Free Insurance for Honey Bees (2024)

Did you know the United States Department of Agriculture offers two programs, ELAP and NAP, to cover honey bee losses? In fact, the USDA has up to $20 million of Commodity Credit Corporation (CCC) funds available for losses under the ELAP program, courtesy of the 2014 Farm Bill.

Table of Contents

What is ELAP?

ELAP, or Emergency Assistance for Livestock, Honey Bees, and Farm-raised Fish, is a USDA program to offer financial assistance to eligible producers of livestock due to losses. For this article, we will only be covering the honey bee portion of the program.

ELAP is essentially insurance for your bees, but there is no premium, deductible or fees. Yes, the program is completely free to join!

Once your bee yard(s) are enrolled, they will be covered for colony loss (just the bees), hive loss (bees and the physical hive), as well as any additional feed purchased (beyond normal quantities) necessary to sustain a colony.

What does ELAP cover?

ELAP offers reimbursem*nts on colony feed, colony loss, and hive loss. The loss must be the result of:

  • Colony Collapse Disorder
  • Earthquake
  • Winter storm
  • Wind
  • Flood
  • Hurricane
  • Lightning
  • Tornado
  • Volcano
  • Wildfire
  • Adverse weather

For 2018, the USDA will reimburse at least 75% of fair market value, which equates to at least $105 per colony loss and at least $193 per hive loss. Supplemental feeding reimbursem*nt is at least 60% of the actual cost of feed.

Who is eligible?

Almost everyone! There is no minimum to the number of hives one must own to enroll. Honey bees used for honey production, pollination and breeding are eligible. Wild, feral or native bees (i.e. leafcutter or mason) are not eligible.

As long as your adjusted gross income from your hives is less than $900,000 per year and you are a US citizen, you are eligible.

Additional Coverage

Socially Disadvantaged, Limited Resource and Beginning Farmers and Ranchers

The USDA has additional programs that offer certain benefits for beekeepers. Qualification for these programs will allow you to enroll in the NAP program for free.

Those eligible for Socially Disadvantaged (also referred to as Targeted underserved farmer or rancher) certification include women, American Indians or Alaskan Natives, Asians or Asian Americans, Blacks or African Americans, Native Hawaiians or other Pacific Islanders, and Hispanics.

Limited Resource eligibility requirements include those that “Earns no more than $173,600 in each of the two calendar years that precede the complete taxable year before the program year, to be adjusted upwards in later years for inflation; and has a total household income at or below the national poverty level for a family of four, or less than 50 percent of county median household income for both of the previous two years.”

If you have been keeping bees for less than 10 years and have never certified any livestock with the USDA, you are eligible for the Beginning Farmers and Ranchers certification.

Noninsured Crop Disaster Assistance Program (NAP)

Beekeepers are also eligible for NAP, a reimbursem*nt program for financial losses due to low honey yield as a result of:

  • Drought
  • Freeze
  • Hail
  • Excessive moisture
  • Excessive wind
  • Hurricane
  • Earthquake
  • Flood
  • Plant disease
  • Insect infestation

Those that qualify for the certifications noted above can enroll in NAP for free. Otherwise, enrollment is $250 per year, which is a small fee considering the amount of honey and income that can be lost in a low production season.

More information

For additional information, please contact your local USDA office.

Additional resources:

2018 ELAP for honey bees fact sheet

2020 ELAP for honey bees fact sheet

USDA ELAP website

NAP Fact Sheet

USDA NAP website

USDA Form CCC-870 Colony Collapse Disorder Certification

How to apply

Producers (beekeepers) must apply at your local Farm Service Agency (FSA) Service Center. To find your local office, click here.

ELAP Policy

Part 3Honeybees

61 General Eligibility

AEligibleProducer

In addition to meeting the definition of an eligible producer, as defined in paragraph 23, an eligible honeybee producer is a producer who has a risk in the honey production, pollination, or honeybee breeding operation for producing honey, pollinating, or breeding honeybees for commercial use as part of a farming operation on the beginning date of the eligible adverse weather or eligible loss condition.

BEligibleHoneybees

Eligible honeybees include bees housed in a managed hive and used for honey production, pollination, or honeybee breeding. Eligible honeybees donotinclude wild, feral honeybees, leaf cutter bees, or other bee species that arenotused for producing honey, pollinating, or breeding honeybees.

CReport of Colonies

All honeybee producersmustfile FSA-578 by:

·January 2 of the same cropyear

Example:January 2, 2019, for losses claimed in 2019 calendar year.

