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Lazy Portfolio ETF
Lazy permanent portfolios built with ETFs
Last Update: 29 February 2024
The 10-year Treasury Portfolio obtained a 4.68% compound annual return, with a 6.82% standard deviation, in the last 30 Years.
The Stocks/Bonds 60/40 Portfolio obtained a 8.22% compound annual return, with a 9.62% standard deviation, in the last 30 Years.
Summary
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| 10-year Treasury Portfolio | Stocks/Bonds 60/40 Portfolio | ||
|---|---|---|---|
| Portfolio Risk | Low | High | |
| Asset Allocation | Stocks | 0% | 60% |
| Fixed Income | 100% | 40% | |
| Commodities | 0% | 0% | |
| 30 Years Stats | Return | +4.68% | +8.22% |
| Std Dev | 6.82% | 9.62% | |
| Max Drawdown | -23.18% | -30.55% | |
| All time Stats (Since Jan 1871) | Return | +4.52% | +7.68% |
| Std Dev | 5.45% | 10.21% | |
| Max Drawdown | -23.18% | -62.03% | |
| Last Update: 29 February 2024 | |||
Historical Returns as of Feb 29, 2024
Comparison period starts from January 1871
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| 1M | 6M | 1Y | 5Y | 10Y | 30Y | MAX | |
|---|---|---|---|---|---|---|---|
| 10-year Treasury Portfolio | -2.08 | +0.99 | +1.36 | -0.24 | +1.03 | +4.68 | +4.52 |
| Stocks/Bonds 60/40 Portfolio | +2.65 | +9.22 | +18.40 | +8.67 | +7.85 | +8.22 | +7.68 |
| Return over 1 year are annualized. |
Capital Growth as of Feb 29, 2024
10-year Treasury Portfolio: an investment of 1$, since March 1994, now would be worth 3.95$, with a total return of 294.92% (4.68% annualized).
Stocks/Bonds 60/40 Portfolio: an investment of 1$, since March 1994, now would be worth 10.68$, with a total return of 968.39% (8.22% annualized).
10-year Treasury Portfolio: an investment of 1$, since January 1871, now would be worth 875.51$, with a total return of 87451.23% (4.52% annualized).
Stocks/Bonds 60/40 Portfolio: an investment of 1$, since January 1871, now would be worth 83439.17$, with a total return of 8343817.43% (7.68% annualized).
Drawdowns
Drawdown comparison chart since March 1994.
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10-year Treasury Portfolio | Stocks/Bonds 60/40 Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -30.55% | Nov 2007 | Feb 2009 (16) | Oct 2010 (36) | 13.38 | |||||
| -23.18% | Aug 2020 | Oct 2023 (39) | In progress (43) | 13.50 | |||||
| -21.56% | Sep 2000 | Sep 2002 (25) | Jan 2004 (41) | 11.96 | |||||
| -20.69% | Jan 2022 | Sep 2022 (9) | Feb 2024 (26) | 11.44 | |||||
| -12.29% | Feb 2020 | Mar 2020 (2) | Jul 2020 (6) | 5.29 | |||||
| -10.18% | Jul 1998 | Aug 1998 (2) | Nov 1998 (5) | 4.93 | |||||
| -9.34% | Oct 1998 | Jan 2000 (16) | Aug 2000 (23) | 5.17 | |||||
| -9.00% | May 2011 | Sep 2011 (5) | Jan 2012 (9) | 3.76 | |||||
| -8.38% | Sep 2018 | Dec 2018 (4) | Mar 2019 (7) | 3.89 | |||||
| -7.60% | May 2013 | Dec 2013 (8) | Nov 2014 (19) | 4.38 | |||||
| -7.18% | Aug 2016 | Apr 2018 (21) | May 2019 (34) | 4.82 | |||||
| -6.91% | Mar 1994 | Nov 1994 (9) | Mar 1995 (13) | 4.83 | |||||
| -6.90% | Feb 1996 | May 1996 (4) | Nov 1996 (10) | 4.58 | |||||
| -6.65% | Jan 2009 | Jun 2009 (6) | Jun 2010 (18) | 4.33 | |||||
| -6.60% | Nov 2001 | Mar 2002 (5) | Jul 2002 (9) | 3.77 | |||||
| -5.68% | Jun 2003 | Jul 2003 (2) | Dec 2003 (7) | 2.83 | |||||
| -5.35% | Apr 2000 | May 2000 (2) | Aug 2000 (5) | 2.94 | |||||
| -5.24% | Jun 2015 | Sep 2015 (4) | Apr 2016 (11) | 2.81 | |||||
| -4.85% | Apr 2004 | May 2004 (2) | Oct 2004 (7) | 2.96 | |||||
| -4.67% | Sep 2010 | Mar 2011 (7) | Jul 2011 (11) | 2.74 | |||||
Drawdown comparison chart since January 1871.
