Contents insurance calculator (2024)

If you've ever been burgled or flood damaged, you'll know how important home insurance is. We all have valuables and expensive items at home we want to protect, from gadgets and jewellery to furniture and food.

It's important to understand what level of contents insurance is best. If you don't have enough, your policy won't pay to replace all your stuff after major flood, fire or burglary. But if you overdo it, you might overpay. Using our free home content value calculator,you can estimate the cover you're likely to need, based on what you own.

Easily figure out the value of your home contents

It can be a bit tricky to calculate an accurate value for everything in your home, especially considering all the domestic appliances, furniture, furnishings, personal belongings, and precious valuables.Thankfully our convenient contents insurance calculator helps you estimate how much cover you need.

Calculate the value of your contents

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Contents insurance calculator

It’s easy to underestimate the value of all your household goods. Try our Calculator and see just how much contents cover you may need. Tick the boxes next to rooms in your home.

Good to know:

Estimate the value of your items if you had to buy them new, rather than the prices you paid. Our home insurance provides new-for-old cover for your contents.

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Your total contents estimate

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Now you have an idea of what your contents are worth, why not try a quote with Aviva

The information provided by the Contents Insurance Calculator is for guidance only. The estimated value of the contents within your home is based solely on the information you have entered into the Contents Insurance Calculator. The item prompts within the calculator are provided for illustrative purposes only and may not include all the items found within your home. It is your responsibility to provide your insurer with an accurate description and value of the contents within your home.

Find out more about contents insurance

How much does contents insurance cost?

We’ll figure out the price to insure your home contents by using a combination of factors including:

Total value of all your possessions. It costs more to cover things that are more expensive to replace.
Where you live. It's normal for the price to go up in areas with reports of higher crime rates
The excess you’re willing to pay. You'll usually get a cheaper price if you pay more towards a claim.
The type of property you live in. Fires and floods spread more easily in terraced houses and flats.
Your claims history. The insurer might charge more if you've made lots of claims before
The type of security you’ve got at home. A security system that meets your insurer's requirements might get you a lower rate. You should check with them first, though.
Any add-ons you’ve chosen. For example, insuring products you take out of your home will push the price up.