[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (2024)

June 22, 2022, 23:25

65 Comments

by Chuck

Update 6/22/22: The public offer expired a while back, but apparently there’s now a targeted version showing for some in Credit Karma for $75 cashback signup bonus. (ht Sean)

Contents

  • 1 The Offer
  • 2 The Fine Print
  • 3 Card Details
  • 4 Our Verdict

The Offer

Signup link via Credit Karma

  • Apple Card is offering a $75 cash signup for new cardmembers who sign up via the Credit Karma link and spend $75 within 30 days.

The Fine Print

  • Subject to credit approval.
  • Valid only for new Apple Card holders who apply under this promotion through Credit Karma’s marketplace or email, open an account 3/4/22 through 4/1/22, and spend $75 or more in total on the new Apple Card account within 30 days of opening. Accounts opened before 3/4/22 and after 4/1/22 do not qualify.
  • Not valid for existing Apple Card users who merge their Apple Card accounts to become Co-Owners with other existing Apple Card users, or for Co-Owners or Participants added on a new Apple Card Family account.
  • For clarity, any spend by Apple Card Family Participants and Co-Owners does not qualify toward the $75 threshold.
  • Limit one offer per account.
  • $75 cash back is earned as Daily Cash and is transferred to your Apple Cash card after $75 worth of transactions have posted to your Apple Card account. Participant or Co-owner contributions to the $75 spend threshold may delay fulfillment of your bonus. Returns of qualifying items purchased during the offer period to reach minimum spend threshold may result in a Daily Cash adjustment charge to your account. An additional purchase made during the offer period may qualify you for re-fulfillment of the Daily Cash bonus, but re-fulfillment may be delayed. Changes to your account status during the offer period may delay the fulfillment of your Daily Cash bonus. An Apple Cash card is required to use Daily Cash, except if you do not have an Apple Cash card, in which case you can only apply your Daily Cash as a credit on your statement balance. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more details. If we determine that you have engaged in or plan to engaged in abuse or gaming in connection with this offer, you will not be eligible for this offer.

Card Details

  • No annual fee
  • No foreign transaction fee
  • No cash advance fees
  • No late payment fees (late or missed payments will result in additional interest accumulating toward your balance)
  • No over-the-limit fees, no balance transfer fees, no expedited card delivery fee
  • Card earns the following rewards:
    • 3% cash back on Apple purchases and services (including the app store, Apple Music payments, etc.)
    • 3% cash back onWalgreen’s, Duane Reade, Uber, UberEATS, T-Mobile store purchases, and Nike when using Apple Pay
    • 2% cash back on all Apple Pay purchases
    • 1% cash back when using the physical card

Read our full review on Apple Card here.

Our Verdict

Apple Card sometimes does not offer any signup bonus at all, but we often find various small signup offers for $50 or $75 at select merchants. This one for $75 as straight cash back is best offer ever and might even be appealing to someone who just wants a cash signup bonus with basically no spend requirement.

We don’t typically add offers less than $100 to our Best Credit Card Bonus page, but since this one has low/no spend requirement I’ll add it in there.

Hat tip to reader J.M.

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[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (9)

Darkknight

#1448374

Can anyone share the referral link?

Vote Up0Vote Down Reply

September 19, 2022, 22:02 10:02 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (10)

Anuj

#1431373

Chuck William Charles – Apple Card is offering a $100 cash signup for new cardmembers who sign up via the Credit Karma link and spend $100 within 30 days.

Vote Up1Vote Down Reply

August 24, 2022, 13:03 1:03 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (13)

Chuck

#1448582

It’ll be found in CK https://www.doctorofcredit.com/ymmv-apple-card-100-sign-up-bonus-via-credit-karma/

Vote Up0Vote Down Reply

September 20, 2022, 08:10 8:10 am

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (15)

Darkknight

#1448608

Im don’t see any bonus on this page https://www.creditkarma.com/creditcard/CCApple01

Vote Up0Vote Down Reply

September 20, 2022, 09:03 9:03 am

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (16)

Anuj

#1448743

This is the credit Karma link I see in my browser when click apply: https://card.apple.com/apply/start?referrer=cid%3Dapy-659-8b49c1a49c3047e28365edd16b1fdeae

Vote Up1Vote Down Reply

September 20, 2022, 11:57 11:57 am

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (17)

Darkknight

#1449405

ARe you seeing the referral bonus for this link?