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10-year Treasury Portfolio | Stocks/Bonds 60/40 Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -62.03% | Sep 1929 | May 1932 (33) | Jul 1936 (83) | 33.36 | |||||
| -31.73% | Mar 1937 | Mar 1938 (13) | Jan 1943 (71) | 13.31 | |||||
| -30.55% | Nov 2007 | Feb 2009 (16) | Oct 2010 (36) | 13.38 | |||||
| -27.28% | Jan 1973 | Sep 1974 (21) | Jan 1976 (37) | 11.90 | |||||
| -23.18% | Aug 2020 | Oct 2023 (39) | In progress (43) | 13.50 | |||||
| -21.56% | Sep 2000 | Sep 2002 (25) | Jan 2004 (41) | 11.96 | |||||
| -20.69% | Jan 2022 | Sep 2022 (9) | Feb 2024 (26) | 11.44 | |||||
| -19.17% | Sep 1987 | Nov 1987 (3) | Jan 1989 (17) | 9.40 | |||||
| -18.96% | Apr 1876 | Jun 1877 (15) | Jul 1878 (28) | 9.71 | |||||
| -18.76% | Dec 1968 | Jun 1970 (19) | Jan 1971 (26) | 9.23 | |||||
| -17.90% | Oct 1906 | Nov 1907 (14) | Aug 1908 (23) | 9.30 | |||||
| -16.37% | Feb 1893 | Aug 1893 (7) | May 1895 (28) | 8.46 | |||||
| -16.01% | Oct 1902 | Oct 1903 (13) | Oct 1904 (25) | 9.93 | |||||
| -15.76% | Jul 1979 | Feb 1980 (8) | May 1980 (11) | 7.54 | |||||
| -14.57% | Jul 1980 | Sep 1981 (15) | Nov 1981 (17) | 9.19 | |||||
| -13.61% | Dec 1916 | Dec 1917 (13) | Apr 1919 (29) | 6.35 | |||||
| -13.39% | Nov 1919 | Jun 1921 (20) | Feb 1922 (28) | 8.21 | |||||
| -13.30% | Jun 1946 | Nov 1946 (6) | Sep 1949 (40) | 8.06 | |||||
| -13.00% | Oct 1895 | Aug 1896 (11) | Jun 1897 (21) | 5.77 | |||||
| -12.81% | Jul 1881 | Jun 1884 (36) | Oct 1885 (52) | 6.52 | |||||
Yearly Returns
For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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| 10-year Treasury Portfolio | Stocks/Bonds 60/40 Portfolio | |||
|---|---|---|---|---|
| Year | Return | Drawdown | Return | Drawdown |
| 2024 | -2.01% | -2.08% | +3.27% | 0.00% |
| 2023 | +3.64% | -8.81% | +17.79% | -7.47% |
| 2022 | -15.19% | -16.91% | -16.95% | -20.69% |
| 2021 | -3.33% | -5.73% | +14.66% | -3.24% |
| 2020 | +10.01% | -2.02% | +15.70% | -12.29% |
| 2019 | +8.03% | -2.59% | +21.94% | -3.41% |
| 2018 | +0.99% | -3.19% | -3.17% | -8.38% |
| 2017 | +2.55% | -1.90% | +14.15% | 0.00% |
| 2016 | +1.00% | -6.50% | +8.71% | -2.95% |
