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Guaranteed Life Insurance Benefits
Give your loved ones a little extra help during a difficult time. Choose from
$5,000 to $25,0002 of coverage.
Helps to cover final expenses
Gerber Life Guaranteed Life Insurance provides valuable whole life insurance protection to help cover final expenses, such as medical bills, burial costs and unpaid debt. It helps protect your family from the financial burden of your final expenses.
Your acceptance is guaranteed regardless of health ¹
If you’re 50+years old, your life insurance acceptance is guaranteed regardless of your health history.1 There are no medical exams to complete or lengthy health questionnaires to fill out.
Your policy builds cash value
As a whole life insurance policy, after the initial policy years, a portion of each premium you pay is set aside as the cash value of your policy. Cash value builds over time and can be borrowed from if needed.* The longer you own the policy, the more cash value your policy accumulates.
Call866-503-4481866-503-4481 formoreinformation
Mon-Fri 8am-7pm ET
* Policy loan interest rate is 8%. Loans may impact cash value and death benefit.
How to Apply for Gerber Life Guaranteed Life Insurance
1
Get your free quote
Answer 4 easy questions to get your free quote immediately.
2
Apply online or by phone
Complete a few more simple questions about yourself and then choose your coverage amount – between $5,000 and $25,0002– and apply.
3
Make your first payment
Pay today using your checking/savings account or credit/debit card. You cansave up to 8% on your monthly premiumsby signing up for Easy Pay to have your payments automatically deducted from your checking or savings account each month. As soon as your application is approved and the first payment is successfully made, your coverage will begin.
Back to Guaranteed Life Insurance
Life insurance doesn't have to be complicated. For those 50+ years old, Gerber Life offers Guaranteed Life Insurance, a whole life insurance policy that doesn't require a medical exam.1 It's easy to purchase and just as simple to use. Don't just take our word for it. Find out what others are saying in the reviews below.
1 To be eligible for coverage you must be a U.S. citizen between 50 and 80 years old (New York residents, maximum age of 75) residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children.
Guaranteed Life Insurance Reviews
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Write a Review
Life insurance doesn't have to be complicated. For those 50+ years old, Gerber Life offers Guaranteed Life Insurance, a whole life insurance policy that doesn't require a medical exam.1 It's easy to purchase and just as simple to use. Don't just take our word for it. Find out what others are saying in the reviews below.
1 To be eligible for coverage you must be a U.S. citizen between 50 and 80 years old (New York residents, maximum age of 75) residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children.
Guaranteed Life Insurance Reviews
With a out of star overall rating, Gerber Life Guaranteed Life Insurance has helped families everywhere secure protection against costly final expenses. In fact, % of customers would recommend the policy to their family and friends.
Featured review
Testimonials reflect the opinions of Gerber Life Customers. For additional reviews click here.
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1 To be eligible for coverage you must be a U.S. citizen between 50 and 80 years old (New York residents, maximum age of 75) residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children.
2South Dakota residents, maximum coverage of $15,000.
Continuing the long Gerber Life tradition of protecting families since 1967.
To be eligible for coverage you must be a U.S. citizen residing in the U.S. or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000 ($15,000 in South Dakota). Gerber Life Insurance Company insurance for any proposed insured when a Power of Attorney or Guardianship exists on the proposed insured, except legal guardians of children.
Guaranteed Life is individual whole life insurance with modified benefits. For applicants age 50-80 (50-75 in New York) who die (for any reason other than an accident as defined in the policy) within the first two years of coverage, the death benefit will equal 110% of earned premiums. The full death benefit amount is only payable for other causes after the first two years of coverage (one year in North Dakota).
Important exclusions apply regarding accidental death. Please review the application and/or policy contract for details.
Benefit amounts are subject to Gerber Life overinsurance limits. A Buyer's Guide to Life Insurance and a Policy Summary are sent with all policies. You can get them without applying for insurance by writing to us.
Policy Form ICC12-GWLP
Policy Form GWLP-20-NY
Policy Form Series GWLP-12