·within 30 calendar days of the date colonies of bees are acquired, split, bought, sold, transported into, or out of thecounty.

*–Producers will use a manual FSA-578 to report changes to the total number of colonies and/or counties to which bees are moved. Manual FSA-578’smustinclude the following.

ItemEntry
1FSA FSN where producer’s headquarters is located.
2Names and shares of all producers sharing in the colonies for producing honey, pollinating, and/or breeding.
3Number of colonies.
4Names of counties to which colonies of bees are moved.

The producer will certify to the number of colonies reported in FSA-578 “Remarks” section.–*

9-4-19 1-ELAP Amend. 2Page 3-1

Par. 61

61 General Eligibility (Continued)

*–C Report of Colonies (Continued)

Notes:The FSA-578 “Certification Statement” will read as follows:

“I certify the number of colonies reported include all colonies for which producing honey, pollinating, and/or breeding is expected.”

If the total number of colonies increases on a manual FSA-578 during the crop year after the initial automated FSA-578 is filed by January 2, the automated FSA-578 will be revised with the highest number of colonies reported at any time in the crop

year.–*

D Late-File Report of Colonies

A report of colonies submitted beyond the date in subparagraph C may be accepted if COC is satisfied that the report of colonies is accompanied byeitherof the following to support the conclusion that bees were present in the geographical area at the time of the disaster:

·a copy of the State hive registration when required by Statelaw

·additional supporting documentation, such as moving permits, contracts with growers for pollination, loan documents, and beekeeper financialrecords.

9-4-19 1-ELAP Amend. 2Page 3-2

Par. 62

62 Eligible Honeybee LossesA Eligible Losses

To be considered eligible for benefits, an eligible honeybee producer must have suffered a loss of:

·honeybee colonies, as described in subparagraphB

·honeybee hives, as described in subparagraphC

·honeybee feed, as described in subparagraphD.

B Eligible Honeybee Colony Losses

For honeybee losses to be eligible, the honeybee colonymustmeet the following conditions:

·be maintained for producing honey, pollinating, or breeding honeybees for commercial use in a farming operation on the beginning date of the eligible loss condition, as provided in subparagraph 63A

·be physically located in the county where the eligible adverse weather or eligible loss conditions occurred on the beginning date of the eligible losscondition

·be a honeybee colony in which the participant has a risk in honey production, pollination, or honeybee breeding farming operation on the beginning date of the eligible losscondition

·be a honeybee colony for which the producer had an eligible loss of a honeybee colony, in excess of the normal honeybee colony mortality rate for the applicable program year as provided in subparagraph 64D,

·the loss couldnothave been prevented through reasonable available measures as determined byCOC

Notes:Honeybee losses because of controllable conditions, such as varroa mites, isnotan eligible loss condition.

Drought isnotconsidered an eligible loss condition for honeybee colony losses.

Loss of income from pollinator contracts because of CCD isnotan eligible loss condition under ELAP.

9-4-19 1-ELAP Amend. 2Page3-2.5 (and3-2.6)

Our experience

We completed the application this year (2018), and it was very simple. The agents had the paperwork prepared, and it only took about an hour. It would have been a lot quicker but I asked a ton of questions. We were even able to enroll hives that are in different counties! I hope we do not have to make a claim in the future, but it is reassuring to know that we have coverage if needed. We have lost hives in the past to CCD and nearly lost two hives in two different yards due to wildfire. I highly encourage all eligible beekeepers to apply!

Bonus: Get the beekeepers calendar for free

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Free Insurance for Honey Bees (1)

What’s Inside

  • 12 months of in depth information addressing key activities and objectives
  • A full 4 pages detail common pests and diseases, along with mitigation options
  • Additional Resources section lists more than 20 excellent resources for more beekeeping information
  • Plus, you’ll obtain access to our Farmstead Google Calendar to help keep you on track

Download your free copy today! Simply fill out the form below and A Years Journey In Beekeeping: The Beekeepers Calendar will be sent right to your inbox.

Note: If you don’t see the email in your inbox, please check your junk folder or search your mailbox for [emailprotected]

Free Insurance for Honey Bees (2024)

FAQs

Does the government pay you to have bees? ›

The short answer is a resounding no. There is no large fund writing blank checks to pay you for your new bee colonies.

How many times a year should a beekeeper plan to collect honey? ›

The general rule of thumb is once, maybe twice, per year in the late summer or early fall. If your hive is in hyper drive and filling up frames quickly you are one of those lucky beekeepers than can consider harvesting twice a year and earlier than most beekeepers. It all depends on your hive.