| 2015 | +1.51% | -4.25% | +0.44% | -5.24% |
| 2014 | +9.07% | -1.05% | +9.85% | -1.50% |
| 2013 | -6.09% | -7.60% | +19.23% | -2.27% |
| 2012 | +3.66% | -2.67% | +11.13% | -3.54% |
| 2011 | +15.64% | -1.29% | +3.75% | -9.00% |
| 2010 | +9.37% | -4.30% | +12.93% | -7.13% |
| 2009 | -6.59% | -6.65% | +18.79% | -11.70% |
| 2008 | +17.91% | -4.15% | -19.44% | -22.19% |
| 2007 | +10.37% | -1.85% | +5.99% | -3.07% |
| 2006 | +2.52% | -2.87% | +11.12% | -2.03% |
| 2005 | +2.64% | -3.19% | +4.74% | -2.34% |
| 2004 | +4.12% | -4.85% | +9.37% | -2.68% |
| 2003 | +5.29% | -5.68% | +20.04% | -1.99% |
| 2002 | +15.45% | -4.13% | -8.98% | -13.74% |
| 2001 | +5.40% | -5.21% | -3.21% | -11.68% |
| 2000 | +17.28% | -1.12% | -1.79% | -8.27% |
| 1999 | -7.83% | -8.11% | +13.98% | -3.76% |
| 1998 | +14.64% | -1.61% | +17.39% | -10.18% |
| 1997 | +11.97% | -2.02% | +22.37% | -3.12% |
| 1996 | -0.00% | -6.90% | +14.01% | -3.33% |
| 1995 | +25.55% | -1.23% | +28.74% | -0.20% |
| 1994 | -7.19% | -9.56% | -1.16% | -6.47% |
| 1993 | +12.97% | -2.55% | +10.25% | -1.36% |
| 1992 | +7.23% | -4.02% | +8.32% | -1.65% |
| 1991 | +18.91% | -0.54% | +25.53% | -2.86% |
| 1990 | +7.70% | -4.48% | -0.19% | -8.52% |
| 1989 | +17.84% | -2.30% | +22.33% | -1.36% |
| 1988 | +6.90% | -4.60% | +13.33% | -2.24% |
| 1987 | -2.64% | -10.87% | +2.18% | -19.17% |
| 1986 | +21.35% | -3.93% | +14.79% | -5.58% |
| 1985 | +29.85% | -3.33% | +27.66% | -2.15% |
| 1984 | +14.87% | -7.99% | +7.32% | -6.58% |
| 1983 | +2.30% | -6.29% | +15.69% | -2.85% |
| 1982 | +39.57% | -2.66% | +24.75% | -4.29% |
| 1981 | +5.28% | -7.42% | +1.27% | -8.82% |
| 1980 | -1.29% | -11.52% | +21.05% | -9.57% |
| 1979 | +1.83% | -8.62% | +16.69% | -6.65% |
| 1978 | -0.74% | -2.31% | +5.53% | -7.92% |
| 1977 | +0.53% | -3.55% | -1.60% | -4.89% |
| 1976 | +15.29% | -1.33% | +21.38% | -1.34% |
| 1975 | +5.52% | -4.42% | +25.64% | -8.13% |
| 1974 | +4.05% | -3.79% | -14.41% | -20.38% |
| 1973 | +3.29% | -3.40% | -9.12% | -9.87% |
| 1972 | +2.35% | -2.01% | +11.66% | -1.45% |
| 1971 | +11.24% | -7.34% | +14.37% | -5.73% |
| 1970 | +18.93% | -5.54% | +9.77% | -11.52% |
| 1969 | -5.63% | -7.29% | -7.02% | -8.24% |
| 1968 | +6.26% | -3.63% | +9.19% | -3.30% |
