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Harley-Davidson Credit ApplicationFAQs New or used, from the dealership or another rider—if you need help getting a motorcycle loan, we’ve got you covered. Enter your info and get your decision in minutes. * First * Last name required * Please enter a valid five digit US ZIP code. Next Enter your application ID to: Please enter the application id. Forgot your Application ID? Please enter the last four digits of your SSN. Please enter a valid birth date. GO Please enter your email address. Email Sent! Please refer to the email to retrieve your Application ID. We were unable to locate your application. Please contact HDFS for assistance. GO Forgot your Application ID? Browse the full new H-D™ motorcycle lineup on H-D.com. Shop pre-owned and H-D Certified™ inventory on the H-D1™ Marketplace. Check out our current finance offers and special purchase programs. Shop and finance a LiveWire™ electric motorcycle online at LiveWire.com. Read up on protection products and cycle insurance to prepare for your dealership visit. Visit MyHDFS.com to view statements, make payments, update account information, and more. FAQSFrequently Asked Questions It stands to reason that the better a product is made the longer it will last, which makes getting a high-quality, low mileage Harley-Davidson motorcycle at a great price a very savvy move. Not every pre-owned motorcycle receives the H-D Certified program distinction. In order to meet our rigorous certification standards, specially trained technicians at each Harley-Davidson dealership put every eligible unit through an exhaustive series of checks, helping to ensure reliability, quality and customer confidence. Eligible units must be no older than 5 model years, have less than 25,000 miles on the odometer and pass a comprehensive 110-point inspection. All H-D Certified motorcycles come with a 12-month/unlimited mileage powertrain warranty and 12-month H.O.G membership with Roadside Assistance. Only the best pre-owned Harley-Davidson units qualify to become H-D Certified motorcycles, and they're all exclusively at your Harley-Davidson dealer. No, you may skip this step to obtain an initial credit decision and finalize your selections at the dealership. However, please note that the amount of money you wish to borrow plays an important role in your credit decision. If you skip the step you will be assigned the system default model for the purposes of rendering a credit decision. It is always advisable to select a model in the same general price range as the amount you are hoping to borrow for the most accurate automated credit decision. You can purchase and finance a LiveWire® by visiting LiveWire.com. When you apply for financing at LiveWire.com, your loan will be provided by Eaglemark Savings Bank, a subsidiary of Harley-Davidson Financial Services (HDFS). Many factors are used to determine creditworthiness. It is always advisable to follow-up with the dealership if you don’t receive an approval through the online system. Your credit situation is unique and a dealer can help determine what options you may have in order to help get you on the road. You may obtain a copy of your credit report by contacting the credit reporting agency listed on your Credit Score Disclosure Notice, which is provided via link on your online credit decision. There are many factors that go into the decision along with your current credit situation. We will not know if you would qualify for financing until your application has been reviewed. Yes, you may apply for joint credit using the Online Application. If approved, both applicants will be required to sign the loan documents. * Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services Contact Harley-Davidson Financial Services Tel: 800-700-2219 Hours of Operation: Monday to Friday 9a-5p CST Please see our FAQs for immediate assistance. * First name is required * Last name is required * Phone number invalid * Email required * Customer question required Send Contact Harley-Davidson Financial Services Tel: 800-700-2219 Hours of Operation: Monday to Friday 9a-5p CST Hello OK Invalid date Invalid time Please select a contact method * Phone number invalid * Email required Schedule an Appointment Your appointment request was successful. You will receive an email confirmation shortly. Harley-Davidson Credit ApplicationFAQs Step 1Application Info2Bike Selection3Personal Info5Decision Tell Us About Yourself FAQSFrequently Asked Questions In the Mailing Address section of the Application, enter the PO Box and the number in the Street field. