Compare Travel Insurance Plans | Travelex Insurance (2024)

Compare Travel Insurance Plans | Travelex Insurance (1)

Travelex’s travel insurance plans are designed to help protect you and your trip from the unexpected, such as lost baggage and expensive medical bills.

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What Travelex offers

Travelex travel insurance provides protection for travelers on most types of trips, from weekend getaways to the luxury ski vacations.

The Travel Basic plan provides the essentials for your travels, the Travel Select plan provides more comprehensive coverage and allows you to customize your level of coverage, and the Travel America plan provides useful benefits for a domestic trip.

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Travel Select

This plan can be ideal for families, adventurers and international travelers who want an extra level of security.

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Travel Basic

This plan can provide travelers with essential protection at a budget-friendly price.

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Travel America

This plan can provide extra peace of mind so you can relax and enjoy all the US has to offer.

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Optional Upgrades

Travelex’s travel insurance plans provide extensive coverage when it comes to protecting your upcoming trip. However, every trip is different. With so many unique trip options available to travelers, Travelex’s upgrades allow you to customize your travel insurance policy to fit your vacation.

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Car Rental Collision

Receive additional financial protection if you’re in an accident or collision while driving a rental car.

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Additional Medical Coverage

Enjoy extra medical expenses coverage in the event of an accident, injury or medical evacuation.

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Protect yourself while flying to and from your vacation destination.

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Adventure Sports

Engage in the adventurous activities you love while traveling.

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Cancel For Any Reason

Cancel your trip for any reason up to 48 hours prior to your departure.

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Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.

Effective April 3rd, 2023, the Travel Basic and Travel Select plans may be purchased up to 11:59 p.m. on the day before your departure regardless of the initial trip deposit date.

Effective April 3rd, 2023, the Travel America plan must be purchased at least 10 days prior to the departure date on an existing reservation, or at the time of booking a new reservation if within 10 days of departure.

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BenefitTravel SelectTravel BasicTravel America
Trip Cancellation100% of insured trip cost (up to $50,000)100% of insured trip cost (up to $10,000)100% of insured trip cost (up to $750)
Trip Interruption150% of insured trip cost (up to $75,000)100% of insured trip cost (up to $10,000)150% of insured trip cost (up to $1,125)
Trip Delay$2,000 (with a daily sublimit of $200 and a minimum delay of 5 hours)$500 (with a daily sublimit of $250 and a minimum delay of 5 hours)$2,000(witha minimum delay of 5 hours
Missed Connection$750 (with a minimum delay of 3 hours)$500 (with a minimum delay of 3 hours)$2,000 (with a minimum delay of 3 hours)
Baggage & Personal Effects$1,000 (item sublimits apply)$500 (item sublimits apply)$2,000 (item sublimits apply)
Baggage Delay$200 (with a minimum delay of 12 hours)$100 (with a minimum delay of 12 hours)$$1,000 (with a minimum delay of 12 hours)
Sporting Equipment Delay$200 (with a minimum delay of 24 hours)-$2,000(with a minimum delay of 12 hours)
Car Rental Collision CoverageUpgrade availableUpgrade available$35,000 per policy (with a $100 deductible)
Emergency Medical Expense$50,000 (with a dental coverage sublimit of $500)$15,000 (with a dental coverage sublimit of $500)$50,000
Emergency Medical Evacuation & Repatriation of Remains$500,000 (with an escort coverage limit of $25,000)$100,000 (with an escort coverage limit of $25,000)$250,000
Accidental Death & Dismemberment (AD&D)$25,000$10,000$25,000
Kids-Included PricingYesNoCoverages shared between primary traveler and up to 7 traveling companions
Primary CoverageIncludedIncluded-
24/7 Travel AssistanceIncludedIncludedIncluded
Maximum Trip LengthUp to 364 daysUp to 30 daysUp to 14 days
Early Purchase Benefit: Financial Default100% of insured trip cost (up to $50,000)100% of insured trip cost (up to $10,000)-
Early Purchase Benefit: Pre-existing Medical Condition Exclusion WaiverTrip Cancellation/Interruption coverage will be limited to 100% of insured trip cost (up to $50,000)-Available (when purchased within 3 days of final trip payment)
Early Purchase Benefit: Cancel for Work ReasonsIncluded as Unforeseen Covered Event--
Upgrade: Cancel for Any Reason75% of insured trip cost (up to $7,500) with a $10,000 maximum trip cost--
Upgrade: Car Rental Collision Coverage$35,000 per policy (with a $100 deductible)$35,000 per policy (with a $100 deductible)-
Upgrade: Additional Medical Coverage – Additional Emergency Medical ExpenseAdditional $50,000 ($100,000 benefit total)--
Upgrade: Adventure Sports Exclusion WaiverAdditional activities coverage--
Upgrade: Flight Accidental Death & Dismemberment (AD&D)$200,000$200,000-
BenefitTravel Med
Trip Interruption100% of insured trip cost up to ($1,000)
Trip Delay$100
Missed Connection$250(with a minimum delay of 3 hours)
Emergency Medical Expense$10,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation$100,000 (with an escort coverage limit of $25,000)
Baggage & Personal Effects$1,000 (item sublimits apply)
Baggage Delay$500
Accidental Death & Dismemberment (AD&D)$10,000
Primary CoverageIncluded
24/7 Travel AssistanceIncluded
Maximum Trip LengthUp to 30 days
Upgrade: Car Rental Collision Coverage$35,000 per policy (with a $100 deductible)
BenefitFlight Insure PlusFlight Insure
Flight Accidental Death & Dismemberment (AD&D)Amount SelectedAmount Selected
Missed Connection$50 (with a minimum delay of 3 hours)-
Baggage & Personal Effects$1,000 (item sublimits apply)-
Baggage Delay$500 (with a minimum delay of 12 hours)-
Emergency Medical Expense$10,000 (with a dental coverage sublimit of $500)-
Emergency Evacuation & Repatriation of Remains$100,000 (with an escort coverage limit of $25,000)-
Primary CoverageIncludedIncluded
24/7 Travel AssistanceIncludedIncluded
Maximum Trip LengthUp to 30 daysUp to 180 days

