Listed below are the BPI Debit Card limits which include the maximum purchase amount for in-store and online transactions, as well as the withdrawal limits for ATMs.
Withdrawal Limits
Type of Debit Card | Default Daily Withdrawal Amount | Maximum Number of Daily Withdrawals |
BPI Debit Mastercard* | Php 20,000 | 6 |
BPI Debit EMV Cirrus Gold | Php 50,000 | 6 |
BPI Debit EMV Cirrus Red | Php 20,000 | 6 |
Note: The limits above are given to the card by default. Withdrawal limits of BPI Debit Mastercard can be adjusted via BPI Card Control in BPI Online and mobile app.
Point-of-Sale Terminal Purchase Limits
Type of Debit Card | Default Daily Purchase Amount | Maximum Number of Daily Purchases |
BPI Debit Mastercard* | Php 100,000 | Unlimited |
BPI Debit EMV Cirrus Gold | Php 250,000 | Unlimited |
BPI Debit EMV Cirrus Red | Php 100,000 | Unlimited |
Note: The limits above are given to the card by default. Purchase limits of BPI Debit Mastercard can be adjusted via BPI Card Control in BPI Online and mobile app.
E-Commerce Purchase Limit**
| Type of Debit Card | Maximum Purchase Amount per Day | Maximum Number of Daily Purchases |
| BPI Debit Mastercard* | Php 20,000 | Unlimited |
Contactless Purchase Limit
| Type of Debit Card | Maximum Purchase Amount per transaction | Maximum Number of Daily Purchases |
| BPI Debit Mastercard | Php 5,000 | Unlimited |
*Your card limits will not increase, regardless of the number of accounts linked to your BPI Debit Mastercard, as an added layer of security.
**E-Commerce spend limit is a subset of the Point-of-Sale (POS) Terminal Spend Limit. For example, if the client uses their card for an online purchase worth Php 10,000, the remaining E-Commerce limit will now be Php 10,000 and remaining POS limit is Php 90,000.
The card limits are inclusive of any transaction fee that you may incur, when applicable. Here's the complete list of debit card fees.