| 1967 | -3.08% | -5.97% | +16.22% | -2.87% |
| 1966 | +5.46% | -3.03% | -3.25% | -9.79% |
| 1965 | +0.72% | -1.64% | +8.81% | -2.63% |
| 1964 | +3.65% | -0.06% | +11.40% | -0.78% |
| 1963 | +1.64% | -0.38% | +13.34% | -1.77% |
| 1962 | +5.83% | -0.48% | -3.49% | -12.63% |
| 1961 | +2.10% | -1.70% | +16.69% | -2.07% |
| 1960 | +11.66% | -0.41% | +5.77% | -4.00% |
| 1959 | -1.12% | -3.37% | +6.99% | -3.96% |
| 1958 | -2.10% | -5.86% | +25.76% | -0.76% |
| 1957 | +5.92% | -3.36% | -2.53% | -7.55% |
| 1956 | -2.68% | -3.65% | +4.48% | -5.10% |
| 1955 | -1.13% | -2.16% | +15.12% | -1.72% |
| 1954 | +3.13% | -0.84% | +31.48% | -2.16% |
| 1953 | +2.19% | -3.70% | +1.85% | -4.96% |
| 1952 | +1.89% | -1.78% | +9.07% | -2.48% |
| 1951 | -0.56% | -2.77% | +12.47% | -3.94% |
| 1950 | -1.39% | -1.65% | +18.15% | -3.45% |
| 1949 | +4.92% | -0.12% | +13.74% | -2.42% |
| 1948 | +2.72% | -0.72% | +2.46% | -6.51% |
| 1947 | -1.38% | -2.99% | +2.12% | -3.61% |
| 1946 | +0.36% | -1.88% | -3.48% | -13.30% |
| 1945 | +5.77% | -0.94% | +24.98% | -2.30% |
| 1944 | +2.27% | 0.00% | +13.65% | -0.91% |
| 1943 | +1.98% | -0.10% | +17.73% | -5.22% |
| 1942 | +1.78% | -0.45% | +10.55% | -7.45% |
| 1941 | +2.73% | -1.73% | -5.16% | -8.44% |
| 1940 | +6.10% | -1.80% | -2.58% | -14.56% |
| 1939 | +4.02% | -4.74% | +2.64% | -8.45% |
| 1938 | +4.38% | -0.49% | +18.78% | -15.43% |
| 1937 | +1.27% | -2.41% | -20.16% | -23.31% |
| 1936 | +5.37% | -0.04% | +22.00% | -4.48% |
| 1935 | +4.30% | -1.07% | +29.34% | -5.09% |
| 1934 | +7.94% | -1.90% | +4.30% | -9.46% |
| 1933 | +1.81% | -2.00% | +35.51% | -12.66% |
| 1932 | +8.90% | -2.36% | -0.28% | -25.51% |
| 1931 | -2.56% | -4.95% | -27.30% | -34.34% |
| 1930 | +4.57% | -0.39% | -13.91% | -22.76% |
| 1929 | +4.44% | -1.50% | -5.08% | -21.42% |
| 1928 | +0.97% | -1.23% | +22.84% | -2.72% |
| 1927 | +6.82% | 0.00% | +22.12% | -2.70% |
| 1926 | +5.82% | 0.00% | +8.76% | -5.17% |
| 1925 | +5.31% | -0.17% | +16.74% | -3.95% |
| 1924 | +7.49% | -0.16% | +19.37% | -1.79% |
| 1923 | +4.19% | -0.04% | +4.71% | -7.60% |
| 1922 | +5.64% | -0.73% | +19.63% | -2.80% |
| 1921 | +13.13% | 0.00% | +11.31% | -5.11% |
| 1920 | +1.43% | -3.24% | -8.32% | -9.02% |
| 1919 | +2.57% | -0.68% | +12.66% | -4.87% |
