The insurance limit of Rs. 5 lakhs may never be needed, since the bank is not likely to fail.
How much money should be in HDFC savings account? ›The AMB can differ across account variants and areas. For instance, AMB for an HDFC Bank Regular Savings Account is ₹10,000 for metro and urban areas and ₹5,000 for semi urban areas; whereas AMB for an HDFC Bank DigiSave Youth Account, is ₹5,000 and ₹2,500, respectively.
Should I open a bank account in HDFC? ›HDFC Bank regularly extends offers and discounts to its customers. Be it on shopping, loans, bill payments, EMI purchases or others; new offers are launched on a timely basis. Customers are also given exclusive offers such as CashBack, Reward Points, and vouchers to be loyal and complete milestones.