Do Disability Investigators Follow You Around? - Blog (2024)

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By filing an insurance disability claim, a disabled person can apply for financial compensation to receive financial support for themselves and their family. The insurance carrier or claims administrator carefully reviews your claim—checking to affirm that you really do qualify for benefits. This raises the question: Do disability investigators follow you around? In this blog, we will go over several key factors you need to know about insurance surveillance in disability claims and whether disability investigators really follow you around or not.

Do Disability Investigators Follow You Around?

First and foremost, do disability investigators really follow you around? You may have heard some scary stories about how disability insurance companies hire investigators to secretly follow you around to make sure you’re not lying about being disabled. Insurers are usually wary of fraud, so will they really follow you around? In general, disability investigators often follow you around to ensure that your claim is legitimate. While this method may have been heavily used in the past, in today’s day and age, claims administrators often utilize a different method for surveilling individuals, and it’s with social media and background checks. In this digital era we live in, finding out what people are doing is easier than ever with the use of the internet.

Be Careful with What You Post on Social Media

Hiring private investigators is a time-consuming and expensive investment for insurance companies, so it’s more likely that they’ll be investigating you via social media platforms. In the past few years, long-term disability insurance companies have slowly been increasing use of Facebook, Instagram, Twitter, and other social media reviews. If you’re filing a claim for long-term disability benefits, we advise being really careful with what you post. The last thing you want would be to post something that denotes the wrong impression or your state of disability. You should either keep your account private or watch what you post.

Do Disability Investigators Follow You Around? - Blog (2)

Do Not Be Paranoid—Simply be Aware of Yourself

If we could give you a tip, it would be to NOT be paranoid! Simply do things as you normally would as instructed by your doctors. As long as you’re not doing anything beyond what your doctors have allowed, or what you have told any long-term disability insurance company, you’ll be fine. For the most part, long-term disability carriers do not desire to spy on your every move. While they are generally concerned about disability fraud, as long as you don’t give them an obvious reason to want to further investigate you, there’s no need to be anxious. Going for a walk around the block will not cause you any issues—especially if you’re following your doctor’s guidelines. Though, participating in a physically taxing activity that is beyond what you claimed to be capable of in your disability application is a big red flag.

File for Social Security Disability with Bonnici Law Group

Getting approved for long-term disability benefits can be a huge endeavor—even if you do everything correctly. At Bonnici Law Group, our highly experienced team is focused on helping you secure the financial benefits you rightfully deserve. We will guide you through the process, provide tips, and answer all of your social security disability questions. Helping you get your social security disability insurance is what we’re here for! Give us a call at (858) 261-5454 or click here for a free consultation!

Do Disability Investigators Follow You Around? - Blog (3)

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At Bonnici Law Group, your goals are our goals.

By placing your interests first, we make sure your legal matters are taken care of in an efficient and aggressive matter so you can continue living your life with minimal interruption. Whether you need a bike lawyer, disability insurance attorney, or personal injury lawyer in San Diego, we can help!

Who are we exactly?

  • 858-261-5454

  • 619-870-0181

  • help@bonnicilawgroup.com

  • 1620 5th Avenue, Suite 625
    San Diego, CA 92101

Get a free consultation

© Copyright - 2024 | Bonnici Law Group, Inc | All Rights Reserved

At the Bonnici Law Group, your goals are our goals.

By placing your interests first, we make sure your legal matters are taken care of in an efficient and aggressive matter so you can continue living your life with minimal interruption. Whether you need a bike lawyer, disability insurance attorney, or personal injury lawyer in San Diego, we can help!

Who are we exactly?

  • 858-261-5454

  • 619-870-0181

  • help@bonnicilawgroup.com

  • 1620 5th Avenue, Suite 625
    San Diego, CA 92101

Get a free consultation

© Copyright - 2024 | Bonnici Law Group, Inc | All Rights Reserved

Do Disability Investigators Follow You Around? - Blog (2024)

FAQs

Does disability follow you around? ›

For the most part, long-term disability carriers do not desire to spy on your every move. While they are generally concerned about disability fraud, as long as you don't give them an obvious reason to want to further investigate you, there's no need to be anxious.

