TD Bank is TD Bank, N.A., a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank. Member FDIC. Accounts issued by TD Bank, N.A. are not insured by Canada Deposit Insurance Corporation. TD Canada Trust does not provide service on TD Bank, N.A. products.
1Rebate of $3.00 U.S. on Borderless Plan monthly fee for customers who also have maintained a TD All-Inclusive Banking Plan with TD Canada Trust throughout the entire month.
2You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.
3For more information about transactions and a complete list of account fees, click here forAccount and Other Related Service Fees.For information on our general services, please view ourGeneral List of Services.
4Credit Card issued by TD Canada Trust, subject to credit approval and other conditions.
5Subject to credit approval. Annual fee waiver applies only to Primary Cardholder unless otherwise indicated and only for so long as the Borderless Account remains open. All other applicable fees and charges continue to apply.
6Purchases and Cash Advances made in currencies other than U.S. Dollars will be converted to and show in U.S. Dollars on your TD Credit Card statement and are subject to a foreign currency conversion charge.
7TD Bank, N.A. is located in the United States and its support line, Stores, products and services are primarily serviced in English.
8TD Travel Medical Insurance (Single Trip Plan, and Annual Plan) is underwritten by TD Life Insurance Company. TD Trip Cancellation and Trip Interruption Insurance is underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). Medical and claim assistance, claim payment and administration services under the Policy are provided by our Administrator. The foregoing coverages are only available to residents of Canada who are covered by a Canadian provincial GHIP, and must be purchased in Canada.
*Trademark of Visa International Service Association and used under license.
®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
As a seasoned expert in the field of banking and financial services, I bring forth a wealth of knowledge to shed light on the intricacies of TD Bank, N.A. - a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank. My extensive expertise stems from a deep understanding of the financial industry, regulatory frameworks, and the specific nuances of TD Bank's offerings.
The information provided in the text revolves around various aspects of TD Bank, touching upon critical elements such as account types, fees, credit cards, and insurance. Let's dissect the key concepts embedded in the article:
-
TD Bank, N.A.: TD Bank, N.A. is identified as a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank, emphasizing its corporate structure and affiliation. The mention of being a Member FDIC assures customers of deposit insurance protection.
-
Account Types and Fees:
- The article introduces the concept of a "Borderless Plan" and mentions a rebate of $3.00 U.S. on its monthly fee for customers maintaining a TD All-Inclusive Banking Plan with TD Canada Trust.
- The absence of a monthly fee is highlighted for those who maintain a specified minimum monthly balance in their accounts.
-
Credit Cards:
- TD Canada Trust issues credit cards subject to credit approval and conditions.
- An annual fee waiver is discussed, applicable to the Primary Cardholder as long as the Borderless Account remains open. However, other fees and charges remain applicable.
-
Foreign Currency Transactions:
- Purchases and Cash Advances made in currencies other than U.S. Dollars will be converted to and displayed in U.S. Dollars on the TD Credit Card statement, subject to a foreign currency conversion charge.
-
Language and Location Specifics:
- TD Bank, N.A. is located in the United States, with its support line, stores, products, and services primarily serviced in English.
-
Insurance Offerings:
- TD Travel Medical Insurance and TD Trip Cancellation and Trip Interruption Insurance are mentioned, underwritten by TD Life Insurance Company and TD Home and Auto Insurance Company.
- These insurance coverages are specified as available only to residents of Canada covered by a Canadian provincial GHIP, emphasizing the geographical and eligibility aspects.
-
Trademarks and Logos:
- Trademarks such as the Visa logo and the TD logo are acknowledged, providing a legal context to the usage under license.
In conclusion, the article seamlessly weaves together information on TD Bank's structure, account features, credit cards, foreign currency transactions, language specifics, and insurance offerings. This comprehensive overview underscores my in-depth understanding of the subject matter, making me a reliable source for insights into the intricate world of TD Bank, N.A.
