Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks. (2024)

Editor’s note: When we wanted a post about super frugal living, we knew we wanted to pick the brain of Jordon Cox, Britain’s Coupon Kid and frugality expert. When he was 15 years old, he had to figure out how to save money to help his mum, who was struggling financially. Now, he helps people like us save money.

You may think that super frugal living will only save you a few pennies here and there, but you can be frugal by only a few small changes to your lifestyle – and it could be easier than you think.

Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks. (1)

Tips to Get a Jump Start on Frugal Living

It’s probably best not to throw yourself in at the deep end and instead try some easier frugal living tips first.

1. The Easiest Way to Save on Groceries

So, start out with this one: Download Ibotta so you don’t pay too much for groceries, and you get money back for doing what you were going to do anyway: Shop for food.

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Check out this article to start living on next to nothing and save money!

2. Find Coupons & Deals on Autopilot

Put frugality on autopilot when you add Capital One Shopping to your browser.

A friend was ordering dinner online and was delighted to discover Capital One found a coupon code at checkout that saved him 20% off his order.

Add Capital One Shopping to your browser to stay in the know about these fantastic deals.

Related: How to Live on Next to Nothing (easily)

Ready to save money? Check out these tips to never overspend!

3. Lower Your Monthly Bills (without doing any of the work)

While pondering all things frugal, remember to keep focused on the overall goal: More money in your pocket.

Trim, a mobile app, will help you “Trim” your bills to reduce your monthly expenses.

This AI-powered app will assist you in improving your financial position.

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  • Also See: 12+ Tips to Lower Household Expenses

Try these money saving tips to save on household expenses fast!

Jordon’s 5 Super Frugal Living Tips

Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks. (5)

Once the first tricks are tackled and you’re feeling the frugal living lifestyle, there are some ways to kick your savings up a notch.

As you’ll see, you don’t have to be cheap to be frugal with money – rather clever ideas will save you money and add up the dollars you save.

1. Take a Bucket Into the Shower

Yes, you read that right. If you’re taking a shower, the amount of water used means a lot will be wasted.

To combat this (and even reduce your water bills), take a bucket with you into the shower to collect water which can be used for other purposes.

That extra bucket of water can be used for plants, washing dishes or cleaning a car.

If you’re on a water meter, it’ll mean less spent on your bill and less water wasted.

If you do decide to use this method, place a bucket at your feet either before or after you get soap and shampoo involved so the bucket is only filled with water.

The last thing you’d want is to kill your plants!

You can also put a bucket out in your yard to collect rainwater to do a similar thing (as long as you don’t live in the desert).

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Save money on your one income with these genius budgeting hacks!

2. Ditch Your Cleaning Spray for Lemons

Most cleaning sprays you buy in the supermarket set you back $3 or more, but do you notice most of them are infused with lemon?

That’s because it’s high in citric acid, which is a natural cleaner.

On average, you can get a pound of lemons for just $2 (at least that’s the case in the U.K.).

Not only is it cheaper, but it cuts out the nasty chemicals that you find in regular household cleaners.

It’s worth noting that you should only clean with lemons on certain surfaces – not because it’ll damage it, but rather it won’t kill all bacteria.

I’ve found the microwave is one of the best places to clean with this citrus fruit.

To get stubborn stains out of the microwave, follow my method:

  1. Fill up a microwave safe bowl halfway with water
  2. Cut a lemon in half and squeeze all juice into the bowl (Get cash back on lemons with Ibotta)
  3. Microwave the bowl on full power for 3 minutes
  4. Let it stand for 5 minutes, this allows the steam to attack the grime
  5. Wipe away all the loosened dirt and grime with a cloth
  • Related: 12 Tips to Save Money on Groceries

Stop buying THESE THINGS to save money fast!

3. Cut Your Own Hair

Before you freak out… have you ever stopped to think about how expensive a trip to the barber or salon is? You could be spending hundreds of dollars throughout the year or even in one trip!

You find plenty of how-to videos on Youtube for other things right?

There are also videos for cutting your own hair or someone else’s hair.

Truth be told, this is much easier for men to do with a pair of clippers, so it might be worth having a go.

A short back and sides aren’t that difficult to master.

If you wanted to avoid going back to the bowl cuts, you can also try and find a student hairdresser, who can cut your hair at a reduced price to give them more experience (but hopefully still a good quality cut).