How much honey do you get from 10000 bees? ›

Q: How much honey can 10,000 bees make? A: Assuming that you meant harvestable honey, the answer is “None!” A hive with only 10,000 bees is EITHER dying OR just started with a new 3 lb.

Will beekeepers remove honey bees for free? ›

Many beekeepers will remove a swarm of bees at no or little charge; some will ask for a donation or a minimum reimbursem*nt to assist with their fuel costs. If the bees are located at a site where more elaborate equipment is needed to reach them, or enclosed in walls or other structures, you can expect a fee.

Are bees a tax write off? ›

Landowners can often qualify through beekeeping

If you own 5 to 20 acres of land you could be saving hundreds if not thousands in property taxes every year. You could qualify for an Ag Exemption (or valuation) that will save you money each year, with bees!

What is the federal honey bee program? ›

GSA's Pollinator Protection Initiative is based on the Presidential Memorandum, Creating a Federal Strategy to Promote the Health of Honey Bees and Other Pollinators, which established an inter-agency Pollinator Health Task Force, on which GSA was a member, to develop a national strategy to promote the health of bees, ...

Will I get honey my first year beekeeping? ›

It depends entirely on the health of your bees, their hive style, your location, the weather and available forage. You should never plan to harvest in your first year, but you can expect to pull anywhere from 25 - 100 lbs of honey from an established colony in a successful year.

How much honey does 1 hive produce? ›

A strong hive can be home to 50–100,000 bees during the peak of the summer. Do a little quick math, and you see how beekeepers arrive at an average of 60lbs. of honey per hive, per year. With the right weather and the right beekeeper, some hives can even produce 100lbs.

Can I harvest honey the first year? ›

It is not recommended for first-year beehives to be harvested from. But let's be honest, if this is your first and only hive, who can resist not taking at least a little bit? That's why we'd say that if you can't help yourself, just take a single frame from the medium honey super and replace it as soon as you can.

How much would honey cost if bees were paid? ›

Honeybees are busy creatures. In fact, if honeybees were paid minimum wage for their work, a jar of honey would cost more than $180,000! Honeybees are the world's number one pollinator and over a third of all our food is produced in some part due to honeybees.

Can bees eat honey from a jar? ›

Do not feed bees honey unless it is from your own disease-free hives. Spores of American foulbrood disease can be present in honey. Feeding honey from an unknown source, such as a supermarket or even another beekeeper, can cause infection in your hives. If you feed suitable honey to your bees, place it inside the hive.

How many miles do bees fly to make 1 pound of honey? ›

The honey bee is the only insect that produces food eaten by man. A honey bee can fly for up to six miles, and as fast as 15 miles per hour, hence it would have to fly around 90,000 miles -three times around the globe – to make one pound of honey. It takes one ounce of honey to fuel a bee's flight around the world.

Why is bee removal so expensive? ›

Cost of Bee Removal

On average, carpenter bees cost the most to remove. This is due to the structural damage these bees can cause to homes, often requiring carpentry repairs plus extermination fees. *We sourced all average cost data in this article from HomeAdvisor.

Do beekeepers live longer? ›

There are many instances in history which confirm the belief that beekeepers seemed to live longer than anyone else. Examples include François Huber who lived until he was 81 years old, Lorenzo Lorreine Langstroth who died at 85 years old and Johann Dzierzon who lived until he was 95 years old (Health 2014).

What happens if you don't collect honey from a hive? ›

In most cases storing extra honey will eventually create crowding within the beehive. When this happens, the Queen ever and about half the workers will swarm. The swarm will stop to rest on a branch a short distance from the original hive.

How much money can you make with bees? ›

Beekeeping Salary
Annual SalaryMonthly Pay
Top Earners$70,500$5,875
75th Percentile$70,500$5,875
Average$50,508$4,209
25th Percentile$38,000$3,166

How much money do bees make for us? ›

They're also big business. Honeybees pollinate $15 billion worth of crops in the United States each year, including more than 130 types of fruits, nuts, and vegetables.

What are the tax benefits of a bee farm? ›

Depending on the size of your property, by keeping 6 or more colonies of bees, you may be able to considerably reduce your property taxes. What is commonly referred to as an "Agriculture Exemption" is not actually an exemption but rather an alternate valuation of your property based on an agricultural use.

Are beekeepers real government in the United States? ›

Adam Clay isn't afraid to work outside the legal system — or a rigid set of morals. The made-up Beekeepers works for the purposes of the movie, even if it isn't a real-life government organization. That is, the actual Beekeeper program, replete with its shadowy manner and nebulous intentions, offers something unique.

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