Compare plans

Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.

View comprehensive plans

View post-departure plans

View flight plans

Trip Cancellation100% of insured trip cost (up to $50,000)
Trip Interruption150% of insured trip cost (up to $75,000)
Trip Delay$2,000 (with a daily sublimit of $200)
Missed Connection$750 (with a minimum delay of 3 hours)
Baggage Delay$200
Baggage & Personal Effects$1,000 (item sublimits apply)
Sporting Equipment Delay$200 (with a minimum delay of 24 hours)
Emergency Medical Expense$50,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation & Repatriation of Remains$500,000 (with an escort coverage limit of $25,000)
Accidental Death & Dismemberment (AD&D)$25,000
Kids-Included PricingYes
24/7 Travel AssistanceIncluded
Trip Cancellation100% of insured trip cost (up to $10,000)
Trip Interruption100% of insured trip cost (up to $10,000)
Trip Delay$500 (with a daily sublimit of $250)
Missed Connection$500 (with a minimum delay of 3 hours)
Baggage & Personal Effects$500 (item sublimits apply)
Baggage Delay$100 (with a minimum delay of 12 hours)
Sporting Equipment Delay-
Emergency Medical Expense$15,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation$100,000 (with an escort coverage limit of $25,000)
Accidental Death & Dismemberment (AD&D)$10,000
Kids-Included PricingNo
24/7 Travel AssistanceIncluded
Trip Cancellation100% of insured trip cost (up to $750)
Trip Interruption150% of insured trip cost (up to $1,125)
Trip Delay$2,000
Missed Connection$2,000 (with a minimum delay of 3 hours)
Baggage & Personal Effects$2,000 (item sublimits apply)
Baggage Delay$1,000 (with a minimum delay of 12 hours)
Sporting Equipment Delay$2,000
Emergency Medical Expense-
Emergency Medical Evacuation & Repatriation of Remains$250,000
Accidental Death & Dismemberment (AD&D)$25,000
Kids-Included PricingCoverages shared between primary traveler and up to 7 traveling companions
24/7 Travel AssistanceIncluded
BenefitTravel Med
Trip Interruption100% of insured trip cost (up to $1,000)
Trip Delay$100
Missed Connection$250
Emergency Medical Expense$10,000
Emergency Medical Evacuation$100,000
Baggage & Personal Effects$1,000
Baggage Delay$500 (with a minimum delay of 12 hours)
Accidental Death & Dismemberment (AD&D)$10,000
Primary Coverage-
24/7 Travel AssistanceIncluded
Flight Accidental Death & Dismemberment (AD&D)Amount Selected
Missed Connection$50 (with a minimum delay of 3 hours)
Baggage & Personal Effects$1,000 (item sublimits apply)
Baggage Delay$1,000 (with a minimum delay of 12 hours)
Emergency Medical & Dental Expense$10,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation & Repatriation$100,000 (with an escort coverage limit of $25,000)
24/7 Travel AssistanceIncluded
Flight Accidental Death & Dismemberment (AD&D)Amount Selected
Trip Delay-
Baggage & Personal Effects-
Baggage Delay-
Emergency Medical & Dental Expense-
Emergency Medical Evacuation & Repatriation-
24/7 Travel AssistanceIncluded