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database. Please see our Privacy Policy for information. Apply For Credit First name is required Last name is required Street required ? City required State required Invalid ZIP Code Invalid Years Invalid Months You must enter a valid email address.Email addresses don't match.Email required. You must enter a valid email address.Confirm email required.Email addresses don't match. Phone number invalid ? Street required ? City required Invalid ZIP Code Joint ApplicationRemove Joint Applicant ? Joint Applicant First name is required Last name is required Street required ? City required Invalid joint applicant ZIP code Street required ? City required Invalid joint applicant ZIP code Invalid Years Invalid Months You must enter a valid email address.Email addresses don't match.Email required. You must enter a valid email address.Confirm email required.Email addresses don't match. Phone number invalid Street required ? City required Invalid ZIP Code We intend to apply for joint credit by clicking next Next FAQSFrequently Asked Questions In the Mailing Address section of the Application, enter the PO Box and the number in the Street field. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database. Please see our Privacy Policy for information. Harley-Davidson Credit ApplicationFAQs Step Ready to Ride? FAQSFrequently Asked Questions No, we will use a default bike in the Online Application to render an initial credit decision. You can choose a different bike at the dealership to finalize the loan transaction. Your Harley-Davidson®dealer can help you make modifications to your application, including bike selection. If you don't see your bike, skip the bike selection step and complete the application. Your Harley-Davidson® dealer will assist you with the purchase of a bike not listed. Bike Selection Please select a bike.Please select a different bike or remove your currently selected bike. NEW USED Not sure what bike you want? No problem, you may skip to the next step. Not sure what bike you want? No problem, you may skip to the next step. Previous Skip Next Next Skip Previous FAQSFrequently Asked Questions No, we will use a default bike in the Online Application to render an initial credit decision. You can choose a different bike at the dealership to finalize the loan transaction. Your Harley-Davidson®dealer can help you make modifications to your application, including bike selection. If you don't see your bike, skip the bike selection step and complete the application. Your Harley-Davidson® dealer will assist you with the purchase of a bike not listed. Harley-Davidson Credit ApplicationFAQs Step You’re Almost Done FAQSFrequently Asked Questions At HDFS, we take personal information seriously. All information that you enter for this credit application is sent over secured and encrypted channels, utilizing the strongest encryption currently available (TLS 1.2). Only the sender and HDFS has access to the information. If you still do not feel comfortable entering your personal information, you can always apply in-person at your local Harley-Davidson® dealership. HDFS does not accept applications over the phone. Income is a required field on the application. If you are in this situation you can apply with a joint applicant to meet the minimum requirements. You should only use your gross individual income for application purposes. Personal Information Annual income required ? Social security number required ? Date of birth required Employment Status Employee title required Employer name required You must enter a valid phone number. Invalid Years Invalid Months Employee title required Joint Applicant Annual income required ? Social security number required ? Date of birth required Employment Status Employee title required Employer name required You must enter a valid phone number. Invalid Years Invalid Months Employee title required Previous Next FAQSFrequently Asked Questions At HDFS, we take personal information seriously. All information that you enter for this credit application is sent over secured and encrypted channels, utilizing the strongest encryption currently available (TLS 1.2). Only the sender and HDFS has access to the information. If you still do not feel comfortable entering your personal information, you can always apply in-person at your local Harley-Davidson® dealership. HDFS does not accept applications over the phone. Income is a required field on the application. If you are in this situation you can apply with a joint applicant to meet the minimum requirements. You should only use your gross individual income for application purposes. Harley-Davidson Credit ApplicationFAQs Step Review, Submit & Ride Please Note: The dealership shown above is your default dealer selection based on your ZIP code. You are requesting us to send your application and credit decision to this dealership. If you would prefer to work with a different dealership, please select the Edit link. FAQSFrequently Asked Questions What is the H-D Certified™ program? It stands to reason that the better a product is made the longer it will last, which makes getting a high-quality, low mileage Harley-Davidson motorcycle at a great price a very savvy move. Not every pre-owned motorcycle receives the H-D Certified™ program distinction. In order to meet our rigorous certification standards, specially trained technicians at each Harley-Davidson dealership put every eligible unit through an exhaustive series of checks, helping to ensure reliability, quality and customer confidence. Eligible units must be no older than 10 model years, have less than 25,000 miles on the odometer and pass a comprehensive 110-point inspection. All H-D Certified™ motorcycles come with a 12-month/unlimited