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DoorDash and Chase have announced the launch of the DoorDash Rewards Mastercard® which is DoorDash’s first co-branded credit card. The card will earn 4% cash back per dollar spent on DoorDash and Caviar orders, 3% per dollar on dining when purchased directly from a restaurant, 2% per dollar on purchases from grocery stores, online or in person and 1% cash back per dollar on all other purchases.
New cardmembers can earn a free year of DashPass ($96 value). Here are the other key details to know.
DoorDash Rewards Mastercard®
On Chase Bank USA, NA's Website
On Chase Bank USA, NA's Website
Up to 4% cash back
4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a restaurant, 2%Read More
Welcome Bonus
Free Dash Pass for a year
Annual Fee
$0
Regular APR
20.24% - 28.99% variable
Credit Score
Good, Excellent(700 - 749)
Why We Picked It
If you like to order from DoorDash, this card can provide valuable returns—especially in the first year with the included DashPass membership. Cash-back earning for other food-related categories is decent, plus you’ll get a slew of travel and purchase protections.
Pros & Cons
- A free year of DashPass membership
- No annual fee
- No foreign transaction fee
- $10,000 annual spend required to retain free DashPass membership.
- No intro APR
- DashPass membership auto-renews if you don’t hit $10,000 in annual spending.
Card Details
- With the DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).
- 4% cash back on DoorDash and Caviar orders. Enjoy this benefit on every type of DoorDash order, including restaurants, groceries, pet supplies, retail items, and more. No earning caps.
- 3% cash back on dining when purchased directly from a restaurant. No earning caps.
- 2% cash back on purchases from grocery stores, online or in person. 1% cash back on all other purchases. No earning caps.
- Get a complimentary DashPass membership ($96 value) every year with $10k in annual card spend. DashPass members enjoy $0 delivery fees & reduced service fees on every eligible order.
- No annual card fee, just cash back on every purchase.
- As an exclusive Cardmember benefit, get 10% off one Convenience, Grocery, Alcohol, Retail or DashMart order every month. Maximum discount of $15 per order. Offer expires 12/31/2024.
- Member FDIC
With the DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Bonus Cash on DoorDash Orders and All Things Food
The DoorDash Rewards Mastercard offers the following earning rates:
- 4% cash back on DoorDash and Caviar orders
- 3% cash back on dining when purchased directly from a restaurant, online or in-store
- 2% cash back on grocery stores, online or in-store
- 1% cash back on all other purchases
These bonus categories are competitive for a card with no annual fee, but they’re not dazzling. The U.S. Bank Altitude® Go Visa Signature® Card* also has a $0 annual fee and earns 4 points per dollar on dining, takeout, and restaurant delivery, 2 points per dollar at grocery stores, grocery delivery, gas stations, streaming services and on EV charging stations and 1 point per dollar on all other eligible purchases. Notably, you’ll earn bonus points on takeout with the U.S. Bank Altitude® Go Visa Signature® Card* regardless of which delivery app you use. The welcome bonus is also more generous at 20,000 bonus points after spending $1,000 in eligible purchases within the first 90 days of account opening.
The $0-annual-fee Capital One SavorOne Cash Rewards Credit Card offers more bonus categories than the DoorDash Rewards Mastercard. It earns 3% cash back on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart® and Target®), 5% cash back on hotels and rental cars booked through Capital One Travel, 8% cash back on Capital One Entertainment purchases, and 1% on all other purchases. Takeout orders qualify for the bonus earnings rate on dining. This card’s available welcome bonus beats the DoorDash Rewards Mastercard’s offer as well. New cardmembers can earn $200 cash bonus after spending $500 on purchases within the first 3 months from account opening.
It should be noted that all DoorDash orders qualify for the bonus earnings rate, including deliveries from grocery stores, convenience stores and other merchants. In fact, cardholders can receive 10% off their first order of $35 or more on convenience, grocery, alcohol or DashMart purchases on DoorDash every month through December 31, 2024.
Complimentary DashPass for at Least One Year
New DoorDash Rewards Mastercard cardmembers receive free DashPass membership for a year. This benefit can be renewed each anniversary year that you spend at least $10,000 on the card.
The full year of free membership is a rare find for a fee-free card. You can get a minimum of one free year of DashPass with the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, but both of those cards charge annual fees.
Ideally, DoorDash would make this an automatic benefit of the card without including an annual spending requirement. But at least there’s an option to earn ongoing free membership with the DoorDash Rewards Mastercard unlike the Instacart Mastercard® which offers no path to free Instacart+ membership benefit after the first year.
Mastercard World Elite Benefits
The DoorDash Rewards credit card is a World Elite Mastercard which means that it receives Mastercard’s highest level of features and protections. Benefits of the card include:
- Monthly $5 credit off your first DoorDash order each month as an eligible DashPass member
- Auto rental collision damage waiver
- Trip cancellation/interruption
- Extended warranty
- Purchase protection
- Mastercard Zero Liability Protection
Note that the $5 credit for DoorDash is available with all World Elite Mastercards, not just the DoorDash Rewards credit card. Also, this benefit is only promised through September 30, 2023.
In addition to the perks listed above, World Elite Mastercard cardmembers get access to Mastercard Priceless® Experiences. They can also take advantage of exclusive offers from brands such as Lyft, ShopRunner and Fandango.
Straightforward Redemption Options
There are three ways that DoorDash Rewards Mastercard can redeem their cash back:
- Pay for part or all of a DoorDash or Caviar order
- Receive a statement credit or direct deposit
- Purchase gift cards from select brands and retailers
DoorDash says that there are no minimum redemption requirements and that it will be easy to apply cash back towards orders from within the DoorDash app.
These redemption methods are simple, but you’ll want to choose a different credit card if you’d like the option to redeem rewards for travel or transfer them to partners.
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Bottom Line
The DoorDash Rewards is clearly targeted at DoorDash loyalists. Those that exclusively use the DoorDash app for delivery and takeout and who make several orders per month could find value in the card. But if you’re not a die-hard DoorDash fan, a different top credit card for food delivery will likely be a better fit.
