Steps to Contribute Online via eNPS Website:
- Visit eNPS website (https://enps.nsdl.com)
- Click on 'Contribution' Tab
(If you are contributing through NPS account Log-in, select ‘Contribute Online’ under ‘Transact Online’ Tab, you will be redirected to eNPS portal.) - You will be required to enter Permanent Retirement Account Number (PRAN), and Date of Birth
- Select the option (SMS / email) on which you wish to receive OTP in order to Verify PRAN
- Add and enter captcha as displayed and click on ‘Verify PRAN’. An OTP will be sent to the registered mobile number / email address (whichever is selected)
- Once the OTP is entered and PRAN is verified, select the account to which contribution will be made (Tier I or Tier II) and mention the contribution amount
- After entering the contribution details, system will calculate the total amount payable after adding applicable charges*
- Select the payment gateway option, read and accept the declarations and click on ‘Make Payment’
You will be redirected to the payment gateway site. From thereon you can contribute through net banking / debit card / credit card
Payments via UPI:
Unified Payments Interface (UPI) is an instant real-time payment system works by instantly transferring funds from a mobile platform. With a UPI-enabled bank account, you can simply create a UPI ID which can be used to send/ transfer money.
Steps for Activating UPI:
- Download the UPI application from the App Store/Banks website
- Register UPI ID (VPA) of your choice e.g., abc@upi
- Set MPIN for authentication of transaction
- Link the bank and account number with the VPA
Contribution in NPS using UPI:
- User has to select UPI as mode of payment option. Payment through your UPI is only upto Rs.2000/-(Including Charges).
- Provide the Virtual Payment Address (VPA)
- Payment notification will be received on UPI application
- User has to login to UPI application and confirm the transaction within the defined time limit
- User needs to enter the MPIN to authenticate the transaction