mileage powertrain warranty and 12-month H.O.G membership with Roadside Assistance. Only the best pre-owned Harley-Davidson units qualify to become H-D Certified™ motorcycles, and they're all exclusively at your Harley-Davidson dealer. Applicant InformationEdit Email: Phone: Time at Residence: MonthMonthsTime at Residence: YearYears, MonthMonthsTime at Residence: YearYears Personal InformationEdit Annual Income: SSN: DOB: Employment Status: Employer: Employer Phone Number: Time at Employer: MonthMonths Time at Employer: YearYear, MonthMonths Time at Employer: YearYears Joint Applicant InformationEdit Email: Phone: Time at Residence: MonthMonthsTime at Residence: YearYears, MonthMonthsTime at Residence: YearYears Personal InformationEdit Annual Income: SSN: DOB: Employment Status: Employer: Employer Phone Number: Time at Employer: MonthMonths Time at Employer: YearYear, MonthMonths Time at Employer: YearYears Submit Application FAQSFrequently Asked Questions What is the H-D Certified™ program? It stands to reason that the better a product is made the longer it will last, which makes getting a high-quality, low mileage Harley-Davidson motorcycle at a great price a very savvy move. Not every pre-owned motorcycle receives the H-D Certified™ program distinction. In order to meet our rigorous certification standards, specially trained technicians at each Harley-Davidson dealership put every eligible unit through an exhaustive series of checks, helping to ensure reliability, quality and customer confidence. Eligible units must be no older than 10 model years, have less than 25,000 miles on the odometer and pass a comprehensive 110-point inspection. All H-D Certified™ motorcycles come with a 12-month/unlimited mileage powertrain warranty and 12-month H.O.G membership with Roadside Assistance. Only the best pre-owned Harley-Davidson units qualify to become H-D Certified™ motorcycles, and they're all exclusively at your Harley-Davidson dealer. Harley-Davidson Credit ApplicationFAQs Step Thank you for choosing Harley-Davidson Financial Services†. We're excited to finance the bike of your dreams. All you have to do is visit your dealer. Thank you for submitting your application with Harley-Davidson Financial Services†. Based on the information you provided, we were unable to approve your application at this time. However, your dealer may be able to assist you. Give them a call! Thank you for submitting your application with Harley-Davidson Financial Services*. It looks like we need a little more information to process your application. Don't worry, the next steps are easy. If someone doesn't reach out to you within 24 hours, just call or visit the Harley-Davidson® dealer on your application. They will go over the additional details with you, get you a credit decision, and try to get you on the road! We need a bit more information to finish up. We need a bit more information to finish up. * * We used this bike to render an initial credit decision; please work with your dealership to finalize your bike choice. You are approved for up to: * This approval expires on Application ID: Next Steps: 1.Visit or call your dealer to discuss specific rates, term†, down payment (if applicable), make any updates to your application (e.g. change the bike). 2.In order to complete your loan transaction you will need to provide a valid ID and proof of insurance. Any additional conditions will be listed below. {stipulations NoStipulationsText="No additional conditions apply"} 3.Finalize the transaction with the dealership, take delivery, and get on the road. Schedule an Appointment † Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services Schedule an Appointment † Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services. Next Steps 1. Check with your H-D® dealership to see what additional information may be required to render a credit decision. They may request proof of income, proof of residence, or similar documents to help process your application. 2. Meet with your selected dealer to discuss your options. * Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services. Next Steps 1. Meet with your Harley-Davidson® dealer to discuss your options. This may include: Updates to your application that may be needed, specific rates, terms*, down payment (if applicable), and any other conditions that may be required. 2. You will need to provide a valid ID and proof of insurance to finalize any loan transaction. 3. Once approved, finalize the transaction with the dealership, take delivery, and get on the road. * Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services. Next Steps 1. Please provide current proof of all income for the applicants shown above. Use the Upload Documents feature on this page to save time at the dealership or provide a copy to your dealer. 2. Meet with your Harley-Davidson® dealer to discuss your options. This may include: Updates to your application that may be needed, specific rates, terms*, down payment (if applicable), and any other conditions that may be required. 3. You will need to provide a valid ID and proof of insurance to finalize any loan transaction. 