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Compare Travel Insurance Plans | Travelex Insurance (2024)

FAQs

What are the two 2 basic types of travel insurance? ›

What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.

What is a good rate for travel insurance? ›

The average cost of travel insurance is about 3% to 5% of a trip's total value, according to quotes gathered by our research team across different travel insurance providers for various traveler profiles.

Is Allianz travel insurance good? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

Which insurance is best for travel in USA? ›

The Best Travel Medical Insurance for Visitors to the USA
  • Atlas America – Best Overall.
  • Patriot America Lite – Best for Cost.
  • Patriot America Plus – Great for Trip Interruption Insurance.
  • Safe Travels USA Comprehensive – Best for Deductible Choices.
Mar 19, 2024

What is the best medical insurance for international travel? ›

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz. Travel medical insurance is a specialized type of coverage that helps pay for medical bills and emergency evacuations if you're hurt or become sick while traveling.

What are two disadvantages travel insurance? ›

Important: While travel insurance policies may be more comprehensive than credit card protections, it has limitations. They typically won't cover non-essential medical expenses, high-risk sports or activities, or pre-existing conditions — at least without paying for add-on coverage.

How many days before should you buy travel insurance? ›

If you're wondering when you should buy travel insurance, the simple answer is as soon as possible. Ideally, you'll buy coverage no later than 15 days prior to your trip.

Does travel insurance get more expensive closer to the trip? ›

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).

Does Medicare cover travel abroad? ›

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

Why is Allianz so cheap? ›

Allianz policies are often significantly less expensive than other policies for trips longer than 30 days, because they have a different pricing structure than most providers. Length of trip is one of the determining factors of a policy's premium. In most cases, the longer the trip, the more expensive the policy.

What is not covered by Allianz travel insurance? ›

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

What is special about Allianz? ›

We are ranked by Interbrand as the world's #1 insurance brand and the leading global insurance and asset management brand by Brand Finance Global 500. As one of the largest general insurers in the UK, we operate under a number of brands, including Allianz, Pet Plan, LV= and Britania Rescue.

Where is the best place to get travel insurance? ›

The best travel insurance
  • Santander. Times Money Mentor award winning cover. ...
  • Saga. Best for over-50s. ...
  • Post Office. Best for those with pre-existing medical conditions. ...
  • Aviva. Best for those wanting substantial medical cover. ...
  • LV= Best for a range of unique add-ons. ...
  • Switched On. ...
  • Just Travel Cover* ...
  • InsureandGo*
Mar 26, 2024

Who is cheaper than travelers insurance? ›

Of the 10 largest car insurance companies, only Geico and USAA are cheaper than Travelers, on average.

Do credit cards provide travel insurance? ›

Credit card travel insurance is a benefit included with certain travel credit cards. You'll often see this perk with travel rewards credit cards, such as the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or The Platinum Card® from American Express.

What are the main types of travel insurance? ›

Types of travel insurance: There are several types of categories of travel insurance including:
  • Trip cancellation. ...
  • Travel medical and major medical. ...
  • Emergency medical evacuation. ...
  • Accidental death and dismemberment. ...
  • Baggage loss. ...
  • Cancel For Any Reason (CFAR) policies.

What are the 2 most common types of travel documents? ›

Passport, Travel Visa and National ID Card

Proper identification is the foundation of international travel. As a result, you should ensure to always have an official identification document with you. You can even consider having multiple documents such as your passport, national ID card or driver's licence.

What are the two essential types of insurance? ›

Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have.

What are the two most popular types of insurance? ›

Most common types of insurance
  • Auto Insurance. Auto insurance is designed to help protect you financially against vehicle damage and injury, depending on your coverage. ...
  • Home Insurance. ...
  • Renters Insurance. ...
  • Life Insurance.

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