Vote Up0Vote Down Reply

September 21, 2022, 08:36 8:36 am

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (18)

tsoib

#1408867

Looks like it’s dead now

Vote Up0Vote Down Reply

July 14, 2022, 13:00 1:00 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (19)

Frank

#1401122

DP:
06/23 applied and approved with the CK offer
06/26 Spend $75
06/27 Apple cash shows Promotion $75 + the cash back i got with the purchase.

Vote Up0Vote Down Reply

June 27, 2022, 20:16 8:16 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (20)

Mark

#1399875

Did this before, $75 didn’t post. Called, rep said this was their mistake. Follow up email: “Your account does not qualify for this promotion but we are providing goodwill for $75 as a courtesy.” WTF? Whatever, I got it, and then closed the account.

Vote Up0Vote Down Reply

June 24, 2022, 18:36 6:36 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (21)

Victoria

#1414243

You got lucky. I CFPB’d Apple over not receiving my $50 sign up bonus from them when they had their Exxon Mobil promotion. I applied on 1/27 before the promo expired on 1/31 of last year, and my app went pending until I was finally approved on 2/2. I made my $50+ transaction on 2/18, well within 30 days of applying, and they said they considered that to be my official date of sign up. Since I didn’t sign up before 1/31 according to them, they would not award me the bonus. A waste of time and money especially since Exxon Mobil is more expensive in my area compared to other gas stations.

Vote Up0Vote Down Reply

July 24, 2022, 09:10 9:10 am

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (22)

Frank

#1399005

Thanks Sean. I got the offer on my CK account. Applied and instantly approved. In the next couple of days will spend the $75 and see if i get the SUB.

Vote Up3Vote Down Reply

June 23, 2022, 00:20 12:20 am

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (23)

Sean

#1398115

Looks like it’s back. Same offer popped up on my credit karma account. Valid 6/7/22 through 7/11/22. @Chuck

Vote Up0Vote Down Reply

June 20, 2022, 22:34 10:34 pm

Chuck

#1398122

I don’t see any mention of the $75 at this link https://www.creditkarma.com/creditcard/CCApple01
Any chance you can send over a screenshot? chuck@doctorofcredit

Vote Up0Vote Down Reply

June 20, 2022, 23:13 11:13 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (25)

Sean

#1398971

Sent you a screenshot on Monday. I’m guessing this is a targeted / YMMV type thing. Can confirm it worked, though. Approved Monday, purchase posted today and extra $75 was immediately added to Apple Cash balance.

Vote Up0Vote Down Reply

June 22, 2022, 22:46 10:46 pm

Chuck

#1398981

Thanks

Vote Up0Vote Down Reply

June 22, 2022, 23:21 11:21 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (27)

F7

#1370419

Applied and instantly approved on 3/29
Spent $75 on my tuition and nothing less on 4/5
Receive .75 in apple cash not much later but no SUB…
Call Apple Card support on 4/17 – they don’t know anything about the promo but say they will post ticket and call me later.
Now 4/21 with no SUB and no call from Apple, cool
My next step is to hit up CK, will report back

Vote Up0Vote Down Reply

April 21, 2022, 15:40 3:40 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (28)

F7

#1375492

Reporting back, no luck.. Moving onto bigger and better things

Vote Up0Vote Down Reply

May 3, 2022, 14:12 2:12 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (29)

Marv

#1369739

No longer available?

Vote Up0Vote Down Reply

April 20, 2022, 09:49 9:49 am

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (30)

F7

#1370417

Yes this ended on 4/1

Vote Up1Vote Down Reply

April 21, 2022, 15:30 3:30 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (31)

miemie00

#1361518

didn’t realize you need to open apple cash as well. the $75 deposit instantly

Vote Up0Vote Down Reply

April 10, 2022, 18:50 6:50 pm

[Expired][Targeted] Apple Card $75 Cash Signup Bonus - Doctor Of Credit (2024)

FAQs

How do I get my 75 cash back from my Apple Card? ›

$75 cash back is earned as Daily Cash and is transferred to the new account's Apple Cash card after the first transaction posts to the new Apple Card account. A return of a purchase on which the new account earned the $75 Daily Cash bonus may result in a $75 Daily Cash adjustment charge to the new account.