| 1918 | +4.60% | -1.27% | +12.74% | -2.11% |
| 1917 | -2.28% | -4.06% | -11.87% | -11.87% |
| 1916 | +3.78% | -0.86% | +6.29% | -1.98% |
| 1915 | +4.51% | -0.88% | +21.19% | -1.32% |
| 1914 | +1.79% | -0.80% | -0.68% | -11.08% |
| 1913 | +1.68% | -2.83% | -1.31% | -4.21% |
| 1912 | +4.01% | -0.15% | +4.90% | -2.48% |
| 1911 | +1.86% | -1.26% | +3.72% | -5.85% |
| 1910 | +2.84% | -0.36% | -0.39% | -6.05% |
| 1909 | -0.85% | -2.48% | +10.23% | -1.46% |
| 1908 | +5.53% | -0.75% | +28.22% | -1.72% |
| 1907 | -6.38% | -7.33% | -14.66% | -16.56% |
| 1906 | +3.21% | -1.01% | +0.65% | -6.03% |
| 1905 | +2.69% | -2.49% | +13.00% | -3.42% |
| 1904 | +0.53% | -0.68% | +21.60% | -1.44% |
| 1903 | +2.04% | -1.21% | -9.42% | -14.64% |
| 1902 | -0.08% | -4.81% | +5.32% | -4.68% |
| 1901 | +4.10% | -0.79% | +12.37% | -5.10% |
| 1900 | +6.14% | -1.37% | +14.00% | -2.99% |
| 1899 | +7.64% | -0.37% | +2.03% | -5.60% |
| 1898 | +2.65% | -6.31% | +19.40% | -4.72% |
| 1897 | +11.31% | -0.69% | +14.52% | -2.89% |
| 1896 | +2.95% | -4.43% | +3.55% | -8.59% |
| 1895 | +7.80% | -4.07% | +2.99% | -6.94% |
| 1894 | +4.33% | -0.91% | +4.58% | -2.96% |
| 1893 | +3.79% | -2.27% | -9.41% | -16.37% |
| 1892 | +0.66% | -1.54% | +4.50% | -1.55% |
| 1891 | -0.82% | -3.77% | +13.47% | -3.11% |
| 1890 | -0.41% | -2.94% | -3.23% | -7.81% |
| 1889 | +2.36% | -0.75% | +5.21% | -1.48% |
| 1888 | +5.24% | -1.11% | +4.16% | -2.40% |
| 1887 | +0.62% | -2.47% | +0.17% | -6.26% |
| 1886 | +7.20% | -0.14% | +7.45% | -2.95% |
| 1885 | +4.15% | -0.70% | +20.12% | -1.12% |
| 1884 | +2.46% | -2.98% | -5.85% | -9.42% |
| 1883 | +6.44% | -0.71% | -1.59% | -3.70% |
| 1882 | +5.46% | -0.63% | +3.39% | -3.65% |
| 1881 | +8.87% | -1.40% | +1.51% | -6.38% |
| 1880 | +12.45% | -0.82% | +18.01% | -5.21% |
| 1879 | +7.32% | -0.63% | +30.75% | -0.79% |
| 1878 | +2.37% | -1.30% | +12.34% | -0.38% |
| 1877 | -2.01% | -3.27% | +0.79% | -10.85% |
| 1876 | -2.30% | -4.98% | -5.64% | -9.33% |
| 1875 | +4.92% | -3.56% | +5.80% | -2.06% |
| 1874 | +6.58% | -3.03% | +8.29% | -2.74% |
| 1873 | +5.59% | -5.41% | +0.18% | -11.04% |
| 1872 | +6.04% | -2.60% | +7.40% | -2.81% |
| 1871 | +10.11% | -1.22% | +10.46% | -3.08% |
