Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (2024)

If you’ve caught yourself researching Disney cruises lately, we don’t blame you — with waterslides galore and a reputation for luxury, Disney cruises can be a lot of fun. But they can also be pricey, and those costs can add up if you’re sailing with multiple people.

If you’ve been asking, “How much is a Disney cruise?,” we have the answer for you. Let’s look at the options for cruises, how much they cost and ways you can make them more affordable.

Where does Disney sail?

No matter where you’re looking to go, Disney likely has a cruise for you. Sure, you won’t find ships heading to Antarctica, but there are still plenty of destinations from which to choose, including:

Disney cruise destinations

Many of these destinations are oriented toward North American travelers, but you’ll find options scattered all over the world.

Disney's fleet of cruise ships

Despite its wide variety of destinations, Disney operates only six ships. Its newest ship, the Disney Treasure, is set to launch in December 2024.

Along with the Disney Treasure, you can opt to sail with:

  • Disney Dream.

  • Disney Fantasy.

  • Disney Magic.

  • Disney Wonder.

  • Disney Wish.

» Learn more: The best Disney credit card might surprise you

Disney cruise costs

So, how much should you save to cover Disney cruise costs? The short answer: It depends.

No, that’s probably not what you want to hear, but it’s the truth. The price of a Disney cruise is going to be influenced by a variety of factors, including:

  • Where you’re going.

  • The trip’s duration.

  • Which Disney ship you’re on.

  • How many people you’re traveling with.

  • The type of stateroom you book.

  • Any add-ons or specialty bookings you choose.

If you’re looking for an all-out experience, it’s pretty easy to rack up a big bill. Disney cruises are well known as an expensive option, but tacking on high-end touches such as a concierge room and spa visits will really drive up the price.

Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (1)

The cheapest cruises you’ll find tend to sail from San Diego, and they’re the shortest trips as well. We searched for sailings across the calendar and found the cheapest rates rang in at $1,326 for two guests in an inside room on a three-night trip from San Diego.

Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (2)

In contrast, the most expensive cruise we found was a 10-night option that travels through Iceland, Norway, France and Denmark. The price tag came in at $6,489 for two guests in an inside cabin and rose to $28,089 for a concierge-level room.

» Learn more: How I did a 5-day, $4,000 Disney trip for just $1,600

How to save money on a Disney cruise

There’s no denying that Disney cruises can be expensive. However, there are ways you can save money on your booking.

Find discounted sailings

Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (3)

This first option seems obvious, but you’ll want to specifically search for discounted sailings. Although Disney doesn’t always offer sales, if they are available, you'll find them on the Disney cruise line page — just click “Show special offer filters” when searching.

Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (4)

The special offers filter will let you know what types of discounts are available, like the example above promoting up to 35% off on select sailings.

Skip the add-ons

The base fare for these trips includes almost everything, so if you’re looking to drop the cost of a Disney cruise, consider avoiding add-ons. This means skipping out on things like wine tastings and specialty drinks as well as forgoing dinner at Palo, the adults-only Italian restaurant that comes with additional costs.

Instead, enjoy the plethora of complimentary activities, such as pools, movies, shows, karaoke, dancing and more. And when it comes to food and beverage, simply sip the included soda and coffee, eat the (already amazing) free food and don’t forget to order a Mickey ice cream bar with your complimentary room service.

Disney is notable in that it also allows you to bring your own alcohol on board. Each guest older than 21 can bring up to two bottles of wine or six cans of beer when they first board and at every port of call. Considering that alcohol on the ship can be pretty expensive, this is a good way to save money.

Use a promotion

Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (5)

Do you live in Florida or Southern California? Or perhaps you’re a member of the U.S. military? If any of these apply to you, you may have special access to discounted Disney cruise prices.

Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (6)

You’ll be able to find these deals via that special offers filter shown above. For example, that three-night San Diego sailing mentioned above dropped from $1,326 to $1,164 once we selected the U.S. military filter.

Redeem points

Last, but certainly not least, is the option to redeem your points for a Disney cruise. While there’s no good way to transfer points directly, there are still ways you can use points toward your booking.

The most convenient way is by using a credit card that’ll wipe away your travel costs. Plenty of cards have this feature, but two fairly decent ones are the Bank of America® Premium Rewards® credit card and the Capital One Venture Rewards Credit Card. Both cards will allow you to redeem your points toward purchases at a rate of 1 cent per point.

Even better, these redemptions can be stacked with other discounts, allowing you to drop your costs even more. For example, a member of the U.S. military can redeem 116,400 Capital One Miles to pay for their entire cruise, an excellent double dip that saves money and miles.

» Learn more: 7 tips for getting the best deal on your next cruise

Disney cruise costs, recapped

The cost of a Disney cruise can vary dramatically based on your needs and sailing preferences. However, you should expect to spend at least $1,000 on a cruise for two passengers. The price goes up from there depending on your cabin selection, trip duration and destination choices, among other options.

If you’re looking to save money on a Disney cruise, consider waiting for a sale, checking relevant discounts or redeeming points to help keep your out-of-pocket costs low. And if you like to enjoy an alcoholic beverage every once in a while, we recommend bringing your preferred drink with you on board.

(Top photo courtesy of Disney Cruise Line)

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:

  • Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

  • No annual fee: Bank of America® Travel Rewards credit card

  • Flat-rate travel rewards: Capital One Venture Rewards Credit Card

  • Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

  • Luxury perks: The Platinum Card® from American Express

  • Business travelers: Ink Business Preferred® Credit Card

Disney Cruise Prices 2024: What to Save Before You Sail - NerdWallet (2024)
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