Does Apple Card cash back expire? ›

Unlimited Daily Cash

When you buy something using Apple Card, you get a percentage of your purchase back in Daily Cash — not a month from now, but every day. It's real cash, so unlike rewards, it never expires or loses its value.

How do I redeem my Apple Card cash back? ›

You can redeem your Daily Cash rewards for:
  1. Buying items via Apple Pay.
  2. Sending money to friends.
  3. Transferring money to your bank account.
  4. Paying down your credit card balance.
Feb 20, 2023

What credit score is needed for a Apple Card? ›

You need a credit score of 700+ to get the Apple Card. This means at least good credit is required for approval. While it's possible to be approved with a lower score if you have a high income or other positive factors, it's best not to take the risk.

Where is my Apple Card cash back? ›

How Daily Cash works with the Apple Cash card. Daily Cash is automatically deposited into your Apple Cash card, which is also located in the Wallet app. Here, you can see all the cash back you've earned to date. If you don't have an active Apple Cash card, you can easily set up Apple Cash.

Can I get refund on Apple cash card? ›

The funds are refunded back to the payment method use so if you used Apple Cash it will go back to that form it usually takes several days contact merchant to confirm. You can transfer funds from your Apple Cash to an account in the wallet app in settings.

What happens when your Apple Card expires? ›

If your card expires or you otherwise get a new card: The card number and expiration date linked to the Device Account Number should be updated automatically. If your card issuer doesn't support these updates, you might need to remove the card and add it again.

What happens to expired Apple cash sent? ›

If a payment expires, then the transfer is cancelled automatically and the sum is refunded to your Apple Pay Cash Card or supported Payment Card, as applicable.

What happens to expired Apple money? ›

Apple Pay Cash transfers expire automatically after seven days if they are not accepted. The funds are then returned to the sender. Apple Pay Cash transfers expire automatically after seven days if they are not accepted. The funds are then returned to the sender.

What is Apple cash daily cash? ›

When you buy something with Apple Card, you get a percentage of your purchase back in Daily Cash. 1. There's no limit to how much Daily Cash you can get, and you can choose where it goes. Grow your Daily Cash by having it automatically deposited into Savings so that you earn interest.

What is the Apple cash limit? ›

Apple Cash balance limit

The maximum Apple Cash balance you're allowed to have after verifying your identity is $20,000. If you're part of Apple Cash Family, the maximum Apple Cash balance you're allowed to have is $4,000.

Can I get an Apple Card with a 630 credit score? ›

Applicants with scores above 660 are "considered favorable for credit approval," according the Apple Card's website. In other words, those with at least a "good" score have a chance at getting the card. Apple Card's issuer, Goldman Sachs, uses the FICO Score 9 score model, which ranges from 300 to 850.

Does Apple Card have a credit limit? ›

The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family. It requires each person to be over 13 years old to share the card.

Is it hard to be approved for Apple Card? ›

Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.

Can you get approved for Apple Card with 600 credit score? ›

Bottom line. It's possible to get approved for the Apple Card with a credit score under 670, but your chances improve as your credit score increases. And an excellent credit score doesn't guarantee your approval, other factors are considered, such as income and payment history.

What bank does Apple Card use? ›

Apple Card and Savings accounts are issued or provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The Apple Cash card is issued by Green Dot Bank, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant.

What credit score do you need for an Amazon card? ›

The Amazon Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Amazon Store Card, on the other hand, requires a 640+ credit score (fair credit).

How long does it take to get approved for Apple Card? ›

It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. In some cases, you could get immediately approved. If you do, you'll get an offer with your initial credit limit and APR after applying. If you accept the offer, you can start using your Apple Card with Apple Pay.

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