4. Once approved, finalize the transaction with the dealership, take delivery, and get on the road. Schedule an Appointment * Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services. Next Steps 1.Sign in with your Application ID to get your updated credit decision and view your credit score. Check often! Decisions can be rendered in as little as 15 minutes to one hour, during normal business hours. 2. If you do not see an updated credit decision in an hour (during normal business hours), and if you have not already heard from us, please contact the dealer listed on your application for next steps. * Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services. View Your Credit ScorePrint this pageSave this page H-D™ Visa Signature® Card The Ultimate Rider Reward Card. Fuel Your Passion with a Low Intro APR. Motorcycle Insurance Enjoy your ride even more with an affordable policy that protects you and your bike. H-D™ Protection Plans Read up on our Protection Plans so you know exactly what you need before you pick up your bike. Learn More > There was a problem submitting your application. Please try again. We were unable to submit your application. You will be redirected to the homepage to start over. Continue> Upload one or more files. FAQSFrequently Asked Questions Documentation must prove an applicant's current income and must support the income submitted. The following documents are considered acceptable: *For bank statements where there is a joint account holder, we must be able to identify the recipient of the direct deposit on that line item. You can upload a jpg, docx, pdf, or png file. File size cannot exceed 25Mb. Many factors are used to determine creditworthiness. It is always advisable to follow-up with the dealership if you don't receive an approval through the online system. Your credit situation is unique and a dealer can help determine what options you may have in order to help get you on the road. You may obtain a copy of your credit report by contacting the credit reporting agency listed on your Credit Score Disclosure Notice, which is provided via link on your online credit decision. You have successfully submitted your documents. Duplicate Application Submissionx Our records show that you have submitted an online application for credit with this dealer in the last 30 days. Applications can only be submitted once per dealer per 30 days, unless you add a joint applicant. Please contact your dealer for further assistance. Application submitted on: with Our records show that you have submitted a joint online application for credit with this dealer in the last 30 days. Applications can only be submitted once per dealer per 30 days, unless you apply without a joint applicant or with a different joint applicant. Please contact your dealer for further assistance. Application submitted on: with OKApply For Credit
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The open road calls. But first, we need your key contact information. If you are applying with another person, they can add their joint information here.
The open road calls. But first, we need your key contact information. If you are applying with another person, they can add their joint information here.
What if my mailing address is a PO Box?
Is it safe and secure to apply online?
What do you do with my contact information? Is it shared with anyone besides HDFS?
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What if my mailing address is a PO Box?
Is it safe and secure to apply online?
What do you do with my contact information? Is it shared with anyone besides HDFS?
Use the drop-down menu to select the Harley-Davidson® motorcycle you've been dreaming about. Can't decide? We get it. Just skip to the next step, you'll still get a credit decision.
Do I need to know what motorcycle I want to buy before I apply for credit?
What if I want to change the bike I selected when I get to the dealership?
What if I'm trying to purchase a Harley-Davidson bike that's not in the drop-down menu?
Do I need to know what motorcycle I want to buy before I apply for credit?
What if I want to change the bike I selected when I get to the dealership?
What if I'm trying to purchase a Harley-Davidson bike that's not in the drop-down menu?
We just need to know a few more things. Keep in mind, any personal information you enter is sent over secured and encrypted channels.
How secure is my personal information?
I don’t have any income or I am unemployed. What do I do?
Should I include my total annual household income or only individual income?
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How secure is my personal information?
I don’t have any income or I am unemployed. What do I do?
Should I include my total annual household income or only individual income?
H-D Certified™noneEdit
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H-D Certified™noneEdit
Thank you for choosing Harley-Davidson Financial Services*. We just need a few additional pieces of information before we can finalize your application.
Thank you for choosing Harley-Davidson Financial Services*. We just need a few additional pieces of information before we can finalize your application.
H-D Certified™
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