Compare 3-way joint bank accounts from top banks | finder.com (2024)

$0 per month

$0

4.50% on balances of $0+
0.50% on balances of $0+
1.20% on balances of $0+

Earn up to 4.50% APY on savings by meeting deposit requirements, and 0.50% APY on checking balances. Members without deposit requirements will earn 0.50% APY on both savings and checking balances. Turn on automatic savings or use the Roundups feature to help you reach your savings goals faster. Get up to $2M of additional FDIC insurance through a network of participating banks.

$0 per month

$0

N/A

The Discover® Cashback Debit account earns 1% cash back on up to $3,000 in debit card purchases each month.

$0 per month

$50

3.30% on balances of $0 to $50,000

Earn up to 3.3% APY after meeting deposit and spending requirements. Get ATM free reimbursem*nts at all domestic ATMs. Pay $0 monthly or overdraft fees. FDIC insured.

$0 per month

$0

N/A

Pay $0 monthly and overdraft fees, and get reimbursed for domestic ATM fees. No opening deposit or minimum balance requirement. Get your paycheck up to 2 days early with direct deposit. FDIC insured.

From $0 per month

$0

4.15%

Get paid up to two days early with direct deposit, automated savings, and no monthly fees with Lili Basic. Other packages include cashback rewards, 4.15% APY for savings, smart bookkeeping and financial reports, etc. FDIC insured.

$12 per month
(can be waived)

$0

N/A

Chase Total Checking® is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches. It offers a $200 signup bonus to new Chase customers. Member FDIC.

$0 per month

$50

0.90% on balances of $0 to $150,000

This account offers Nationwide highest interest rate – up to 0.90% APY. Plus, no overdraft or non-sufficient funds fees. Member FDIC.

$0 per month

$50

0.10%

Made for teens ages 13 to 17, this account earns 0.1% APY and has no monthly fees. FDIC insured.

$0 per month

$0

4.70%

The Empower Personal Cash account doesn’t require a minimum balance and is federally insured for up to $2 million. FDIC insurance up to $2 million.

$35 per month
(can be waived)

$150,000

0.01%

Get the most out of everything you’ve earned with banking, credit cards, lending and investing strategies designed for you. Member FDIC.