Finance App | Mobile Banking | MoneyLion (2024)

FAQs

What is the app that gives you $500? ›

The MoneyLion app offers mobile bank and investment accounts, financial tracking, a credit-builder loan, and cash advances up to $500. The Instacash advance is available to anyone with a qualifying checking account. MoneyLion customers have access to larger advances and the fastest funding times.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ is powered by Pathward, N.A., Member FDIC.

CashSpotUSA. CashSpotUSA is an instant cash advance app that offers instant loans starting at $100. You can get money the same day, and the application process takes only a few minutes.

To qualify for the B9 Advance service, your B9 Account balance must be equal to or greater than $0. This is to ensure that you have enough funds to cover any upcoming expenses or bills. You must have received payroll direct deposits or benefits into your B9 Account over the last 14 days.

There is no such thing as free Venmo money either

And like we said above, Venmo isn't loaning money to individuals either.

What app gives you $250? ›

Empower will float you up to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.

Insta-Cash is a personal line of credit that you can draw upon whenever you need extra funds. Similar to a loan, customers apply and are approved for Insta-Cash and the amount of available line of credit.

Pay bills, transfer funds, make loan payments and review transactions during evening hours and into your weekend. Take your accounts wherever you go! • Review your balance and transaction history. • Transfer funds between your accounts. • Deposit a check.

MoneyLion Instacash gives app users small cash advances, but you'll pay a fee to get funds instantly.

Swagbucks

One of the most popular, free apps that pays you instantly out there is Swagbucks, a leading rewards platform. I've used Swagbucks since college to earn free cash and gift cards. It's incredibly easy to use, and it's number one on this list because of the number of earning options it has.

Get up to a $250* cash advance with a money app you can actually talk to. Cleo helps 5+ million users budget, save, build credit, or get a cash advance in those low-balance moments.

If you don't deposit money often into Cash App to pay your monthly utility bills or transfer money between you and other users, you likely won't have the ability to use the borrowing feature. The more regularly you deposit money into the app, the more you're likely to be eligible for the Borrow feature.

Can I borrow money from PayPal? ›

The process is easy: Select your loan amount. The maximum loan amount depends on your PayPal account history. Choose the percentage of your PayPal sales that will go toward repaying your loan and fee.

Cash App may not allow you to access Cash App Borrow features if you don't meet the requirements or have bad credit. The app will note how often you transfer money into your account, your credit history and other details to determine if you're eligible for a cash advance through their service.

When you receive a Cash App payment, it will be available instantly in your balance. You can then choose to send the money to friends or family, or Cash Out to your linked debit card.

B9 advance is an optional service offered to anyone who has B9 checking account in good standing. B9 members can get up to $500 of their pay per one payment cycle. This service has no mandatory fees and only requires members to set up a recurring direct deposit to their B9 checking account.

Cash advances allow cardholders to borrow money against their existing credit lines. Cash advances may have higher interest rates than typical credit card purchases do, and there may be additional fees associated with cash advances.

Cash advances require a PIN: To use an Venmo Credit Card for cash advances at an ATM, you will need a PIN. If you don't already have one, you can make a request over the phone at (855) 878-6462.

Varo allows you to borrow up to $250 against your next paycheck. However, you don't qualify for $250 immediately. The first time you apply for Varo bank's cash advance, you receive $20 dollars. You qualify for more over time based on direct deposit amounts and a history of timely repayments.

Do I need to add money to Venmo to pay someone? Nope! You don't need to add money to Venmo to make payments. If you're unsure about which payment method will be used for a specific payment, you can always check the bottom of the screen where you enter all your payment details to see which payment method will be used.

What app will give me $50 instantly? ›

DailyPay is the easiest, most secure way to access your earned wages before payday. Get your money when you need it to pay bills on time, avoid late fees and meet your financial goals. - Receive your remaining pay on payday, as usual!

FCMB FastCash is a convenient, paperless credit facility with no collateral required for your emergencies and urgent needs. It is an instant loan, and you can apply via the mobile app or USSD code *329*11#

Your RoarMoneySM account is a FDIC-insured deposit account provided by MoneyLion's bank partner, Pathward®, that delivers a full set of premium banking features to help you get more from your money! It's easy to open an account, and you get all of this: MoneyLion Debit Mastercard® with contactless pay.

RoarMoney is an online checking account with unique perks. RoarMoney's banking partner is MetaBank, so qualifying deposits are FDIC-insured. Plus, the company offers ways to save money.

PVC charges are fees that banks charge for processing payments using plastic cards. CashApp includes a feature that allows users to pay with their cards by scanning the barcode on the product. However, because this feature requires the use of a plastic card, CashApp charges a PVC (pay with card) fee.

Zelle is purely a bank transfer service that helps you instantly send funds between American bank accounts online without having to go into a bank branch or input long routing numbers. Cash App is a mobile app that also initiates instant transfers between other Cash App users.

The #1 finance app in the App Store. Send money for free. Invest in stocks or bitcoin with as little as $1. Get paid early with faster direct deposits. Free debit card with instant discounts.‬

If you're in need of cash to pay a bill, the Empower app offers instant paycheck cash advances of up to $250 without a credit check.

Is Insta cash legit? ›

They also have 4.72 out of 5 stars on the Better Business Bureau (BBB) with more than 3,700 reviews. Some of the positive reviews from Trustpilot praise the Instacash feature and customers say they've never had trouble getting extra funds from MoneyLion.

Empower will float you up to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.

Is Cash'em All legit? Cash'em All is a legit app (not a scam) that allows players to earn real money via PayPal or vouchers to places like Amazon, Nike, or the Xbox store. To earn money, you play various games and collect coins. Strategizing your time in each game can help you earn more coins for bigger payouts.

It is known as Cash App $100 to $800 Circle Scam. To enter, you must pay $100 in Cash App with the promise that you will get $800 from that investment. The problem starts when you notice that you have to recruit more people to invest $100 to get the $800. The procedure is not a reliable option for many reasons.

Taking those $750 surveys that send money to Cash App is a legit way to get free money. To start earning immediately, join InboxDollars, which is one of my favorite paid task websites. InboxDollars is similar to those $750 Cash App offers you'll often see ads for (which require you to complete 10 offers).

Referral bonus: You can get $5 for every person you refer to Cash App who signs up and sends their first payment. You can refer as many people as you want, so if you refer 20 people, you'll get $100. Selling items: You can sell items you no longer need or want and receive payment through Cash App.

Increase Limits

Cash App lets you send up to $250 within any 7-day period and receive up to $1,000 within any 30-day period. You can increase these limits by verifying your identity using your full name, date of birth, and your SSN.

Does PlaySpot actually pay you? ›

Yes, PlaySpot is legit and pays you with free gift cards and PayPal money for trying different games. It has a 4.3 star review on the Google PlayStore with over 570,000 reviews. However, the app doesn't pay very much, so it's just a fun side hustle and not a serious money-making app.

Is the Cash Giraffe app real or fake? The Cash Giraffe app is a real app (not a scam) that enables you to make money online by playing games or using apps on your Android phone.