How to answer questions to get approved for disability? ›

  1. 7 tips for answering questions at a disability hearing.
  2. Only answer questions if someone asks you directly.
  3. Be specific.
  4. Don't over-explain.
  5. Don't exaggerate or minimize your symptoms.
  6. Answer based on how you feel most days.
  7. Stay consistent with information in your application.
  8. Be polite.
Dec 8, 2022

Does Social Security hire people to follow you? ›

The SSA could have an investigator follow you in public places. They look to see if you're doing anything that may show your condition has improved or are no longer disabled. For example, the investigator may watch to see if you can: Work.

Does Social Security tell you when you are being investigated? ›

The SSA will not tell you that you are under investigation. Find out more about SSA investigations and Cooperative Disability Investigations (CDI) here.

Does SSDI watch you? ›

The SSA is not a private insurance company, however. While they may engage in such surveillance, it is highly unlikely. They typically avoid such behavior. However, that does not mean that they won't keep an eye on you; it just means that they are unlikely to go to such an extreme.

What not to say in a disability review? ›

While it's essential to be thorough when discussing your disability, you should avoid mentioning unrelated medical issues or conditions. Only discuss the disabling medical problems directly related to your disability claim. Bringing up minor or unrelated issues may confuse or distract the SSA representative.

What is the easiest disability to get approved for? ›

What Is the Most Approved Disability? Arthritis and other musculoskeletal system disabilities make up the most commonly approved conditions for social security disability benefits. This is because arthritis is so common. In the United States, over 58 million people suffer from arthritis.

What's the fastest you can get approved for disability? ›

The average response time for the SSA to reach a decision after you apply for SSDI benefits is three to four months, but this time period could be extended to up to eight months. Reconsideration. If the SSA denies your request for benefits, you will need to file a request for reconsideration of their decision.

Who makes the final decision on social security disability? ›

If the requirements are met, we send the disability application to the Disability Determination Services (DDS) office in the state in which the applicant resides. Using federal laws, regulations, and Agency policies and procedures, the state agency completes the disability decision for Social Security.

Does Social Security disability send out spies? ›

Does Social Security Disability Follow You? If red flags have been raised about your disability, Social Security may hire a private investigator to “catch” you performing activities you have previously stated you can not because of your disability.

What triggers an SSDI investigation? ›

CDI investigations typically begin with a report of suspected fraud from SSA, State DDS, law enforcement, or the public. The CDI unit investigates statements and activities of claimants, medical providers, and other third parties, and obtains evidence to resolve questions of potential fraud.

What is the 5 year rule for Social Security disability? ›

The Social Security five-year rule is the time period in which you can file for an expedited reinstatement after your Social Security disability benefits have been terminated completely due to work.

What happens if you get caught lying to Social Security? ›

CRIMINAL PENALTY FOR FALSE STATEMENTS

shall be fined not more than $25,000 or imprisoned for not more than five years, or both.

Do people know when they are under investigation? ›

One of the strongest signs you are being investigated is that law enforcement officials contact you. They could call or text you or leave their card at your door with a request to contact them. They may also go to your home and ask you to go to the police station for questioning or visit you at your job.

How long does a Social Security investigation take? ›

Generally, it takes about three to five months to get a decision. However, the exact time depends on how long it takes to get your medical records and any other evidence needed to make a decision.

Does disability contact your doctor? ›

We send your application to a state agency that makes disability decisions. The state has medical and vocational experts who will contact your doctors and other places where you received treatment to get your medical records.

How people with disability are viewed? ›

It is not uncommon to see persons with disabilities treated as objects of pity, charity or medical treatment that have to overcome a tragic and disabling condition or conversely, presented as superheroes who have accomplished great feats, so as to inspire the non-disabled.

How often does SSI monitor your bank account? ›

While the number of times SSI checks your bank account is not standardized, it may be anywhere from a single year to six years. The SSI can also check when you go through life-altering experiences. Checking the money in the bank account is also vital to the SSI redetermination process.

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