Everything to consider before booking a holiday: PCR tests, insurance and more (2024)

If the summer sun and the UK travel green list has sparked your wanderlust, listen up.

Though borders have been slowly reopening from May 17, that doesn’t guarantee smooth sailing for holidays abroad – so it’s wise to be fully prepared before booking.

In this article, we’ve covered everything you need to think about before confirming your trip.

Remember: the Covid-19 situation changes quickly, so always double check for up-to-the-minute information.

Here’s what you need to consider.

Is your holiday destination on the UK’s green list?

The ‘green, amber or red’ classification, which came into effect on May 17, is important.

If your destination is on the green list, that means when you return home to the UK, you won’t have to self-isolate at all.

If it’s one of the 100+ on the amber list, you will need to self-isolate for up to ten days –but it’s also not recommended that you travel there for leisure just yet.

Travel to red list countries is a no-go for now, too.

Every three weeks, the list will be updated – so classifications may change quickly.

Portugal is an example of this. It was one of the UK’s only green list countries to allow in travellers from England, making it seem like an ideal holiday spot.

But on June 3, it was announced it was moving to the amber list from June 8 – leaving holidaymakers out there now in a scramble to return to avoid self-isolating for days at home.

Scotland, Wales and Northern Ireland’s traffic light lists can differ to England’s, so it’s best to keep an eye on individual government website advice.

Your destination’s entry requirements

Each country has its own entry requirements.

That’s regardless of what the UK has classified the country as – the ‘green list’ is not necessarily reciprocal.

Some countries won’t allow Brits to travel there at all, while others require Covid testing on arrival, proof of a negative result, and filling in numerous passengers forms.

Green list countries Australia and New Zealand aren’t letting British tourists in – while Singapore has a 21-day quarantine for arrivals.

Compare The Market’s Head of Travel Insurance, Chris King, told Metro.co.uk: ‘Things are changing around the world every day so it’s key to do your research ahead of booking and travelling.

‘Check the relevant government websites, both here and for your destination.’

Covid vaccine passports

Vaccine passports’ for foreign travel were introduced from May 17.

Some countries may require proof of vaccination as one of the conditions of entry.

If you’ve yet to have one dose or two doses of vaccine, you’ll need to check a negative Covid-19 test will grant you entry instead.

But those in England who have received the vaccine will able to use the general NHS app to prove their status soon.

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Transport Secretary Grant Shapps said on May 7: ‘From May 17, English residents will be able to use their existing NHS health app to gain access to their vaccine records.’

It’s hoped Scottish, Welsh and Northern Irish residents will also be able to use the same app for this purpose at a later date.

For a paper copy, you’ll need to secure your records yourself, in advance, by calling 119.

PCR Covid tests

All travellers leaving the UK will need to submit to a number of PCR (polymerase chain reaction) tests.

These take place before you travel, and upon return back to the UK. They often come with a cost. It’s wise to budget this into your holiday planning.

Testing rules right now are as follows:

  • Green countries: a test before you travel and one on arrival back in the UK
  • Amber countries: test on departure, and following your arrival home, PCR tests on day two and day eight. You have to pay for these ahead of time – they’re called Travel Test packages
  • Red countries: it’s not legal to travel to red countries for leisure, only if you have a specific, valid reason

Find out more about PCR tests and the various costs here.

DIY trip vs packaged holidays

Consider carefully the pros and cons of booking independently vs booking a package holiday.

Trips booked through a travel agent or tour operator are usually ATOL protected, meaning you have certain financial protection if the holiday provider goes bust.

It also protects holidaymakers who end up stuck abroad for whatever reason.

Some holiday packages (such as TUI’s) will also factor in the cost of the PCR tests you’ll need to take.

If you decide to plan a DIY adventure and book flights through a budget airline – do the T&Cs say you’ll get your money back if the flight ends up being cancelled due to Covid?

Under what circ*mstances will your hotel or accommodation give you a refund?

And can you cancel your independently-booked flight or hotel if the FCO advice has changed prior to your departure?

These are all things worth thinking about – and why it’s also wise to have…

Comprehensive travel insurance

Some travel insurance providers have adapted to cover various Covid-related scenarios.