Pro Tip: If you need to purchase clippers or any other accessories, be sure to sign up for Ebates/Rakuten and install the browser extension.

You will earn cash back rewards by shopping at partner sites.

Best of all, Rakuten works in the background. It’s always searching for cash back opportunities.

Get a $10 Welcome Bonus when you Sign up and save with Rakuten).

  • Related: 5 Old Fashioned Savings Strategies that Still Work!

Are you trying to save money on a low income?These are the best ways to start saving money fast!

4. Freeze Food You Wouldn’t Normally Think To Freeze

We’d all freeze that extra loaf of bread or microwave meal that we didn’t get ‘round to tucking into, but you can actually freeze a lot more foods than you might think.

Not only would this stop food waste, but it will also save those precious pennies by using up food you’ve already bought.

Here are a list of different items safe to freeze, and the methods to do it (don’t forget to earn free cash back on all of these grocery items with Ibotta) :

  • Milk (in a carton)
  • Cheese (but only grated)
  • Bananas (in any form)
  • Eggs (crack each egg into a muffin tin)
  • Grapes (you can even use them as ice cubes once frozen, and they are great for making smoothies)
  • Baked goods (all cookies, cakes and muffins can go straight in)
  • Related: 7 Things Frugal People NEVER Do (and you shouldn’t either)

Use these tips to create a budget you will stick to!

5. Sell Your Toilet Paper Cardboard

And you thought just toilet paper was valuable, didn’t you?

Those cardboard rolls in the middle of your toilet paper might actually be worth a bit of cash!

This is because they can be used for arts and crafts, and you are able to sell them on places like eBay and Facebook Marketplace.

It might not make you rich, but it’ll mean you get a bit of money back on your toilet paper purchases.

The going rate is around $5 per 50 empty rolls, so it could be a cool little side hustle.

If you’re crafty, you could use them with your kids too instead of buying new ones.

Attention Amazon Prime Members! Save 15% on toilet paper when you Subscribe to have it delivered to your door every 3 months.

Check out the Amazon’s Subscribe & Save store here (and start getting all of your toiletries at 15% off).

  • Want to know ALL the ways you should be saving on Amazon: 5 Amazon Hacks Every Prime Member Should Know

Check out these cheap living tips and tricks to save money!

Remember the Keys to Frugal Living

These frugal living tips might go a bit further than most, but what did you expect when they invited me, Britain’s Coupon Kid, to write about super frugal living?

Try these tips and you will definitely see your savings add up.

If you do end up watering your plants with your shower water – let us know!

You don’t have to take on board everything, but rather pick and choose which will fit your lifestyle best, and you might see a switch to super frugal living.

I hope you took time to download the Ibotta app (don’t for get the $20 welcome bonus) so you can get some cash back rewards when you shop for things like lemons, bananas, and frozen dinners.

And, if you cut your expenses with Trim or claim free cash back with Rakuten, then make sure you have a plan for all your extra money and savings.

Open a Savings Builder account with CIT bank.

The national average for banking APYs is 0.08%. Do not accept average.

Learn more about CIT’s soaring interest rates here (and check the live banner below for the current Savings Builder APY)

Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks. (11)

Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks. (12)

You won’t regret learning these genius habits of successful wealthy women!

More Ways to Save Money

Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks. (14)

Resources In The Image Above:

1 – Simple Tips to Live on Next to Nothing

2 – How to Live Life Cheap to Save Money

3 – Best Hacks to Save Money on a Low Income

4 – What to Stop Buying to Save Money Fast

*Capital One Shopping compensates us when you get the Capital One Shopping extension using the links we provided*

This website contains affiliate links, which means that if you click on a product link, we may receive a commission in return. Budgeting Couple LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com

Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks. (2024)

FAQs

Easy Ways to Save Money While Frugal Living! The Best Money Saving Tips and Tricks.? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How can I trick myself to save money? ›

'Avoid the 1-click option 100% of the time': 5 ways to trick yourself into saving money
  1. Automate your savings. ...
  2. Think of purchases in hours worked, not dollars spent. ...
  3. Do your spending with cash. ...
  4. Do a spending cleanse. ...
  5. Wait 24 hours before making big purchases.
Apr 20, 2023

How to be super cheap? ›

I should note that I do most, but not all, of these tips.
  1. Go with one car. Many families have two or more cars. ...
  2. Go with a smaller house. ...
  3. Go with a smaller car. ...
  4. Rent rather than own. ...
  5. Look for used first. ...
  6. Eat out less. ...
  7. Eat out frugally. ...
  8. Brown bag it to work.

