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GM Financial Right Notes® are more than just an investment for you - they are an investment in us. As our demand note program, Right Notes offers a convenient way to personally invest while supporting our customers and dealers.
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Current Rate
Now is the best time to invest in GM Financial Right Notes. All investments earn 4.75%. Compare our rate to what you're currently earning and maximize your investment.
4.75%
Investing in Right Notes involves certain risks.
Review the prospectus for further details on how interest rates are set.
Features & Benefits
Right Notes are a flexible investment opportunity that allows you to put aside money while still having access to your funds whenever you need them.
Higher rates than most savings accounts
$500 minimum initial investment
24/7 access to your money with no additional fees
Daily interest automatically reinvested monthly
Convenient online enrollment & investment management
Additional investments ($50 minimum) are accepted at anytime — including direct from payroll or pension
How to Invest
Whether you’re saving or investing, GM Financial Right Notes are a convenient solution. Right Notes are unsecured demand notes from GM Financial offered in the U.S. by prospectus only. You can add to your Right Notes investment in a variety of ways, including payroll, pension and Social Security direct investments. You can also set up recurring automatic payments from your bank account. See how easy it is to invest.
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Confirm eligibility
Right Notes are available to individuals and entities with a U.S. address and a SSN or Federal Tax ID number, including:
- GM and GM Financial U.S. employees and retirees
- U.S. employees of GM dealerships
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Understand your investment
Read the prospectus. The prospectus is the legal document we filed with the Securities and Exchange Commission (SEC) that provides details about GM Financial’s demand note program. This, along with the Right Notes Plan, may help you make a more informed decision.
Download Prospectus Download Right Notes Plan -
Complete the investment form
Visit our convenient and secure enrollment website to electronically fund your initial investment from your U.S. bank account. (Cash cannot be accepted.)
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Invest and start earning
You will earn daily interest on your principal investment. Your interest will be automatically reinvested to your Right Notes at the end of each month.
Get Started
Online Access
Your Right Notes profile and transaction history is available to you anytime, anywhere. Managing your Right Notes investment online is the easiest and most convenient way to track progress, check your balance, and more.
- Check current rate
- Review investment balance and transaction history
- Initiate investment transactions
- Update profile information
- Request redemption with no fees
- Set up Right Notes activity alerts
FAQs
What are demand notes?
Am I eligible to invest in the Right Notes?
Where can I learn more about GM Financial?
Is a Right Notes investment FDIC insured?
How do I contact the Right Notes Service Center?
Information & Forms
Enrollment
Prospectus
Right Notes Plan
Privacy Notice
Change Request
Profile updates, additional investments and redemption options
Creating Right Notes for a trust and trustee updates
Corporate Resolution
Identify individuals who can transact on corporate, trust or partnership Notes
Contact Info
GM Financial Right Notes Customer Service
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RightNotes.com are unsecured debt obligations of General Motors Financial Company, Inc. and are not guaranteed by General Motors Company. Right Notes do not constitute a savings, deposit or other bank account and are not insured by or subject to the protection of the Federal Deposit Insurance Corporation. Right Notes are not a money market fund, which are typically diversified funds consisting of short-term debt securities of many issuers, and therefore do not meet the diversification and investment quality standards set forth for money market funds by the Investment Company Act of 1940.
General Motors Financial Company, Inc. ("GM Financial") has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents GM Financial has filed with the SEC for more complete information about GM Financial and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov or by downloading them from the GM Financial Right Notes Web site at RightNotes.com. Alternatively, GM Financial will arrange to send you the prospectus if you request it by calling toll-free 1-844-556-1485
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