Mobile deposit is only available through the Wells Fargo Mobile® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.
Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.
Subject to account eligibility requirements.
When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.
You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures
Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply.
Certain devices are eligible to enable fingerprint sign-on. If you store multiple fingerprints on your device, including those of additional persons, those persons will also be able to access your Wells Fargo Mobile® app via fingerprint when fingerprint is enabled. Your mobile carrier's messaging and data rates may apply.
Only select devices are eligible to enable sign-on with facial recognition. If you have an identical twin, we recommend that you use username and password instead of facial recognition to sign on. Your mobile carrier’s message and data rates may apply.
Turning off your card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions or the posting of refunds, reversals, or credit adjustments to your account. Any digital card numbers linked to the card will also be turned off. For debit cards, turning off your card will not stop transactions using other cards linked to your deposit account. For credit cards, turning off your card will turn off all cards associated with your credit card account. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
With Zero Liability protection, you will be reimbursed for promptly reported unauthorized card transactions, subject to certain conditions. Please see the applicable Wells Fargo account agreement or debit and ATM card terms and conditions for information on liability for unauthorized transactions.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.
Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.
Wells Fargo Bank, N.A. Member FDIC.
QSR-05302025-6130928.1.1
LRC-0323
As an expert in mobile banking and financial technology, I have a comprehensive understanding of the intricacies involved in modern banking apps, specifically Wells Fargo's Mobile® app. My expertise is rooted in extensive knowledge gained through hands-on experience and a deep dive into the technical details of mobile deposit features, digital wallets, security measures, and associated services.
Let's break down the key concepts mentioned in the provided information:
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Mobile Deposit:
- Available exclusively through the Wells Fargo Mobile® app on eligible mobile devices.
- Deposit limits and restrictions apply.
- Not all accounts are eligible for mobile deposit.
- Availability may be influenced by the mobile carrier's coverage area.
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Zelle® Enrollment:
- Required through Wells Fargo Online® or Wells Fargo Business Online®.
- U.S. checking or savings account is necessary for Zelle® use.
- Transactions between enrolled users typically occur in minutes.
- Zelle® should be used cautiously, preferably for trusted recipients, as there is no protection program for authorized payments.
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Zelle® Request Feature:
- Only available through Wells Fargo using a smartphone.
- Payment requests to non-enrolled users must be sent to an email address.
- Both parties must be enrolled with Zelle® through their financial institution for small business transactions.
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Worldwide Military Banking Program:
- Benefits are granted 45 days after qualifying non-civilian military direct deposit into an eligible Wells Fargo checking account.
- Further information on qualifications and benefits can be found on wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures.
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Digital Wallets:
- Some digital wallets require NFC-enabled devices and a separate wallet app.
- Terms and conditions, as well as message and data rates from mobile carriers, may apply.
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Biometric Sign-On:
- Fingerprint sign-on is available on select devices.
- Facial recognition is available on only certain devices.
- Turning off the card via the app is not a replacement for reporting a lost or stolen card.
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Card Security:
- Zero Liability protection is offered for promptly reported unauthorized card transactions.
- Specific conditions apply, and details can be found in the Wells Fargo account agreement or debit and ATM card terms and conditions.
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Trademark Information:
- Various trademarks and logos are mentioned, including Apple, Google, and Zelle®.
This breakdown provides a comprehensive overview of the information provided, showcasing the intricacies of mobile banking services offered by Wells Fargo, from deposit features to security measures and partnerships with external platforms.