How can I save $500 in 30 days? ›

For something as short-term as this, it may be easier to set smaller, daily goals in order to make saving a part of your daily routine. In order to save $500 in 30 days, you would roughly need to save $17 per day, and this can be a combination of cutting back on spending and making extra money.

What is the 3 month rule? ›

The three month dating rule is a trial period that allows couples to shift from the honeymoon phase of dating to an integrated love phase. "What I mean by that is usually a few months into dating, we start to see some of the quirks, or maybe we start to notice things that we find annoying or irritating," Pharaon says.

How should a beginner start saving money? ›

5 simple steps to start saving
  1. Set one specific goal. Rather than socking away money into a savings account, set specific goals for your savings. ...
  2. Budget for savings. Just because you decide to save doesn't mean it's going to happen. ...
  3. Make saving automatic. ...
  4. Keep separate accounts. ...
  5. Monitor & watch it grow.

What is the 30 day money challenge? ›

Do you want to save some money for holiday gifts or other short-term goals? Consider doing the 30-Day $100 Savings Challenge. The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits. November has 30 days so every day is a savings day.

How much money should I have left over at the end of the month? ›

The 20% rule is a good general guide, but it isn't the right fit for everyone. Some people can save above that rate, while others merely struggle to make ends meet. “Some people pay their rent and they have nothing left.

How much should rent be of income? ›

A popular standard for budgeting rent is to follow the 30% rule, where you spend a maximum of 30% of your monthly income before taxes (your gross income) on your rent. This has been a rule of thumb since 1981, when the government found that people who spent over 30% of their income on housing were "cost-burdened."

How much should I save each month? ›

How much should you save each month? For many people, the 50/30/20 rule is a great way to split up monthly income. This budgeting rule states that you should allocate 50 percent of your monthly income for essentials (such as housing, groceries and gas), 30 percent for wants and 20 percent for savings.

How do I go from living paycheck to paycheck? ›

How to Stop Living Paycheck to Paycheck
  1. Get on a budget.
  2. Take care of your Four Walls first.
  3. Cut extra expenses.
  4. Start an emergency fund.
  5. Ditch debt.
  6. Increase your income.
  7. Live below your means.
  8. Save up for big purchases.
Oct 12, 2023

What is the only place you should keep your emergency fund money? ›

Bank or credit union account — If you have an account with a bank or credit union—generally considered one of the safest places to put your money—it might make sense to have a dedicated account where you can keep and maintain these funds.

How to save $1,000 fast? ›

Dave Ramsey's 9 Ways To Save Your First $1,000 Fast
  1. Cancel Subscriptions. ...
  2. Bring Your Own Lunch. ...
  3. Avoid Coffee Out. ...
  4. Re-Sell Old Items. ...
  5. Shop at Cheaper Grocery Stores With Rewards Programs. ...
  6. Buy Generic. ...
  7. Join a Carpool. ...
  8. Pick Up a Side Hustle.
Dec 28, 2023

What is the most frugal way to live? ›

To save money, try implementing straightforward frugal habits. Consider cooking more meals at home, opting for used or free items, using a “waiting period” to curb impulse spending, “buying for life” and taking advantage of your local library.

How to save $1,000 every month? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

How can I live a simple life with less money? ›

Skip spending more to elevate your status.
  1. Eliminate Monthly Subscriptions. ...
  2. Shop for New Insurance. ...
  3. Reduce Prescription Costs. ...
  4. Buy Used Items. ...
  5. Rent, Don't Own. ...
  6. Purchase at the Right Time. ...
  7. Buy High-Quality Products. ...
  8. Enlist Your Friends.

How can I save $1000 fast? ›

11 Easy Ways to Save $1,000 in 30 Days
  1. Create a Budget. ...
  2. Automate Your Savings. ...
  3. Create a Savings Bingo Sheet. ...
  4. Negotiate Your Bills. ...
  5. Separate Wants From Needs. ...
  6. Plan Your Meals. ...
  7. Buy Generic Brands. ...
  8. Cancel Unnecessary Subscriptions.
Sep 26, 2023

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