Do Not Give Your Social Security Number at These Places (2024)

When should you give your Social Security number and when should you not?

Giving out your Social Security number is something you shouldn’t do unless you know it’s absolutely, positively required for what you’re doing.

Companies and institutions ask for our Social Security numbers all the time. Unfortunately, they do a mediocre-to-terrible job of securing the number, depending on the industry.

Kiplinger once ran a list of the 10 worst places to give out your Social Security number.

Here Are the Places You Shouldn’t Give Out Your Social Security Number

  • Universities and colleges
  • Banking and financial institutions
  • Hospitals
  • State governments
  • Local governments
  • Federal government
  • Medical businesses
  • Nonprofit organizations
  • Technology companies
  • Health insurers and medical offices

Topping the list is any college or university. At one time, Social Security numbers were used as your student ID number, and they were posted everywhere on campus. Some professors even posted grades outside their offices by Social Security numbers.

The second worst place to give out your Social Security number is in the banking industry. Unfortunately, there’s no way around this one: If you want to open an account, you have no choice but to divulge the digits.

Also on the list are hospitals, medical businesses, health insurers and medical offices. These kinds of places always want your Social Security number. But their security can be like Swiss cheese with holes, and medical identity theft is a huge problem.

Other places where you shouldn’t give out your number include government at all levels and volunteer charity organizations. When it comes to the latter, the nonprofits need to run background checks on you. But they vary greatly in the level of sophistication, and your information may not be properly secured.

So you have to give out the number sometimes, but if you freeze your credit, you won’t have to worry as much that your Social Security number is floating around all over the place.

How To Handle Medical Industry Requests for Social Security Information

Theft of personal info from doctor’s offices, labs, medical centers, et al. is a huge problem, according to the Federal Trade Commission. What information can thieves get from medical records? Social Security numbers, your date of birth, maybe a digital image of your driver’s license and maybe even your checking account information.

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Criminals use that information in two main ways. First, they create false identities to apply for credit accounts. Second, they create false identities and seek medical care in your name.

In the second example, they essentially create a clone of your identity and sometimes put their picture on your ID cards. Then you get the bills, and your medical records show an illness you don’t have — not to mention the fact that collectors start coming after you for unpaid medical bills.

The reality? The medical industry needs to improve the job it does handling your information. Until it does that, follow the rules below.

1. Do not give a doctor’s office, hospital, lab, or any medical facility your Social Security number on any form. You can leave it blank, use this tool or use a “dummy” number.Some examples of how to create a dummy number:

  • Make the AREA, GROUP, or SERIAL all zeroes (e.g, 000-45-6789, 123-00-6789, 123-45-0000)
  • Make the AREA number 666 (it will never be issued)
  • Make the AREA number 900-999 (not valid SSNs but were used for program purposes when state aid to the aged, blind and disabled was converted to a federal program administered by SSA)

2. If it has your SSN printed on it, do not give your driver’s license when you’re asked for a photo ID. Give another form of photo identification such as a passport, military ID or employee ID card.

By taking these basic precautions, you can reduce the possibility that you’ll become a victim of identity theft.

Do you have questions about your Social Security number and identity theft? Contact Clark’s free Consumer Action Center.

Do Not Give Your Social Security Number at These Places (2024)

FAQs

Do Not Give Your Social Security Number at These Places? ›

Hospitals or medical and dental offices. Pharmacies. Public schools. Sports clubs.

Who should I give my Social Security number to? ›

There are times when you will need to give your social security number. These include: Anything that requires tax reporting, such as employers reporting your income. Banks for monetary transactions such as getting a loan or opening a line of credit.

Why shouldn't I give out my Social Security number? ›

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, when they use the credit cards and don't pay the bills, it damages your credit.

Is it safe to give SSN to dentist? ›

Should you write those nine digits down? Generally, no, say privacy experts. “Having Social Security numbers at the doctor's office is a data breach risk, and it's one that's increasing,” says Pam Dixon, executive director of the nonprofit World Privacy Forum.

Can you refuse to provide SSN? ›

There is no law that prevents businesses from asking for your SSN. And you may be denied service if you don't give the number. If giving your SSN to a business doesn't seem reasonable to you, ask if you can show another form of identification. Or ask if the business can use another number as your customer number.

What is the safest way to give someone your Social Security number? ›

Never type your SSN into an email or instant message and send it. The majority of such messages can be intercepted and read. Also, don't leave a voicemail that includes your SSN. If you need to contact someone and give them your number, it's best to do it in person.

Is it safe to give Ticketmaster my SSN? ›

Would Ticketmaster ask for a Social Security number? If you resell tickets through their site, Ticketmaster will only ask for your Social Security number or Individual Taxpayer Identification Number to complete a Form 1099-K. This complies with tax reporting regulations.

Can I change my SSN? ›

The Social Security Administration does allow you to change your number, but only under limited circ*mstances, such as identity theft or if your safety is in danger. You will also need to supply appropriate documentation to support your application for a new number.

Why do so many places ask for Social Security number? ›

Some employers (including state hiring agencies and the federal government) require applicants to list their Social Security number (SSN) when completing job applications. 1 Employers may want your Social Security number to conduct a background check or credit check.

Can I lock my SSN online? ›

You can also place what's known as a self-lock on your SSN through E-Verify® at www.e-verify.gov, a government service that employers use to confirm a job applicant's eligibility to work.

Is it normal for a doctor's office to ask for your Social Security number? ›

The answer isn't particularly endearing: Your doctor's office wants your Social Security number so it can better track you down if you don't pay your bill. But no, you don't legally have to provide it unless you are a Medicare or Medicaid recipient.

Why do paramedics ask for Social Security number? ›

To verify your identity and prevent fraud. Because the Fire and EMS Department charges fees for service, ambulance crews are instructed to verify patient identity including name, social security number, birth date, home address and telephone number.

Should I give SSN to health insurance? ›

The marketplace uses applicants' SSNs to confirm that they are lawfully present residents. So you'll need to provide SSNs for all household members who are applying for coverage, regardless of whether you're applying for financial assistance.

Should I give my employer my SSN? ›

According to the Society for Human Resource Management (SHRM): It is not unlawful for employers to request an SSN on an application form; however employers should request SSN only when absolutely necessary, such as in conjunction with a background check, completing a W-4, or enrolling an employee into benefits plans.

Does your Social Security number tell your age? ›

Footnote: It is true that the application form for an SSN asks for identfying information, such as date of birth, place of birth, parents' names, and (optionally) the applicant's race. But none of this identifying information is encoded in the SSN itself--not the person's date of birth, place of birth, or race.

How much does it cost to change your Social Security number? ›

There is no charge for correcting your Social Security card or getting one for the first time.

Should you give your Social Security to anyone? ›

Measures You Can Take To Prevent Identity Theft

Someone illegally using your SSN and assuming your identity can cause a lot of problems. There are several things you should do to prevent identity theft: Do not routinely carry your SSN. Never say your SSN aloud in public.

Is it normal to give Social Security number? ›

Federal law basically lets anyone ask for your Social Security number, but that doesn't mean you need to give it out. You should use your Social Security number as infrequently as possible. Just because someone asks for it doesn't mean they truly need it.

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