On top of standard loss and theft coverage, medical expenses, and general cancellation policy.

But you can’t get cover if you are travelling against FCO advice, so you’ll need to pick a green or amber destination.

Before buying, consider if it:

  • Covers your chosen destination
  • Will cover medical expenses (hospital treatment) related to Covid-19
  • Will cover Covid-19 medical expenses if you have a pre-existing condition
  • Provides cancellation cover if, for example, you get Covid before your trip
  • Will cover costs if, for example, your flight won’t let you on board due to presumed coronavirus symptoms (such as a temperature)
  • Will cover costs if, for example, your flight is cancelled or the flight operator goes bust
  • Will help you cover costs related to your destination’s ‘green, amber or red’ rating changing while you’re abroad
  • Will help you get back to the UK if FCO advice suddenly changes while you’re away
  • Will help you cover costs if the country you’re visiting suddenly goes into lockdown

These are all possible scenarios for anyone going on holiday this summer.

Most insurers won’t be able to cover you for all of the above – from what we have researched.

But Chris King says it’s crucial to check if your policy does have some ‘enhanced’ Covid-19 cover.

He said: ‘The pandemic has changed the types of cover offered by insurers and people should consider the differences between policies when buying travel insurance.

‘Some policies may offer cover for Covid related disruption, for instance if your flight is cancelled or you are denied boarding due to suspected Covid symptoms, but some providers do not currently offer this ‘enhanced’ cover.

‘When buying a travel insurance policy, it is even more crucial to read details carefully to ensure you know what you will be covered for. It is also important to check the FCO guidance on any country you are planning to travel to as different places will have their own rules and restrictions.’

LV, for example, covers Covid-19 related medical expenses – but if FCO advice changes or lockdown strikes, you’re not covered.

Money Supermarket highlights numerous providers who cover coronavirus-related medical and certain cancellation scenarios, but not all.

Every travel insurance provider should have an FAQ on their website, stating what they will and won’t cover.

Here’s a few more:

Whichever you choose, you still need to read the T&Cs and do your research.

Preparing for the unexpected

If you’re planning to travel in summer 2021 – it’s probably wise to expect the unexpected.

Ensure you’ve thought about all those things insurance can’t really cover, such as those mentioned above.

But also other scenarios: such as if you find yourself stuck at home self-isolating unexpectedly.

As is happening to UK travellers in Portugal – can you arrange to self-isolate for at least five days on your return if the country’s green, amber or red classification changes?

What about if an ‘amber’ trip to Spain suddenly turns red halfway through? Can you afford the money and time it’ll cost to be quarantined in a government-chosen hotel on arrival home?

Similarly, if one of your required Covid-19 tests is positive: are you able to self-isolate, and if you’re symptom-less, work from home?

If you wind up being away longer than anticipated, for any of the above reasons or if you fall ill with Covid-19 – will your pets, empty house etc be safely looked after?

Hopefully these things won’t happen – but all worth being aware of.

Considering the quality of your trip

Finally, you need to consider the quality of your trip.

Will you still be able to enjoy your holiday if you have to wear a mask in every hotel, bar or restaurant – and every time you take a stroll outside?

Madeira, which was one of the few initial green list destinations, has required mask use outdoors in public places (except for beaches) since July 2020.

In Spain, a law passed in April 2021 which says locals and tourists alike must wear masks in outdoor public spaces at all times – even when walking along the beach.

The only exception is if you are fully social distanced while sunbathing or swimming at the beach, specifically.

Check your destinations rules before you book – and if you go, be respectful and adhere to them.

After all, if you accidentally forget a coronavirus rule and you’re caught, do you have the extra cash to pay the fine?

MORE : Can I travel to Spain this summer?

MORE : Can I travel to Italy this summer for a holiday?

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Everything to consider before booking a holiday: PCR tests, insurance and more (2024)

FAQs

Is PCR test done 72 hours before departure or arrival? ›

A negative test is usually required 48 OR 72 hours prior to departure. Ensure that you have confirmed the latest guidelines for your travel before ordering your test. If your sample is collected in the red window, we cannot guarantee that you will receive your report prior to departure.

