Contractors Insurance Ontario | W.B. White (2024)

Regardless of the industry you operate in as a contractor, you need to consider insurance options in order to safeguard the business you have spent a lot of time and effort building up.

Contractor liability insurance in Ontario is all about protecting yourself, your workers and your tools of the trade both on the job site and at your facility. Coverage options can be tweaked in order to find something that perfectly fits the sector you operate in, so you will be adequately covered. In order to get the process started, give us a call and we will get you the contractor’s insurance quotes you need to make an informed decision.

As for the types of contractors we can help. The following provides an example:

• Renovators
• Carpenters
• Chimney cleaners
• Satellite dish installers
• Electricians
• Drywallers
• Floor installers
• Interior decorators
• Painters
• Plumbers
• Landscapers
• Roofers
• Window cleaners

This does not mean that the aforementioned contractor types are all we cover. If you do not see your line of work listed, contact us and we will let you know if the insurers we work at cover the specific field you operate in.

Since there are so many different things to consider, it’s essential that you to talk to an experienced broker like W.B. White Insurance. We can find you the contractor liability insurance you require to mitigate all of the risks that could potentially jeopardize your entire operation. As a contractor in Ontario, you have plenty of things on the go, and you do not want to risk your business prospects by being unprepared to deal with any problems that crop up. Contractor liability insurance as well as professional liability insurance will give you the protection that you need.

Benefits of Contractor Insurance

One of the reasons why contractor liability insurance is so critical is that it will provide you with recourse if there is a dispute with a customer. Whether something happens that makes it hard to achieve the agreed upon deliverable or one of your workers does something to upset a client, you could find yourself on the receiving end of a civil lawsuit. Contractor insurance will help to cover associated court and settlement costs.

Another benefit of contractor insurance is the completed operations coverage. If you complete a project and, down the road, a problem arises that results in the injury of the customer, you can be protected by your policy coverage. As well, you can cover property, business interruptions and equipment failure to protect your investment and give yourself peace of mind. So contact us today for contractors insurance quotes that will give you the coverage you want in Ontario.

In terms of how much you will pay for contractor insurance, the answer is that it will depend. Factors that will determine the amount you will have to pay include where you operate, the sector, the size of your business and the liability limit.

You work too hard to take on undue risks. Give us a call today to figure out what sort of coverage you need, and we will get you competitive contractors insurance quotes.

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