What is a valid PCR test for travel? ›

The RT-PCR test is a NAAT (nucleic acid amplification test), which is a new term for tests that use an amplification procedure to detect the virus. According to the CDC, NAATs are unlikely to return a false-negative result and remain the gold standard in COVID-19 testing.

Should you test negative for Covid before traveling? ›

Travel and testing

If you're planning to travel internationally outside the U.S., the CDC states you don't need to get tested before your trip unless it's required at your destination.

Do you have to test for Covid before flying? ›

Before travelling, you should check: if you need a negative COVID-19 test result to be able to enter the country you are travelling to. what kind of test(s) will be accepted by the country you are travelling to (e.g., PCR or lateral flow device (LFD) test) how long a time before travelling the test(s) should be taken.

How long before travel do you need a Covid test? ›

Get a COVID test 1 to 3 days before you leave. Wear a mask on public transportation and in airports, stations, and other travel hubs. Keep your distance from people who aren't traveling with you.

How long after travel should you test for COVID? ›

A two-test strategy to reduce transmission during and after travel includes a negative test result 1 day before departure and testing again at 3-5 days after arrival.

Does any country require Covid test? ›

Some countries still require unvaccinated travelers to submit a pre-arrival test or test upon arrival. However, many countries treat all travelers the same, regardless of vaccination status, and have eliminated entry requirements as a result.

What is the difference between PCR test and antigen test for travel? ›

“Unlike the PCR test, the antigen test can only determine if you have an active virus in your body. The rapid test can't detect small amounts of the virus or asymptomatic cases as accurately as the PCR test can,” Heather said. So how accurate are home COVID-19 tests?

What is 72 hours prior? ›

The phrase "within 72 hours before" indicates a time frame that includes the 72-hour period immediately preceding a specific event or action.

Can you fly with COVID positive? ›

Do not travel if you test positive for COVID-19; immediately isolate yourself and follow public health recommendations. Do not travel if you had close contact with a person with COVID-19. Stay home and quarantine by separating yourself from others. Delay your travel if you are waiting for a COVID-19 viral test result.

Are people getting COVID on planes? ›

The authors carried out 10,000 simulations to estimate the risks of COVID-19 transmission and concluded that a passenger on a flight with the middle seat remaining open had 1chance in 6,400 of contracting COVID-19, while a passenger on a flight with fully occupied seats had 1 chance in 3,900.

Who should not fly? ›

if you suffer from or have had:
  • angina or chest pain at rest.
  • an infectious disease (e.g. chickenpox, flu), including COVID-19.
  • decompression sickness after diving (sometimes called 'the bends')
  • increased pressure in the brain (due to bleeding, injury or infection)
  • infection of your ears or sinuses.
  • recent heart attack.

How do I get my COVID passport? ›

How to download your COVID travel pass in 4 easy steps!
  1. Ensure you have downloaded NHS App on your phone.
  2. Click on NHS COVID pass, and then click on Travel.
  3. Scroll down and click on the link to download PDF copy.
  4. Select mail from the options and email it to.

Do you need COVID vaccine to fly 2024? ›

"This rescission takes effect for flights departing to the United States from a foreign country on or after 12:01am EDT on May 12, 2023. Noncitizen, nonimmigrant air passengers will no longer need to show proof of being fully vaccinated with an accepted COVID-19 vaccine to board a flight to the United States."

What does up to 72 hours before mean? ›

“Within 72 hours before” (or any time reference, e.g. within 2 days before, within a week before) is expressing a time period within which something needs to take place. Example:: “You must submit your application within 72 hours before the time scheduled for the exam.”

What does at least 72 hours before mean? ›

The phrase 'at least 72 hours before' is correct and usable in written English. You can use it to indicate that an activity must happen after a certain amount of time has passed. For example: "The next meeting should be scheduled at least 72 hours before the deadline.".

How do you calculate 72 hours? ›

There are 24 hours in the day. So, to calculate the number of days in 72 hours, we have to divide 72 by 24. The result that comes is 3. Thus, three days make up a 72-hour period.

What does 48 hours prior to departure mean? ›

It means you should confirm your flight by 48 hours prior to departure. In reality your window is likely to be from a few hours before that point to a few hours after. And it can be essential for some flights, as if you don't confirm then they may allocate your seats to someone else.

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